# Mutual Trust Advisory Group

> Mutual Trust Advisory Group is an SEC-registered investment advisory firm in Estero, FL, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 11, 2026.

- CRD: 277060
- Filed as: MUTUAL TRUST ADVISORY GROUP
- Legal name: Mutual Trust Advisory Group, Inc.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Estero, FL
- Filing period: October 2026
- Form ADV filing dated: February 11, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/277060
- AdvisorCensus page: https://advisorcensus.com/firm/mutual-trust-advisory-group-estero-fl-277060

## Quick answers

**How is Mutual Trust Advisory Group compensated?**
On its Form ADV (Item 5.E, October 2026), Mutual Trust Advisory Group reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Mutual Trust Advisory Group charge?**
Its Form ADV Part 2A brochure dated February 11, 2026 states: Hourly rate: $350 an hour (Financial Planning Engagement); Flat fee: $12,500 (creation of the written financial plan). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Mutual Trust Advisory Group located?**
Mutual Trust Advisory Group's principal office is in Estero, FL, according to its Form ADV.

**Is Mutual Trust Advisory Group registered with the SEC or a state?**
Mutual Trust Advisory Group is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 277060.

**How much does Mutual Trust Advisory Group manage?**
Mutual Trust Advisory Group reports $165,776,178 in regulatory assets under management in its Form ADV filing dated February 11, 2026 (100% discretionary).

**How have Mutual Trust Advisory Group's assets and staff changed since 2021?**
In the Form ADV data for Mutual Trust Advisory Group: Regulatory assets under management: $110,237,974 in the October 2021 data and $165,776,178 in the October 2026 data, up 50%. Total employees: 3 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Mutual Trust Advisory Group serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (126); high net worth individuals (50).

**Which custodians does Mutual Trust Advisory Group use?**
Mutual Trust Advisory Group's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Raymond James & Associates, Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Mutual Trust Advisory Group report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/277060

**Does Mutual Trust Advisory Group state an account minimum?**
Its Form ADV Part 2A brochure dated February 11, 2026 says: "MTAG does not impose an account minimum on its Clients."

**What changed in Mutual Trust Advisory Group's recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $127,971,817 to $165,776,178 (+30%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated February 11, 2026)

- Account minimum: None

> MTAG does not impose an account minimum on its Clients.

- Hourly rate: $350 an hour (Financial Planning Engagement)

> MTAG charges a negotiable fixed fee that ranges from $25,000 to $350,000 or an hourly fee of up to $350/hour.

- Flat fee: $12,500 (creation of the written financial plan)

> At the inception of service, the Client pays us a fixed fee of up to $12,500 for the creation of the written financial plan.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Raymond James & Associates, Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $165,776,178
- Discretionary: $165,776,178
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 126 | $64,692,243 |
| High net worth individuals | 50 | $101,083,935 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2021 (5 years)
- Employees: 3 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, NC, SC, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [mutualtrustadvisorygroup.com](https://mutualtrustadvisorygroup.com)
- Facebook @MutualTrustAdv
- Facebook @login
- LinkedIn @5182044
- LinkedIn @ryan-rocuant-cfp-0645b9175
- LinkedIn @scottrschatzlecfp

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $110,237,974 | 3 | July 12, 2021 |
| October 2022 | $235,771,231 | 3 | June 7, 2022 |
| October 2023 | $123,908,780 | 3 | May 12, 2023 |
| October 2024 | $164,513,271 | 3 | February 8, 2024 |
| October 2025 | $127,971,817 | 2 | March 14, 2025 |
| October 2026 | $165,776,178 | 3 | February 11, 2026 |

Regulatory assets under management: $110,237,974 in the October 2021 data and $165,776,178 in the October 2026 data, up 50%.
Total employees: 3 in October 2021 and 3 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $127,971,817 to $165,776,178 (+30%).

### February 2026
- Registered or notice-filed in SC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Mutual Trust Advisory Group (CRD 277060): Form ADV filing data as of October 2026.