{
  "crd_number": 174695,
  "slug": "modern-dollar-planning-llc-st-louis-mo-174695",
  "primary_business_name": "MODERN DOLLAR PLANNING, LLC",
  "legal_name": "MODERN DOLLAR PLANNING, LLC",
  "dbas": [],
  "city": "St. Louis",
  "state": "MO",
  "country": "United States",
  "cbsa_code": "41180",
  "metro": {
    "cbsa_code": "41180",
    "common_name": "St. Louis",
    "msa_name": "St. Louis, MO-IL",
    "path": "/advisors/mo/st-louis"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2023-08-21",
  "years_registered": 3,
  "period": "2026-10-01",
  "filing_date": "2026-01-06",
  "carried_forward": false,
  "raum_total": 159139791.0,
  "raum_discretionary": 159139791.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 2,
  "advisory_employees": 1,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 44193823.0,
      "count": 104
    },
    "high_net_worth_individuals": {
      "raum": 114945968.0,
      "count": 49
    }
  },
  "compensation_types": [
    "fixed"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CA",
    "IL",
    "MO",
    "TX"
  ],
  "websites": [
    "https://facebook.com/MODERNDOLLAR",
    "https://linkedin.com/company/modern-dollar-planning-llc",
    "https://modern-dollar.com",
    "https://youtube.com/channel/UCNX5nwbE4u9tUTK-E576FUQ"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/174695",
  "city_as_filed": "ST. LOUIS",
  "url": "https://advisorcensus.com/firm/modern-dollar-planning-llc-st-louis-mo-174695",
  "display_name": "Modern Dollar Planning, LLC",
  "summary": "Modern Dollar Planning, LLC is an SEC-registered investment advisory firm in St. Louis, MO, registered since 2023, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated January 6, 2026.",
  "citation": "AdvisorCensus. Modern Dollar Planning, LLC (CRD 174695): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Selection of other advisers (including private fund managers)"
  ],
  "quick_answers": [
    {
      "q": "How is Modern Dollar Planning, LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Modern Dollar Planning, LLC reports these compensation arrangements: fixed fees (other than subscription fees)."
    },
    {
      "q": "Where is Modern Dollar Planning, LLC located?",
      "a": "Modern Dollar Planning, LLC's principal office is in St. Louis, MO, according to its Form ADV."
    },
    {
      "q": "Is Modern Dollar Planning, LLC registered with the SEC or a state?",
      "a": "Modern Dollar Planning, LLC is an SEC-registered investment advisory firm, registered since 2023. Status as filed: Approved. CRD 174695."
    },
    {
      "q": "How much does Modern Dollar Planning, LLC manage?",
      "a": "Modern Dollar Planning, LLC reports $159,139,791 in regulatory assets under management in its Form ADV filing dated January 6, 2026 (100% discretionary)."
    },
    {
      "q": "How have Modern Dollar Planning, LLC's assets and staff changed since 2023?",
      "a": "In the Form ADV data for Modern Dollar Planning, LLC: Regulatory assets under management: $100,436,058 in the October 2023 data and $159,139,791 in the October 2026 data, up 58%. Total employees: 2 in October 2023 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Modern Dollar Planning, LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (104); high net worth individuals (49)."
    },
    {
      "q": "Which custodians does Modern Dollar Planning, LLC use?",
      "a": "Modern Dollar Planning, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Brokerage Services LLC as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Modern Dollar Planning, LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/174695"
    },
    {
      "q": "What changed in Modern Dollar Planning, LLC's recent Form ADV filings?",
      "a": "In the February 2026 filing data: Regulatory assets under management went from $121,985,766 to $159,139,791 (+30%)."
    }
  ],
  "filing_history": [
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 100436058.0,
      "total_employees": 2,
      "filing_date": "2023-07-21"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 104124870.0,
      "total_employees": 2,
      "filing_date": "2024-04-22"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 121985766.0,
      "total_employees": 2,
      "filing_date": "2025-01-13"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 159139791.0,
      "total_employees": 2,
      "filing_date": "2026-01-06"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-02-01",
      "period_label": "February 2026",
      "notes": [
        "Regulatory assets under management went from $121,985,766 to $159,139,791 (+30%)."
      ]
    }
  ],
  "fees_from_brochure": null,
  "custodians": [
    {
      "name": "Fidelity Brokerage Services LLC",
      "name_as_filed": "FIDELITY BROKERAGE SERVICES LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/modern-dollar-planning-llc-st-louis-mo-174695.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 104,
      "fewer_than_5": false,
      "raum": 44193823.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 49,
      "fewer_than_5": false,
      "raum": 114945968.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/174695",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}