{
  "crd_number": 337288,
  "slug": "n-financial-plans-huntington-ny-337288",
  "primary_business_name": "N FINANCIAL PLANS",
  "legal_name": "LONG ISLAND FINANCIAL LLC",
  "dbas": [],
  "city": "Huntington",
  "state": "NY",
  "country": "United States",
  "cbsa_code": "35620",
  "metro": {
    "cbsa_code": "35620",
    "common_name": "New York",
    "msa_name": "New York-Newark-Jersey City, NY-NJ",
    "path": "/advisors/ny/new-york"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2025-07-25",
  "years_registered": 1,
  "period": "2026-10-01",
  "filing_date": "2026-01-20",
  "carried_forward": false,
  "raum_total": 65219479.0,
  "raum_discretionary": 45819075.0,
  "raum_non_discretionary": 19400404.0,
  "raum_band": "25m_100m",
  "raum_band_label": "$25 million to $100 million",
  "total_employees": 1,
  "advisory_employees": 1,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "individuals": {
      "raum": 19969502.0,
      "count": 69
    },
    "insurance_companies": {
      "raum": 8297861.0,
      "count": null,
      "fewer_than_5": true
    },
    "pension_profit_sharing": {
      "raum": 11102543.0,
      "count": 11
    },
    "high_net_worth_individuals": {
      "raum": 25849573.0,
      "count": 15
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "other",
    "pension_consulting",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "NJ",
    "NY",
    "TX"
  ],
  "websites": [
    "https://linkedin.com/company/nfinancialplans",
    "https://nfinancialplans.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/337288",
  "city_as_filed": "HUNTINGTON",
  "url": "https://advisorcensus.com/firm/n-financial-plans-huntington-ny-337288",
  "display_name": "N Financial Plans",
  "summary": "N Financial Plans is an SEC-registered investment advisory firm in Huntington, NY, registered since 2025, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated January 20, 2026.",
  "citation": "AdvisorCensus. N Financial Plans (CRD 337288): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Pension consulting services",
    "Selection of other advisers (including private fund managers)",
    "Other"
  ],
  "quick_answers": [
    {
      "q": "How is N Financial Plans compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), N Financial Plans reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "Where is N Financial Plans located?",
      "a": "N Financial Plans' principal office is in Huntington, NY, according to its Form ADV."
    },
    {
      "q": "Is N Financial Plans registered with the SEC or a state?",
      "a": "N Financial Plans is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 337288."
    },
    {
      "q": "How much does N Financial Plans manage?",
      "a": "N Financial Plans reports $65,219,479 in regulatory assets under management in its Form ADV filing dated January 20, 2026 (70% discretionary)."
    },
    {
      "q": "How have N Financial Plans' assets and staff changed since 2025?",
      "a": "In the Form ADV data for N Financial Plans: Regulatory assets under management: $0 in the October 2025 data and $65,219,479 in the October 2026 data. Total employees: 1 in October 2025 and 1 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does N Financial Plans serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (69); high net worth individuals (15); pension and profit sharing plans (but not the plan participants or government pension plans) (11)."
    },
    {
      "q": "Which custodians does N Financial Plans use?",
      "a": "N Financial Plans' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and John Hancock Life Insurance Company of New York as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does N Financial Plans report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/337288"
    },
    {
      "q": "Does N Financial Plans state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated January 20, 2026 says: \"We do not have a minimum account size requirement to open or maintain an account.\""
    },
    {
      "q": "What changed in N Financial Plans' recent Form ADV filings?",
      "a": "In the December 2025 filing data: Regulatory assets under management went from $0 to $67,934,683."
    }
  ],
  "filing_history": [
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 0.0,
      "total_employees": 1,
      "filing_date": "2025-07-31"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 65219479.0,
      "total_employees": 1,
      "filing_date": "2026-01-20"
    }
  ],
  "recent_changes": [
    {
      "period": "2025-12-01",
      "period_label": "December 2025",
      "notes": [
        "Regulatory assets under management went from $0 to $67,934,683."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated January 20, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "None",
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: None"
        ],
        "quotes": [
          "We do not have a minimum account size requirement to open or maintain an account."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 0.0,
      "minimum_annual_fee": null,
      "planning": []
    },
    "quotes": [
      "We do not have a minimum account size requirement to open or maintain an account."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    },
    {
      "name": "John Hancock Life Insurance Company of New York",
      "name_as_filed": "JOHN HANCOCK LIFE INSURANCE COMPANY OF NEW YORK",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/n-financial-plans-huntington-ny-337288.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 69,
      "fewer_than_5": false,
      "raum": 19969502.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 15,
      "fewer_than_5": false,
      "raum": 25849573.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 11,
      "fewer_than_5": false,
      "raum": 11102543.0
    },
    {
      "type": "insurance_companies",
      "label": "Insurance companies",
      "count": null,
      "fewer_than_5": true,
      "raum": 8297861.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/337288",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}