# Modern Dollar Planning, LLC

> Modern Dollar Planning, LLC is an SEC-registered investment advisory firm in St. Louis, MO, registered since 2023, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated January 6, 2026.

- CRD: 174695
- Filed as: MODERN DOLLAR PLANNING, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: St. Louis, MO
- Filing period: October 2026
- Form ADV filing dated: January 6, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/174695
- AdvisorCensus page: https://advisorcensus.com/firm/modern-dollar-planning-llc-st-louis-mo-174695

## Quick answers

**How is Modern Dollar Planning, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Modern Dollar Planning, LLC reports these compensation arrangements: fixed fees (other than subscription fees).

**Where is Modern Dollar Planning, LLC located?**
Modern Dollar Planning, LLC's principal office is in St. Louis, MO, according to its Form ADV.

**Is Modern Dollar Planning, LLC registered with the SEC or a state?**
Modern Dollar Planning, LLC is an SEC-registered investment advisory firm, registered since 2023. Status as filed: Approved. CRD 174695.

**How much does Modern Dollar Planning, LLC manage?**
Modern Dollar Planning, LLC reports $159,139,791 in regulatory assets under management in its Form ADV filing dated January 6, 2026 (100% discretionary).

**How have Modern Dollar Planning, LLC's assets and staff changed since 2023?**
In the Form ADV data for Modern Dollar Planning, LLC: Regulatory assets under management: $100,436,058 in the October 2023 data and $159,139,791 in the October 2026 data, up 58%. Total employees: 2 in October 2023 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Modern Dollar Planning, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (104); high net worth individuals (49).

**Which custodians does Modern Dollar Planning, LLC use?**
Modern Dollar Planning, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Brokerage Services LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Modern Dollar Planning, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/174695

**What changed in Modern Dollar Planning, LLC's recent Form ADV filings?**
In the February 2026 filing data: Regulatory assets under management went from $121,985,766 to $159,139,791 (+30%).

## From the Form ADV filing

### Compensation (Item 5.E)
- Fixed fees (other than subscription fees)

### Custodians (Schedule D, Section 5.K(3))
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $159,139,791
- Discretionary: $159,139,791
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 104 | $44,193,823 |
| High net worth individuals | 49 | $114,945,968 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2023 (3 years)
- Employees: 2 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, IL, MO, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- modern-dollar.com
- Facebook @MODERNDOLLAR
- LinkedIn @modern-dollar-planning-llc
- YouTube @UCNX5nwbE4u9tUTK-E576FUQ

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2023 | $100,436,058 | 2 | July 21, 2023 |
| October 2024 | $104,124,870 | 2 | April 22, 2024 |
| October 2025 | $121,985,766 | 2 | January 13, 2025 |
| October 2026 | $159,139,791 | 2 | January 6, 2026 |

Regulatory assets under management: $100,436,058 in the October 2023 data and $159,139,791 in the October 2026 data, up 58%.
Total employees: 2 in October 2023 and 2 in October 2026.

## Changes in the filing (last 12 months)

### February 2026
- Regulatory assets under management went from $121,985,766 to $159,139,791 (+30%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Modern Dollar Planning, LLC (CRD 174695): Form ADV filing data as of October 2026.