# Monterey Wealth

> Monterey Wealth is an SEC-registered investment advisory firm in Atlanta, GA, registered since 2020, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated August 28, 2026.

- CRD: 172577
- Filed as: MONTEREY WEALTH
- Legal name: Monterey Wealth Partners LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Atlanta, GA
- Filing period: October 2026
- Form ADV filing dated: August 28, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/172577
- AdvisorCensus page: https://advisorcensus.com/firm/monterey-wealth-atlanta-ga-172577

## Quick answers

**How is Monterey Wealth compensated?**
On its Form ADV (Item 5.E, October 2026), Monterey Wealth reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Monterey Wealth charge?**
Its Form ADV Part 2A brochure dated August 28, 2026 states: Hourly rate: $400 to $600 an hour (Financial planning services); Flat fee: $1,500 to $7,500 (longer-term consulting projects). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Monterey Wealth located?**
Monterey Wealth's principal office is in Atlanta, GA, according to its Form ADV.

**Is Monterey Wealth registered with the SEC or a state?**
Monterey Wealth is an SEC-registered investment advisory firm, registered since 2020. Status as filed: Approved. CRD 172577.

**How much does Monterey Wealth manage?**
Monterey Wealth reports $300,100,000 in regulatory assets under management in its Form ADV filing dated August 28, 2026 (46% discretionary).

**How have Monterey Wealth's assets and staff changed since 2021?**
In the Form ADV data for Monterey Wealth: Regulatory assets under management: $204,010,994 in the October 2021 data and $300,100,000 in the October 2026 data, up 47%. Total employees: 2 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Monterey Wealth serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (87); pension and profit sharing plans (but not the plan participants or government pension plans) (36); high net worth individuals (34).

**Which custodians does Monterey Wealth use?**
Monterey Wealth's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Empower Retirement as custodians holding 10% or more of its separately managed account assets.

**Does Monterey Wealth report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/172577

**Does Monterey Wealth state an account minimum?**
Its Form ADV Part 2A brochure dated August 28, 2026 says: "There is no minimum account size to open and maintain an advisory account with Monterey Wealth."

**What changed in Monterey Wealth's recent Form ADV filings?**
In the February 2026 filing data: Regulatory assets under management went from $237,800,000 to $300,100,000 (+26%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated August 28, 2026)

- Account minimum: None

> There is no minimum account size to open and maintain an advisory account with Monterey Wealth.

- Hourly rate: $400 to $600 an hour (Financial planning services)

> Hourly fees range from $400 - $600 per hour, depending on what is negotiated between Monterey Wealth and the client.

- Flat fee: $1,500 to $7,500 (longer-term consulting projects)

> Fixed fees for longer-term consulting projects range from $1,500 to $7,500 per project.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Empower Retirement

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $300,100,000
- Discretionary: $137,600,000
- Non-discretionary: $162,500,000

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 87 | $25,700,000 |
| High net worth individuals | 34 | $103,600,000 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 36 | $170,300,000 |
| Corporations or other businesses not listed above | Fewer than 5 | $500,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services

### Firm details
- Registered since: 2020 (6 years)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, GA, KY, LA, MO, OH
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- montereywealth.com
- stacksofcash.buzzsprout.com
- LinkedIn @bob-kwatnez-35b6744
- LinkedIn @david-duncan-cfp®-ba576034
- LinkedIn @jaywcohen
- LinkedIn @toby-cramer
- LinkedIn @tyler-henderson-cfp®-411650a
- X @MONTEREYWEALTH

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $204,010,994 | 2 | April 20, 2021 |
| October 2022 | $184,200,000 | 2 | May 25, 2022 |
| October 2023 | $233,500,000 | 3 | February 2, 2023 |
| October 2024 | $277,900,000 | 3 | January 16, 2024 |
| October 2025 | $237,800,000 | 3 | February 17, 2025 |
| October 2026 | $300,100,000 | 3 | August 28, 2026 |

Regulatory assets under management: $204,010,994 in the October 2021 data and $300,100,000 in the October 2026 data, up 47%.
Total employees: 2 in October 2021 and 3 in October 2026.

## Changes in the filing (last 12 months)

### February 2026
- Regulatory assets under management went from $237,800,000 to $300,100,000 (+26%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Monterey Wealth (CRD 172577): Form ADV filing data as of October 2026.