# Meramec Financial Planners, LLC

> Meramec Financial Planners, LLC is an SEC-registered investment advisory firm in Clayton, MO, registered since 2025, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated September 21, 2026.

- CRD: 335112
- Filed as: MERAMEC FINANCIAL PLANNERS, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Clayton, MO
- Filing period: October 2026
- Form ADV filing dated: September 21, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/335112
- AdvisorCensus page: https://advisorcensus.com/firm/meramec-financial-planners-llc-clayton-mo-335112

## Quick answers

**How is Meramec Financial Planners, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Meramec Financial Planners, LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**Where is Meramec Financial Planners, LLC located?**
Meramec Financial Planners, LLC's principal office is in Clayton, MO, according to its Form ADV.

**Is Meramec Financial Planners, LLC registered with the SEC or a state?**
Meramec Financial Planners, LLC is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 335112.

**How much does Meramec Financial Planners, LLC manage?**
Meramec Financial Planners, LLC reports $1,126,899,736 in regulatory assets under management in its Form ADV filing dated September 21, 2026 (60% discretionary).

**How have Meramec Financial Planners, LLC's assets and staff changed since 2025?**
In the Form ADV data for Meramec Financial Planners, LLC: Regulatory assets under management: $1,278,000,000 in the October 2025 data and $1,126,899,736 in the October 2026 data, down 12%. Total employees: 16 in October 2025 and 16 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Meramec Financial Planners, LLC serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (248); individuals (other than high net worth individuals) (202); pension and profit sharing plans (but not the plan participants or government pension plans) (24).

**Which custodians does Meramec Financial Planners, LLC use?**
Meramec Financial Planners, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Meramec Financial Planners, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/335112

**Does Meramec Financial Planners, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated February 18, 2026 says: "There is no minimum account size and Clients are not required to have a certain amount of investment experience or sophistication."

**What changed in Meramec Financial Planners, LLC's recent Form ADV filings?**
In the October 2026 filing data: Registered or notice-filed in NH, TX.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated February 18, 2026)

- Account minimum: None

> There is no minimum account size and Clients are not required to have a certain amount of investment experience or sophistication.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $1,126,899,736
- Discretionary: $671,173,215
- Non-discretionary: $455,726,521

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 202 | $108,829,185 |
| High net worth individuals | 248 | $829,222,474 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 24 | $188,774,595 |
| Charitable organizations | Fewer than 5 | $73,482 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services

### Firm details
- Registered since: 2025 (1 year)
- Employees: 16 total, 7 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, FL, IL, MN, MO, NC, NH, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $1,278,000,000 | 16 | July 16, 2025 |
| October 2026 | $1,126,899,736 | 16 | September 21, 2026 |

Regulatory assets under management: $1,278,000,000 in the October 2025 data and $1,126,899,736 in the October 2026 data, down 12%.
Total employees: 16 in October 2025 and 16 in October 2026.

## Changes in the filing (last 12 months)

### October 2026
- Registered or notice-filed in NH, TX.

### March 2026
- Regulatory assets under management went from $1,278,000,000 to $1,126,899,736 (-12%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Meramec Financial Planners, LLC (CRD 335112): Form ADV filing data as of October 2026.