# Mench Financial Inc

> Mench Financial Inc is an SEC-registered investment advisory firm in Cincinnati, OH, registered since 1995, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 27, 2026.

- CRD: 106689
- Filed as: MENCH FINANCIAL INC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Cincinnati, OH
- Filing period: October 2026
- Form ADV filing dated: March 27, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/106689
- AdvisorCensus page: https://advisorcensus.com/firm/mench-financial-inc-cincinnati-oh-106689

## Quick answers

**How is Mench Financial Inc compensated?**
On its Form ADV (Item 5.E, October 2026), Mench Financial Inc reports these compensation arrangements: a percentage of assets under its management.

**Where is Mench Financial Inc located?**
Mench Financial Inc's principal office is in Cincinnati, OH, according to its Form ADV.

**Is Mench Financial Inc registered with the SEC or a state?**
Mench Financial Inc is an SEC-registered investment advisory firm, registered since 1995. Status as filed: Approved. CRD 106689.

**How much does Mench Financial Inc manage?**
Mench Financial Inc reports $130,576,494 in regulatory assets under management in its Form ADV filing dated March 27, 2026 (100% discretionary).

**How have Mench Financial Inc's assets and staff changed since 2021?**
In the Form ADV data for Mench Financial Inc: Regulatory assets under management: $193,736,031 in the October 2021 data and $130,576,494 in the October 2026 data, down 33%. Total employees: 4 in October 2021 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Mench Financial Inc serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (93); high net worth individuals (82); charitable organizations (3).

**Which custodians does Mench Financial Inc use?**
Mench Financial Inc's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists RBC Capital Markets, LLC and Schwab Investments, Inc. as custodians holding 10% or more of its separately managed account assets.

**Does Mench Financial Inc report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/106689

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Custodians (Schedule D, Section 5.K(3))
- RBC Capital Markets, LLC
- Schwab Investments, Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $130,576,494
- Discretionary: $130,576,494
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 93 | $14,482,556 |
| High net worth individuals | 82 | $82,424,561 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 2 | $2,364,735 |
| Charitable organizations | 3 | $24,206,389 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | Not reported |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 3 | $7,098,253 |
| Other | Not reported | $0 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients

### Firm details
- Registered since: 1995 (31 years)
- Employees: 4 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AK, AL, AZ, CA, CO, CT, FL, GA, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MN, MO, MT, NC, NE, NJ, NV, NY, OH, OR, PA, RI, SC, SD, TN, TX, VA, WA, WI, WV, WY
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- menchfin.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $193,736,031 | 4 | March 30, 2021 |
| October 2022 | $187,151,645 | 4 | March 23, 2022 |
| October 2023 | $135,952,797 | 4 | June 1, 2023 |
| October 2024 | $126,716,680 | 4 | March 25, 2024 |
| October 2025 | $121,201,484 | 4 | March 21, 2025 |
| October 2026 | $130,576,494 | 4 | March 27, 2026 |

Regulatory assets under management: $193,736,031 in the October 2021 data and $130,576,494 in the October 2026 data, down 33%.
Total employees: 4 in October 2021 and 4 in October 2026.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Mench Financial Inc (CRD 106689): Form ADV filing data as of October 2026.