# Murray Financial Services, Inc

> Murray Financial Services, Inc is an SEC-registered investment advisory firm in Chico, CA, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 26, 2026.

- CRD: 176528
- Filed as: MURRAY FINANCIAL SERVICES, INC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Chico, CA
- Filing period: October 2026
- Form ADV filing dated: March 26, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/176528
- AdvisorCensus page: https://advisorcensus.com/firm/murray-financial-services-inc-chico-ca-176528

## Quick answers

**How is Murray Financial Services, Inc compensated?**
On its Form ADV (Item 5.E, October 2026), Murray Financial Services, Inc reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Murray Financial Services, Inc located?**
Murray Financial Services, Inc's principal office is in Chico, CA, according to its Form ADV.

**Is Murray Financial Services, Inc registered with the SEC or a state?**
Murray Financial Services, Inc is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 176528.

**How much does Murray Financial Services, Inc manage?**
Murray Financial Services, Inc reports $134,039,352 in regulatory assets under management in its Form ADV filing dated March 26, 2026 (99% discretionary).

**How have Murray Financial Services, Inc's assets and staff changed since 2022?**
In the Form ADV data for Murray Financial Services, Inc: Regulatory assets under management: $114,267,691 in the October 2022 data and $134,039,352 in the October 2026 data, up 17%. Total employees: 3 in October 2022 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Murray Financial Services, Inc serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (115); high net worth individuals (14); corporations or other businesses not listed above (2).

**Which custodians does Murray Financial Services, Inc use?**
Murray Financial Services, Inc's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Murray Financial Services, Inc report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/176528

**Does Murray Financial Services, Inc state an account minimum?**
Its Form ADV Part 2A brochure dated March 26, 2026 says: "We do not have a minimum asset requirement to open or maintain an account with our firm."

**What changed in Murray Financial Services, Inc's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 1 to 2.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 26, 2026)

- Account minimum: None

> We do not have a minimum asset requirement to open or maintain an account with our firm.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $134,039,352
- Discretionary: $133,228,725
- Non-discretionary: $810,627

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 115 | $30,681,238 |
| High net worth individuals | 14 | $97,386,897 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 1 | $643,461 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 2 | $5,327,756 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services

### Firm details
- Registered since: 2022 (4 years)
- Employees: 3 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, NV, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- murrayfinancialservices.com
- Facebook @MURRAY.FINANCIAL
- LinkedIn @KEVIN-MURRAY-902B198
- LinkedIn @murray-financial-services
- X @Kevinimurray
- YouTube @murrayfinancialservices8497

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $114,267,691 | 3 | August 10, 2022 |
| October 2023 | $106,878,033 | 3 | March 29, 2023 |
| October 2024 | $118,418,555 | 3 | August 23, 2024 |
| October 2025 | $122,386,911 | 3 | May 2, 2025 |
| October 2026 | $134,039,352 | 3 | March 26, 2026 |

Regulatory assets under management: $114,267,691 in the October 2022 data and $134,039,352 in the October 2026 data, up 17%.
Total employees: 3 in October 2022 and 3 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 1 to 2.

### January 2026
- No longer registered or notice-filed in NH.

### December 2025
- Registered or notice-filed in NV.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Murray Financial Services, Inc (CRD 176528): Form ADV filing data as of October 2026.