# Money Management Concepts Inc.

> Money Management Concepts Inc. is an SEC-registered investment advisory firm in Melbourne, FL, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 24, 2026.

- CRD: 111485
- Filed as: MONEY MANAGEMENT CONCEPTS INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Melbourne, FL
- Filing period: October 2026
- Form ADV filing dated: February 24, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/111485
- AdvisorCensus page: https://advisorcensus.com/firm/money-management-concepts-inc-melbourne-fl-111485

## Quick answers

**How is Money Management Concepts Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Money Management Concepts Inc. reports these compensation arrangements: a percentage of assets under its management. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Money Management Concepts Inc. located?**
Money Management Concepts Inc.'s principal office is in Melbourne, FL, according to its Form ADV.

**Is Money Management Concepts Inc. registered with the SEC or a state?**
Money Management Concepts Inc. is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 111485.

**How much does Money Management Concepts Inc. manage?**
Money Management Concepts Inc. reports $119,592,733 in regulatory assets under management in its Form ADV filing dated February 24, 2026 (100% discretionary).

**How have Money Management Concepts Inc.'s assets and staff changed since 2022?**
In the Form ADV data for Money Management Concepts Inc.: Regulatory assets under management: $109,770,600 in the October 2022 data and $119,592,733 in the October 2026 data, up 9%. Total employees: 2 in October 2022 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Money Management Concepts Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (58); high net worth individuals (32).

**Which custodians does Money Management Concepts Inc. use?**
Money Management Concepts Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Money Management Concepts Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/111485

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $119,592,733
- Discretionary: $119,592,733
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 58 | $28,828,891 |
| High net worth individuals | 32 | $90,763,842 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2022 (4 years)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- moneymanagementconcepts.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $109,770,600 | 2 | September 12, 2022 |
| October 2023 | $98,440,038 | 2 | March 9, 2023 |
| October 2024 | $106,452,391 | 2 | March 14, 2024 |
| October 2025 | $117,029,681 | 2 | February 10, 2025 |
| October 2026 | $119,592,733 | 2 | February 24, 2026 |

Regulatory assets under management: $109,770,600 in the October 2022 data and $119,592,733 in the October 2026 data, up 9%.
Total employees: 2 in October 2022 and 2 in October 2026.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Money Management Concepts Inc. (CRD 111485): Form ADV filing data as of October 2026.