# Monetary Solutions, Ltd.

> Monetary Solutions, Ltd. is an SEC-registered investment advisory firm in Dayton, OH, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated August 18, 2026.

- CRD: 121217
- Filed as: MONETARY SOLUTIONS, LTD.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Dayton, OH
- Filing period: October 2026
- Form ADV filing dated: August 18, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/121217
- AdvisorCensus page: https://advisorcensus.com/firm/monetary-solutions-ltd-dayton-oh-121217

## Quick answers

**How is Monetary Solutions, Ltd. compensated?**
On its Form ADV (Item 5.E, October 2026), Monetary Solutions, Ltd. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**What does Monetary Solutions, Ltd.'s brochure say about its fees?**
Its Form ADV Part 2A brochure dated March 10, 2026 states: Up to $250,000: 1.1% a year; $250,001 to $500,000: 0.85% a year; Above $500,001: 0.6% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Monetary Solutions, Ltd. located?**
Monetary Solutions, Ltd.'s principal office is in Dayton, OH, according to its Form ADV.

**Is Monetary Solutions, Ltd. registered with the SEC or a state?**
Monetary Solutions, Ltd. is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 121217.

**How much does Monetary Solutions, Ltd. manage?**
Monetary Solutions, Ltd. reports $139,673,953 in regulatory assets under management in its Form ADV filing dated August 18, 2026 (100% discretionary).

**How have Monetary Solutions, Ltd.'s assets and staff changed since 2021?**
In the Form ADV data for Monetary Solutions, Ltd.: Regulatory assets under management: $113,000,000 in the October 2021 data and $139,673,953 in the October 2026 data, up 24%. Total employees: 2 in October 2021 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Monetary Solutions, Ltd. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (85); high net worth individuals (38); charitable organizations (1).

**Which custodians does Monetary Solutions, Ltd. use?**
Monetary Solutions, Ltd.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Monetary Solutions, Ltd. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/121217

**What changed in Monetary Solutions, Ltd.'s recent Form ADV filings?**
In the September 2026 filing data: Employees performing advisory functions went from 1 to 2.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 10, 2026)

- Up to $250,000: 1.1% a year
- $250,001 to $500,000: 0.85% a year
- Above $500,001: 0.6% a year

> The annual Advisory Service Agreement fee is based on a percentage of the investable assets according to the following schedule: 1.10% on the first $250,000 0.85% on the next $250,000 (from $250,001 to $500,000) 0.60% on the assets above $500,000

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $139,673,953
- Discretionary: $139,673,953
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 85 | $28,979,856 |
| High net worth individuals | 38 | $108,078,711 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 1 | $1,067,139 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 1 | $1,548,247 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients

### Firm details
- Registered since: 2021 (5 years)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: OH, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $113,000,000 | 2 | April 28, 2021 |
| October 2022 | $128,013,802 | 2 | February 11, 2022 |
| October 2023 | $116,803,375 | 2 | February 10, 2023 |
| October 2024 | $128,104,949 | 2 | February 27, 2024 |
| October 2025 | $141,133,143 | 1 | January 14, 2025 |
| October 2026 | $139,673,953 | 2 | August 18, 2026 |

Regulatory assets under management: $113,000,000 in the October 2021 data and $139,673,953 in the October 2026 data, up 24%.
Total employees: 2 in October 2021 and 2 in October 2026.

## Changes in the filing (last 12 months)

### September 2026
- Employees performing advisory functions went from 1 to 2.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Monetary Solutions, Ltd. (CRD 121217): Form ADV filing data as of October 2026.