# Merited Wealth, LLC

> Merited Wealth, LLC is an SEC-registered investment advisory firm in North Bay Village, FL, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated August 14, 2026.

- CRD: 299549
- Filed as: MERITED WEALTH, LLC
- Also doing business as: MERITED WEALTH, MERITED WEALTH BENEFITS
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: North Bay Village, FL
- Filing period: October 2026
- Form ADV filing dated: August 14, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/299549
- AdvisorCensus page: https://advisorcensus.com/firm/merited-wealth-llc-north-bay-village-fl-299549

## Quick answers

**How is Merited Wealth, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Merited Wealth, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**What does Merited Wealth, LLC's brochure say about its fees?**
Its Form ADV Part 2A brochure dated August 14, 2026 states: Asset-based fee: up to 2% of assets a year (the maximum the brochure states). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Merited Wealth, LLC located?**
Merited Wealth, LLC's principal office is in North Bay Village, FL, according to its Form ADV; the September 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Merited Wealth, LLC registered with the SEC or a state?**
Merited Wealth, LLC is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 299549.

**How much does Merited Wealth, LLC manage?**
Merited Wealth, LLC reports $186,147,824 in regulatory assets under management in its Form ADV filing dated August 14, 2026 (100% discretionary).

**How have Merited Wealth, LLC's assets and staff changed since 2024?**
In the Form ADV data for Merited Wealth, LLC: Regulatory assets under management: $105,711,182 in the October 2024 data and $186,147,824 in the October 2026 data, up 76%. Total employees: 4 in October 2024 and 8 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Merited Wealth, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (131); high net worth individuals (51); pension and profit sharing plans (but not the plan participants or government pension plans) (2).

**Which custodians does Merited Wealth, LLC use?**
Merited Wealth, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Assetmark Trust Company and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Merited Wealth, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/299549

**What changed in Merited Wealth, LLC's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $143,359,170 to $186,147,824 (+30%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated August 14, 2026)

- Asset-based fee: up to 2% of assets a year (the maximum the brochure states)

> The specific manner in which fees are charged by the firm is established in a client’s written agreement and account application between the client and Merited Wealth – up to 2.0% of assets under management.

> The hourly fee is $250 - $750 per hour. Flat fee agreements are typically for three (3) months to one (1) year in a range of $1,500 - $10,000 and are paid up front (if 3 months or less) or on a monthly basis.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Assetmark Trust Company
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $186,147,824
- Discretionary: $185,941,867
- Non-discretionary: $205,957

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 131 | $44,118,915 |
| High net worth individuals | 51 | $132,060,183 |
| Banking or thrift institutions | 0 | Not reported |
| Investment companies | 0 | Not reported |
| Business development companies | 0 | Not reported |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | Not reported |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 2 | $6,757,705 |
| State or municipal government entities (including government pension plans) | 0 | Not reported |
| Other investment advisers | 0 | Not reported |
| Insurance companies | 0 | Not reported |
| Sovereign wealth funds and foreign official institutions | 0 | Not reported |
| Corporations or other businesses not listed above | 1 | $3,210,975 |
| Other | 1 | $46 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2024 (2 years)
- Employees: 8 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, TX, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the September 2026 filing
- Pine Crest, FL

### Websites listed on Form ADV (Item 1.I)
- meritedwealth.com
- satwealthman.com
- Facebook @Merited-Wealth-LLC
- LinkedIn @meritedwealth
- X @satwealthman
- YouTube @meritedwealth4103

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | $105,711,182 | 4 | July 15, 2024 |
| October 2025 | $143,359,170 | 4 | March 14, 2025 |
| October 2026 | $186,147,824 | 8 | August 14, 2026 |

Regulatory assets under management: $105,711,182 in the October 2024 data and $186,147,824 in the October 2026 data, up 76%.
Total employees: 4 in October 2024 and 8 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $143,359,170 to $186,147,824 (+30%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Merited Wealth, LLC (CRD 299549): Form ADV filing data as of October 2026.