# Moneywise Financial Advisors

> Moneywise Financial Advisors is a state-registered investment advisory firm, registered since 2011, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated March 10, 2026.

- CRD: 157446
- Filed as: MONEYWISE FINANCIAL ADVISORS
- Legal name: Nowak, Joanna T.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Filing period: October 2026
- Form ADV filing dated: March 10, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/157446
- AdvisorCensus page: https://advisorcensus.com/firm/moneywise-financial-advisors-157446

## Quick answers

**How is Moneywise Financial Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Moneywise Financial Advisors reports these compensation arrangements: a percentage of assets under its management. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Is Moneywise Financial Advisors registered with the SEC or a state?**
Moneywise Financial Advisors is a state-registered investment advisory firm, registered since 2011. Status as filed: APPROVED. CRD 157446.

**How much does Moneywise Financial Advisors manage?**
Moneywise Financial Advisors reports $42,434,726 in regulatory assets under management in its Form ADV filing dated March 10, 2026 (100% discretionary).

**What types of clients does Moneywise Financial Advisors serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (9).

**Does Moneywise Financial Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/157446

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Regulatory assets under management (Item 5.F)
- Total: $42,434,726
- Discretionary: $42,434,726
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | Fewer than 5 | $3,996,609 |
| High net worth individuals | 9 | $38,438,117 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2011 (15 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, OR
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- moneywisefa.com
- LinkedIn @joannanowak
- X @MONEYWISEFA

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Moneywise Financial Advisors (CRD 157446): Form ADV filing data as of October 2026.