# N Financial Plans

> N Financial Plans is an SEC-registered investment advisory firm in Huntington, NY, registered since 2025, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated January 20, 2026.

- CRD: 337288
- Filed as: N FINANCIAL PLANS
- Legal name: Long Island Financial LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Huntington, NY
- Filing period: October 2026
- Form ADV filing dated: January 20, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/337288
- AdvisorCensus page: https://advisorcensus.com/firm/n-financial-plans-huntington-ny-337288

## Quick answers

**How is N Financial Plans compensated?**
On its Form ADV (Item 5.E, October 2026), N Financial Plans reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is N Financial Plans located?**
N Financial Plans' principal office is in Huntington, NY, according to its Form ADV.

**Is N Financial Plans registered with the SEC or a state?**
N Financial Plans is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 337288.

**How much does N Financial Plans manage?**
N Financial Plans reports $65,219,479 in regulatory assets under management in its Form ADV filing dated January 20, 2026 (70% discretionary).

**How have N Financial Plans' assets and staff changed since 2025?**
In the Form ADV data for N Financial Plans: Regulatory assets under management: $0 in the October 2025 data and $65,219,479 in the October 2026 data. Total employees: 1 in October 2025 and 1 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does N Financial Plans serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (69); high net worth individuals (15); pension and profit sharing plans (but not the plan participants or government pension plans) (11).

**Which custodians does N Financial Plans use?**
N Financial Plans' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and John Hancock Life Insurance Company of New York as custodians holding 10% or more of its separately managed account assets.

**Does N Financial Plans report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/337288

**Does N Financial Plans state an account minimum?**
Its Form ADV Part 2A brochure dated January 20, 2026 says: "We do not have a minimum account size requirement to open or maintain an account."

**What changed in N Financial Plans' recent Form ADV filings?**
In the December 2025 filing data: Regulatory assets under management went from $0 to $67,934,683.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated January 20, 2026)

- Account minimum: None

> We do not have a minimum account size requirement to open or maintain an account.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- John Hancock Life Insurance Company of New York

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $65,219,479
- Discretionary: $45,819,075
- Non-discretionary: $19,400,404

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 69 | $19,969,502 |
| High net worth individuals | 15 | $25,849,573 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 11 | $11,102,543 |
| Insurance companies | Fewer than 5 | $8,297,861 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Other

### Firm details
- Registered since: 2025 (1 year)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: NJ, NY, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- nfinancialplans.com
- LinkedIn @nfinancialplans

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $0 | 1 | July 31, 2025 |
| October 2026 | $65,219,479 | 1 | January 20, 2026 |

Regulatory assets under management: $0 in the October 2025 data and $65,219,479 in the October 2026 data.
Total employees: 1 in October 2025 and 1 in October 2026.

## Changes in the filing (last 12 months)

### December 2025
- Regulatory assets under management went from $0 to $67,934,683.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. N Financial Plans (CRD 337288): Form ADV filing data as of October 2026.