{
  "crd_number": 309466,
  "slug": "navigate-401k-llc-birmingham-al-309466",
  "primary_business_name": "NAVIGATE 401K, LLC",
  "legal_name": "NAVIGATE 401K, LLC",
  "dbas": [],
  "city": "Birmingham",
  "state": "AL",
  "country": "United States",
  "cbsa_code": "13820",
  "metro": {
    "cbsa_code": "13820",
    "common_name": "Birmingham",
    "msa_name": "Birmingham, AL",
    "path": "/advisors/al/birmingham"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2020-07-21",
  "years_registered": 6,
  "period": "2026-10-01",
  "filing_date": "2026-04-27",
  "carried_forward": false,
  "raum_total": 317893600.0,
  "raum_discretionary": 317893600.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 4,
  "advisory_employees": 4,
  "client_count_bucket": null,
  "clients_by_type": {
    "pension_profit_sharing": {
      "raum": 317893600.0,
      "count": 80
    }
  },
  "compensation_types": [
    "fixed",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "pension_consulting",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "AL",
    "TN",
    "TX"
  ],
  "websites": [
    "https://navigate401k.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/309466",
  "city_as_filed": "BIRMINGHAM",
  "url": "https://advisorcensus.com/firm/navigate-401k-llc-birmingham-al-309466",
  "display_name": "Navigate 401K, LLC",
  "summary": "Navigate 401K, LLC is an SEC-registered investment advisory firm in Birmingham, AL, registered since 2020, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated April 27, 2026.",
  "citation": "AdvisorCensus. Navigate 401K, LLC (CRD 309466): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Pension consulting services",
    "Educational seminars/workshops"
  ],
  "quick_answers": [
    {
      "q": "How is Navigate 401K, LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Navigate 401K, LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees)."
    },
    {
      "q": "Where is Navigate 401K, LLC located?",
      "a": "Navigate 401K, LLC's principal office is in Birmingham, AL, according to its Form ADV; the May 2026 filing also lists 1 other office (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Navigate 401K, LLC registered with the SEC or a state?",
      "a": "Navigate 401K, LLC is an SEC-registered investment advisory firm, registered since 2020. Status as filed: Approved. CRD 309466."
    },
    {
      "q": "How much does Navigate 401K, LLC manage?",
      "a": "Navigate 401K, LLC reports $317,893,600 in regulatory assets under management in its Form ADV filing dated April 27, 2026 (100% discretionary)."
    },
    {
      "q": "How have Navigate 401K, LLC's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Navigate 401K, LLC: Regulatory assets under management: $58,128,092 in the October 2021 data and $317,893,600 in the October 2026 data, up 447%. Total employees: 2 in October 2021 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Navigate 401K, LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: pension and profit sharing plans (but not the plan participants or government pension plans) (80)."
    },
    {
      "q": "Which custodians does Navigate 401K, LLC use?",
      "a": "Navigate 401K, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity, Principal and Vanguard as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Navigate 401K, LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/309466"
    },
    {
      "q": "What changed in Navigate 401K, LLC's recent Form ADV filings?",
      "a": "In the May 2026 filing data: Registered or notice-filed in TN."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 58128092.0,
      "total_employees": 2,
      "filing_date": "2021-03-10"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 72081964.0,
      "total_employees": 2,
      "filing_date": "2022-03-08"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 75011793.0,
      "total_employees": 3,
      "filing_date": "2023-03-14"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 131986568.0,
      "total_employees": 3,
      "filing_date": "2024-05-24"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 258930541.0,
      "total_employees": 3,
      "filing_date": "2025-02-24"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 317893600.0,
      "total_employees": 4,
      "filing_date": "2026-04-27"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-05-01",
      "period_label": "May 2026",
      "notes": [
        "Registered or notice-filed in TN."
      ]
    },
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Employees performing advisory functions went from 3 to 4.",
        "Regulatory assets under management went from $258,930,541 to $317,893,600 (+23%)."
      ]
    }
  ],
  "fees_from_brochure": null,
  "custodians": [
    {
      "name": "Fidelity",
      "name_as_filed": "FIDELITY",
      "affiliated": false
    },
    {
      "name": "Principal",
      "name_as_filed": "PRINCIPAL",
      "affiliated": false
    },
    {
      "name": "Vanguard",
      "name_as_filed": "VANGUARD",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/navigate-401k-llc-birmingham-al-309466.md",
  "clients": [
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 80,
      "fewer_than_5": false,
      "raum": 317893600.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/309466",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}