# Navigate 401K, LLC

> Navigate 401K, LLC is an SEC-registered investment advisory firm in Birmingham, AL, registered since 2020, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated April 27, 2026.

- CRD: 309466
- Filed as: NAVIGATE 401K, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Birmingham, AL
- Filing period: October 2026
- Form ADV filing dated: April 27, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/309466
- AdvisorCensus page: https://advisorcensus.com/firm/navigate-401k-llc-birmingham-al-309466

## Quick answers

**How is Navigate 401K, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Navigate 401K, LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Navigate 401K, LLC located?**
Navigate 401K, LLC's principal office is in Birmingham, AL, according to its Form ADV; the May 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Navigate 401K, LLC registered with the SEC or a state?**
Navigate 401K, LLC is an SEC-registered investment advisory firm, registered since 2020. Status as filed: Approved. CRD 309466.

**How much does Navigate 401K, LLC manage?**
Navigate 401K, LLC reports $317,893,600 in regulatory assets under management in its Form ADV filing dated April 27, 2026 (100% discretionary).

**How have Navigate 401K, LLC's assets and staff changed since 2021?**
In the Form ADV data for Navigate 401K, LLC: Regulatory assets under management: $58,128,092 in the October 2021 data and $317,893,600 in the October 2026 data, up 447%. Total employees: 2 in October 2021 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Navigate 401K, LLC serve?**
By number of clients on Form ADV Item 5.D: pension and profit sharing plans (but not the plan participants or government pension plans) (80).

**Which custodians does Navigate 401K, LLC use?**
Navigate 401K, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity, Principal and Vanguard as custodians holding 10% or more of its separately managed account assets.

**Does Navigate 401K, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/309466

**What changed in Navigate 401K, LLC's recent Form ADV filings?**
In the May 2026 filing data: Registered or notice-filed in TN.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Custodians (Schedule D, Section 5.K(3))
- Fidelity
- Principal
- Vanguard

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $317,893,600
- Discretionary: $317,893,600
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 80 | $317,893,600 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Educational seminars/workshops

### Firm details
- Registered since: 2020 (6 years)
- Employees: 4 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AL, TN, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the May 2026 filing
- Huntsville, AL

### Websites listed on Form ADV (Item 1.I)
- [navigate401k.com](https://navigate401k.com)

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $58,128,092 | 2 | March 10, 2021 |
| October 2022 | $72,081,964 | 2 | March 8, 2022 |
| October 2023 | $75,011,793 | 3 | March 14, 2023 |
| October 2024 | $131,986,568 | 3 | May 24, 2024 |
| October 2025 | $258,930,541 | 3 | February 24, 2025 |
| October 2026 | $317,893,600 | 4 | April 27, 2026 |

Regulatory assets under management: $58,128,092 in the October 2021 data and $317,893,600 in the October 2026 data, up 447%.
Total employees: 2 in October 2021 and 4 in October 2026.

## Changes in the filing (last 12 months)

### May 2026
- Registered or notice-filed in TN.

### April 2026
- Employees performing advisory functions went from 3 to 4.
- Regulatory assets under management went from $258,930,541 to $317,893,600 (+23%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Navigate 401K, LLC (CRD 309466): Form ADV filing data as of October 2026.