# Meridian Financial Advisors, LLC

> Meridian Financial Advisors, LLC is an SEC-registered investment advisory firm in Holliston, MA, registered since 2019, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated May 5, 2026.

- CRD: 119679
- Filed as: MERIDIAN FINANCIAL ADVISORS, LLC
- Also doing business as: MERIDIAN FINANCIAL
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Holliston, MA
- Filing period: October 2026
- Form ADV filing dated: May 5, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/119679
- AdvisorCensus page: https://advisorcensus.com/firm/meridian-financial-advisors-llc-holliston-ma-119679

## Quick answers

**How is Meridian Financial Advisors, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Meridian Financial Advisors, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Meridian Financial Advisors, LLC located?**
Meridian Financial Advisors, LLC's principal office is in Holliston, MA, according to its Form ADV; the June 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Meridian Financial Advisors, LLC registered with the SEC or a state?**
Meridian Financial Advisors, LLC is an SEC-registered investment advisory firm, registered since 2019. Status as filed: Approved. CRD 119679.

**How much does Meridian Financial Advisors, LLC manage?**
Meridian Financial Advisors, LLC reports $283,927,964 in regulatory assets under management in its Form ADV filing dated May 5, 2026 (100% discretionary).

**How have Meridian Financial Advisors, LLC's assets and staff changed since 2021?**
In the Form ADV data for Meridian Financial Advisors, LLC: Regulatory assets under management: $157,003,537 in the October 2021 data and $283,927,964 in the October 2026 data, up 81%. Total employees: 3 in October 2021 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Meridian Financial Advisors, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (89); high net worth individuals (88).

**Which custodians does Meridian Financial Advisors, LLC use?**
Meridian Financial Advisors, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Meridian Financial Advisors, LLC report any disciplinary disclosures?**
Reports 2 disclosure items on Form ADV Item 11: yes answers to 11.C(2) (SEC or CFTC finding of a violation) and 11.C(5) (SEC or CFTC civil money penalty or cease-and-desist order). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/119679

**Does Meridian Financial Advisors, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 30, 2026 says: "We have a minimum account size of $1,000,000, although we evaluate each situation individually and reserve the right to waive or adjust this minimum, as well as decline any potential client, for any reason."

**What changed in Meridian Financial Advisors, LLC's recent Form ADV filings?**
In the June 2026 filing data: No longer lists the business name Meridian Financial Advisors, LLC. Added the business name Meridian Financial. Changed its legal name from Meridian Financial, LLC to Meridian Financial Advisors, LLC.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 30, 2026)

- Account minimum: $1,000,000 (the brochure says it may be waived or negotiated)

> We have a minimum account size of $1,000,000, although we evaluate each situation individually and reserve the right to waive or adjust this minimum, as well as decline any potential client, for any reason.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $283,927,964
- Discretionary: $283,927,964
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 89 | $44,232,412 |
| High net worth individuals | 88 | $239,695,552 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2019 (6 years)
- Employees: 5 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CT, FL, MA, NH, TX
- Disclosures (Item 11): Reports 2 disclosure items on Form ADV Item 11.

### Item 11 questions answered yes
- 11.C(2): Has the SEC or the CFTC ever found that the firm or an advisory affiliate was involved in a violation of SEC or CFTC regulations or statutes?
- 11.C(5): Has the SEC or the CFTC ever imposed a civil money penalty on the firm or an advisory affiliate, or ordered the firm or an advisory affiliate to cease and desist from an activity?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/119679

### Other offices (Schedule D, Section 1.F), as of the June 2026 filing
- North Eastham, MA

### Websites listed on Form ADV (Item 1.I)
- meridianfinancial.net
- Facebook @MeridianFinancialAdvisors
- LinkedIn @georgia-bruggeman-cfp-43b6421
- X @MeridianFinance
- YouTube @UCSnORItSXyrgLffxZv3yPKQ

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $157,003,537 | 3 | March 30, 2021 |
| October 2022 | $186,189,298 | 3 | April 5, 2022 |
| October 2023 | $193,113,688 | 4 | March 31, 2023 |
| October 2024 | $230,731,412 | 4 | June 12, 2024 |
| October 2025 | $257,881,702 | 4 | February 26, 2025 |
| October 2026 | $283,927,964 | 5 | May 5, 2026 |

Regulatory assets under management: $157,003,537 in the October 2021 data and $283,927,964 in the October 2026 data, up 81%.
Total employees: 3 in October 2021 and 5 in October 2026.

## Changes in the filing (last 12 months)

### June 2026
- No longer lists the business name Meridian Financial Advisors, LLC.
- Added the business name Meridian Financial.
- Changed its legal name from Meridian Financial, LLC to Meridian Financial Advisors, LLC.

### April 2026
- Added the business name Meridian Financial Advisors, LLC.
- Regulatory assets under management went from $257,881,702 to $283,927,964 (+10%).

### December 2025
- Item 11 disclosure answers changed: 2 yes answers, previously 0 (now yes: 11.C(2), 11.C(5)).

### November 2025
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Meridian Financial Advisors, LLC (CRD 119679): Form ADV filing data as of October 2026.