# Monticello Financial Advisors

> Monticello Financial Advisors is a state-registered investment advisory firm in Mount Pleasant, TX, registered since 2023, reporting under $25 million in regulatory assets under management in its Form ADV filing dated September 28, 2026.

- CRD: 322890
- Filed as: MONTICELLO FINANCIAL ADVISORS
- Legal name: Monticello Financial Advisors, LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Mount Pleasant, TX
- Filing period: October 2026
- Form ADV filing dated: September 28, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/322890
- AdvisorCensus page: https://advisorcensus.com/firm/monticello-financial-advisors-mount-pleasant-tx-322890

## Quick answers

**How is Monticello Financial Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Monticello Financial Advisors reports these compensation arrangements: a percentage of assets under its management; hourly charges. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Monticello Financial Advisors located?**
Monticello Financial Advisors' principal office is in Mount Pleasant, TX, according to its Form ADV.

**Is Monticello Financial Advisors registered with the SEC or a state?**
Monticello Financial Advisors is a state-registered investment advisory firm, registered since 2023. Status as filed: APPROVED. CRD 322890.

**How much does Monticello Financial Advisors manage?**
Monticello Financial Advisors reports $4,226,655 in regulatory assets under management in its Form ADV filing dated September 28, 2026 (78% discretionary).

**What types of clients does Monticello Financial Advisors serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (75); high net worth individuals (12).

**Does Monticello Financial Advisors report any disciplinary disclosures?**
Reports 1 disclosure item on Form ADV Item 11: yes answers to 11.E(4) (self-regulatory organization's expulsion, suspension, bar, or restriction). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/322890

**What changed in Monticello Financial Advisors' recent Form ADV filings?**
In the October 2026 filing data: Regulatory assets under management went from $2,848,880 to $4,226,655 (+48%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Regulatory assets under management (Item 5.F)
- Total: $4,226,655
- Discretionary: $3,311,781
- Non-discretionary: $914,874

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 75 | $2,195,308 |
| High net worth individuals | 12 | $2,031,347 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2023 (3 years)
- Employees: 3 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: TX
- Disclosures (Item 11): Reports 1 disclosure item on Form ADV Item 11.

### Item 11 questions answered yes
- 11.E(4): Has a self-regulatory organization or a commodities exchange ever disciplined the firm or an advisory affiliate by expelling or suspending it from membership, barring or suspending it from association with other members, or otherwise restricting its activities?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/322890

## Changes in the filing (last 12 months)

### October 2026
- Regulatory assets under management went from $2,848,880 to $4,226,655 (+48%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Monticello Financial Advisors (CRD 322890): Form ADV filing data as of October 2026.