# MTM Financial Group, LLC

> MTM Financial Group, LLC is an SEC-registered investment advisory firm in Bethlehem, PA, registered since 2015, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated August 19, 2026.

- CRD: 147221
- Filed as: MTM FINANCIAL GROUP, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Bethlehem, PA
- Filing period: October 2026
- Form ADV filing dated: August 19, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/147221
- AdvisorCensus page: https://advisorcensus.com/firm/mtm-financial-group-llc-bethlehem-pa-147221

## Quick answers

**How is MTM Financial Group, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), MTM Financial Group, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is MTM Financial Group, LLC located?**
MTM Financial Group, LLC's principal office is in Bethlehem, PA, according to its Form ADV; the September 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is MTM Financial Group, LLC registered with the SEC or a state?**
MTM Financial Group, LLC is an SEC-registered investment advisory firm, registered since 2015. Status as filed: Approved. CRD 147221.

**How much does MTM Financial Group, LLC manage?**
MTM Financial Group, LLC reports $771,644,224 in regulatory assets under management in its Form ADV filing dated August 19, 2026 (100% discretionary).

**How have MTM Financial Group, LLC's assets and staff changed since 2021?**
In the Form ADV data for MTM Financial Group, LLC: Regulatory assets under management: $312,000,000 in the October 2021 data and $771,644,224 in the October 2026 data, up 147%. Total employees: 9 in October 2021 and 16 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does MTM Financial Group, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (3,259); high net worth individuals (14); charitable organizations (3).

**Which custodians does MTM Financial Group, LLC use?**
MTM Financial Group, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does MTM Financial Group, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/147221

**Does MTM Financial Group, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated August 19, 2026 says: "There is an account minimum, $100,000, which may be waived by the investment advisor, based on the needs of the client and the complexity of the situation."

**What changed in MTM Financial Group, LLC's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 8 to 9. Regulatory assets under management went from $620,658,505 to $771,644,224 (+24%). Added an office in Stroudsburg, PA. Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated August 19, 2026)

- Account minimum: $100,000 (the brochure says it may be waived or negotiated)

> There is an account minimum, $100,000, which may be waived by the investment advisor, based on the needs of the client and the complexity of the situation.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $771,644,224
- Discretionary: $771,644,224
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 3,259 | $689,067,224 |
| High net worth individuals | 14 | $78,400,000 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 3 | $4,177,000 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Publication of periodicals or newsletters
- Educational seminars/workshops

### Firm details
- Registered since: 2015 (11 years)
- Employees: 16 total, 9 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: DE, FL, NC, NJ, PA, TX, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the September 2026 filing
- Stroudsburg, PA

### Websites listed on Form ADV (Item 1.I)
- morethanmoneyonline.com
- Facebook @MORETHANMONEY
- LinkedIn @GENEDICKISON

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $312,000,000 | 9 | August 26, 2021 |
| October 2022 | $367,200,000 | 9 | March 3, 2022 |
| October 2023 | $377,800,000 | 10 | March 23, 2023 |
| October 2024 | $488,217,635 | 10 | February 9, 2024 |
| October 2025 | $620,658,505 | 10 | January 24, 2025 |
| October 2026 | $771,644,224 | 16 | August 19, 2026 |

Regulatory assets under management: $312,000,000 in the October 2021 data and $771,644,224 in the October 2026 data, up 147%.
Total employees: 9 in October 2021 and 16 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 8 to 9.
- Regulatory assets under management went from $620,658,505 to $771,644,224 (+24%).
- Added an office in Stroudsburg, PA.
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. MTM Financial Group, LLC (CRD 147221): Form ADV filing data as of October 2026.