# Modern Financial

> Modern Financial is a state-registered investment advisory firm in Monument, CO, registered since 2022, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated January 22, 2026.

- CRD: 317409
- Filed as: MODERN FINANCIAL
- Legal name: Modern Financial Asset Management, LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Monument, CO
- Filing period: October 2026
- Form ADV filing dated: January 22, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/317409
- AdvisorCensus page: https://advisorcensus.com/firm/modern-financial-monument-co-317409

## Quick answers

**How is Modern Financial compensated?**
On its Form ADV (Item 5.E, October 2026), Modern Financial reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees); other. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Modern Financial located?**
Modern Financial's principal office is in Monument, CO, according to its Form ADV.

**Is Modern Financial registered with the SEC or a state?**
Modern Financial is a state-registered investment advisory firm, registered since 2022. Status as filed: APPROVED. CRD 317409.

**How much does Modern Financial manage?**
Modern Financial reports $35,047,422 in regulatory assets under management in its Form ADV filing dated January 22, 2026 (100% discretionary).

**What types of clients does Modern Financial serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (144); high net worth individuals (9).

**Does Modern Financial report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/317409

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Other

### Regulatory assets under management (Item 5.F)
- Total: $35,047,422
- Discretionary: $35,047,422
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 144 | $21,095,535 |
| High net worth individuals | 9 | $13,951,887 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2022 (4 years)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CO, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- modernfinancialco.com
- Facebook @MODERNFINANCIALCO
- LinkedIn @MODERNFINANCIAL

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Modern Financial (CRD 317409): Form ADV filing data as of October 2026.