{
  "crd_number": 152366,
  "slug": "metanoia-financial-llc-152366",
  "primary_business_name": "METANOIA FINANCIAL, LLC",
  "legal_name": "METANOIA FINANCIAL, LLC",
  "dbas": [],
  "city": null,
  "state": null,
  "country": null,
  "cbsa_code": null,
  "metro": null,
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2024-10-31",
  "years_registered": 1,
  "period": "2026-10-01",
  "filing_date": "2026-03-31",
  "carried_forward": false,
  "raum_total": 138738666.0,
  "raum_discretionary": 138738666.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 3,
  "advisory_employees": 1,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 39022515.0,
      "count": 114
    },
    "high_net_worth_individuals": {
      "raum": 99716151.0,
      "count": 37
    }
  },
  "compensation_types": [
    "fixed",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "other",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "FL",
    "GA",
    "IL",
    "MO",
    "NC",
    "NJ",
    "PA",
    "TX"
  ],
  "websites": [
    "https://facebook.com/METANOIA-FINANCIAL-270394698939",
    "https://linkedin.com/IN/BOBBYCREMINS",
    "https://metanoiafinancial.com",
    "https://twitter.com/BOBBYCREMINS"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/152366",
  "city_as_filed": null,
  "url": "https://advisorcensus.com/firm/metanoia-financial-llc-152366",
  "display_name": "Metanoia Financial, LLC",
  "summary": "Metanoia Financial, LLC is an SEC-registered investment advisory firm, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 31, 2026.",
  "citation": "AdvisorCensus. Metanoia Financial, LLC (CRD 152366): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Selection of other advisers (including private fund managers)",
    "Educational seminars/workshops",
    "Other"
  ],
  "quick_answers": [
    {
      "q": "How is Metanoia Financial, LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Metanoia Financial, LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Metanoia Financial, LLC charge?",
      "a": "Its Form ADV Part 2A brochure dated March 31, 2026 states: Flat fee: $1,000 to $10,000 (Financial Planning); Subscription: $200 to $1,000 a month (Comprehensive Financial Planning ongoing fee). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Is Metanoia Financial, LLC registered with the SEC or a state?",
      "a": "Metanoia Financial, LLC is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 152366."
    },
    {
      "q": "How much does Metanoia Financial, LLC manage?",
      "a": "Metanoia Financial, LLC reports $138,738,666 in regulatory assets under management in its Form ADV filing dated March 31, 2026 (100% discretionary)."
    },
    {
      "q": "How have Metanoia Financial, LLC's assets and staff changed since 2025?",
      "a": "In the Form ADV data for Metanoia Financial, LLC: Regulatory assets under management: $125,244,366 in the October 2025 data and $138,738,666 in the October 2026 data, up 11%. Total employees: 3 in October 2025 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Metanoia Financial, LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (114); high net worth individuals (37)."
    },
    {
      "q": "Which custodians does Metanoia Financial, LLC use?",
      "a": "Metanoia Financial, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Metanoia Financial, LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/152366"
    },
    {
      "q": "Does Metanoia Financial, LLC state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated March 31, 2026 says: \"We do not impose any minimum requirements for opening/maintaining client accounts.\""
    },
    {
      "q": "What changed in Metanoia Financial, LLC's recent Form ADV filings?",
      "a": "In the April 2026 filing data: Regulatory assets under management went from $125,244,366 to $138,738,666 (+11%). No longer lists an office in Ardmore, PA."
    }
  ],
  "filing_history": [
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 125244366.0,
      "total_employees": 3,
      "filing_date": "2025-05-30"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 138738666.0,
      "total_employees": 3,
      "filing_date": "2026-03-31"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Regulatory assets under management went from $125,244,366 to $138,738,666 (+11%).",
        "No longer lists an office in Ardmore, PA."
      ]
    },
    {
      "period": "2025-12-01",
      "period_label": "December 2025",
      "notes": [
        "Registered or notice-filed in MO."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 31, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "None",
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Flat fee: $1,000 to $10,000 (Financial Planning)",
      "Subscription: $200 to $1,000 a month (Comprehensive Financial Planning ongoing fee)"
    ],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: None"
        ],
        "quotes": [
          "We do not impose any minimum requirements for opening/maintaining client accounts."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $1,000 to $10,000 (Financial Planning)"
        ],
        "quotes": [
          "Financial Planning may be offered on a fixed fee basis. The fixed fee will be agreed upon before the start of any work. The fixed fee can range between $1,000 and $10,000."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Subscription: $200 to $1,000 a month (Comprehensive Financial Planning ongoing fee)"
        ],
        "quotes": [
          "Comprehensive Financial Planning consists of an upfront charge of $1,000 to $10,000 and an ongoing fee that is paid monthly, in advance, at the rate of $200 to $1,000 per month."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 0.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "flat",
          "amount": null,
          "min": 1000.0,
          "max": 10000.0,
          "period": "one_time",
          "service": "Financial Planning"
        },
        {
          "kind": "subscription",
          "amount": null,
          "min": 200.0,
          "max": 1000.0,
          "period": "monthly",
          "service": "Comprehensive Financial Planning ongoing fee"
        }
      ]
    },
    "quotes": [
      "We do not impose any minimum requirements for opening/maintaining client accounts.",
      "Financial Planning may be offered on a fixed fee basis. The fixed fee will be agreed upon before the start of any work. The fixed fee can range between $1,000 and $10,000.",
      "Comprehensive Financial Planning consists of an upfront charge of $1,000 to $10,000 and an ongoing fee that is paid monthly, in advance, at the rate of $200 to $1,000 per month."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/metanoia-financial-llc-152366.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 114,
      "fewer_than_5": false,
      "raum": 39022515.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 37,
      "fewer_than_5": false,
      "raum": 99716151.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/152366",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}