# Miller, Gesko & Company Inc.

> Miller, Gesko & Company Inc. is an SEC-registered investment advisory firm in Buffalo, NY, registered since 1986, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 19, 2026.

- CRD: 109671
- Filed as: MILLER, GESKO & COMPANY INC.
- Legal name: Miller Gesko & Co Inc.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Buffalo, NY
- Filing period: October 2026
- Form ADV filing dated: March 19, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/109671
- AdvisorCensus page: https://advisorcensus.com/firm/miller-gesko-and-company-inc-buffalo-ny-109671

## Quick answers

**How is Miller, Gesko & Company Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Miller, Gesko & Company Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**How much does Miller, Gesko & Company Inc. charge?**
Its Form ADV Part 2A brochure dated March 18, 2026 states: Hourly rate: $100 an hour (Administrative Services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Miller, Gesko & Company Inc. located?**
Miller, Gesko & Company Inc.'s principal office is in Buffalo, NY, according to its Form ADV; the April 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Miller, Gesko & Company Inc. registered with the SEC or a state?**
Miller, Gesko & Company Inc. is an SEC-registered investment advisory firm, registered since 1986. Status as filed: Approved. CRD 109671.

**How much does Miller, Gesko & Company Inc. manage?**
Miller, Gesko & Company Inc. reports $183,073,565 in regulatory assets under management in its Form ADV filing dated March 19, 2026 (72% discretionary).

**How have Miller, Gesko & Company Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Miller, Gesko & Company Inc.: Regulatory assets under management: $161,004,000 in the October 2021 data and $183,073,565 in the October 2026 data, up 14%. Total employees: 3 in October 2021 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Miller, Gesko & Company Inc. serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (40); individuals (other than high net worth individuals) (35); charitable organizations (5).

**Which custodians does Miller, Gesko & Company Inc. use?**
Miller, Gesko & Company Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists National Financial Services LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Miller, Gesko & Company Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/109671

**Does Miller, Gesko & Company Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated March 18, 2026 says: "Miller Gesko requires new clients to have a minimum account of $1,000,000, although Miller Gesko retains the right to reduce or waive this minimum account size."

**What changed in Miller, Gesko & Company Inc.'s recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 3 to 5.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated March 18, 2026)

- Account minimum: $1,000,000 (the brochure says it may be waived or negotiated)

> Miller Gesko requires new clients to have a minimum account of $1,000,000, although Miller Gesko retains the right to reduce or waive this minimum account size.

- Hourly rate: $100 an hour (Administrative Services)

> Administrative Services fees will be charged as an hourly fee at the rate of $100 per hour or as agreed upon.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- National Financial Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $183,073,565
- Discretionary: $130,958,846
- Non-discretionary: $52,114,719

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 35 | $10,008,425 |
| High net worth individuals | 40 | $159,470,614 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $1,303,617 |
| Charitable organizations | 5 | $12,290,909 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 1986 (40 years)
- Employees: 5 total, 5 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, NY
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Sarasota, FL

### Websites listed on Form ADV (Item 1.I)
- [millergesko.com](https://millergesko.com)

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $161,004,000 | 3 | February 12, 2021 |
| October 2022 | $165,936,783 | 3 | January 20, 2022 |
| October 2023 | $141,382,503 | 3 | February 1, 2023 |
| October 2024 | $152,067,295 | 3 | January 11, 2024 |
| October 2025 | $169,655,527 | 3 | July 28, 2025 |
| October 2026 | $183,073,565 | 5 | March 19, 2026 |

Regulatory assets under management: $161,004,000 in the October 2021 data and $183,073,565 in the October 2026 data, up 14%.
Total employees: 3 in October 2021 and 5 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 3 to 5.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Miller, Gesko & Company Inc. (CRD 109671): Form ADV filing data as of October 2026.