{
  "crd_number": 154891,
  "slug": "mcculley-financial-group-llc-westchester-il-154891",
  "primary_business_name": "MCCULLEY FINANCIAL GROUP, LLC",
  "legal_name": "MCCULLEY FINANCIAL GROUP, LLC",
  "dbas": [],
  "city": "Westchester",
  "state": "IL",
  "country": "United States",
  "cbsa_code": "16980",
  "metro": {
    "cbsa_code": "16980",
    "common_name": "Chicago",
    "msa_name": "Chicago-Naperville-Elgin, IL-IN",
    "path": "/advisors/il/chicago"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2024-02-16",
  "years_registered": 2,
  "period": "2026-10-01",
  "filing_date": "2026-04-08",
  "carried_forward": false,
  "raum_total": 188677227.0,
  "raum_discretionary": 101613757.0,
  "raum_non_discretionary": 87063470.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 4,
  "advisory_employees": 1,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 28089362.0,
      "count": 119
    },
    "pension_profit_sharing": {
      "raum": 87063470.0,
      "count": 28
    },
    "high_net_worth_individuals": {
      "raum": 73524395.0,
      "count": 22
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "pension_consulting",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "FL",
    "IL",
    "TX"
  ],
  "websites": [
    "https://dreamnumber.io",
    "https://facebook.com/DREAMNUMBER",
    "https://facebook.com/KORT.MCCULLEY",
    "https://facebook.com/PAGES/MCCULLEY-FINANCIAL-GROUP/205141749527735",
    "https://instagram.com/DREAMNUMBER?HL=EN",
    "https://instagram.com/KORTMCCULLEY?HL=EN",
    "https://kortmcculley.com",
    "https://linkedin.com/COMPANY/3202014",
    "https://linkedin.com/COMPANY/MCCULLEY-FINANCIAL-GROUP",
    "https://linkedin.com/IN/KORTMCCULLEY",
    "https://mcculleycompanies.com",
    "https://mcculleyfinancial.com",
    "https://pinterest.com/DREAMNUMBER",
    "https://twitter.com/DREAM_NUMBER",
    "https://twitter.com/KORTMCCULLEY?LANG=EN",
    "https://twitter.com/MCCULLEYFINGRP",
    "https://yourbiggerfuture.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/154891",
  "city_as_filed": "WESTCHESTER",
  "url": "https://advisorcensus.com/firm/mcculley-financial-group-llc-westchester-il-154891",
  "display_name": "McCulley Financial Group, LLC",
  "summary": "McCulley Financial Group, LLC is an SEC-registered investment advisory firm in Westchester, IL, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated April 8, 2026.",
  "citation": "AdvisorCensus. McCulley Financial Group, LLC (CRD 154891): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Pension consulting services"
  ],
  "quick_answers": [
    {
      "q": "How is McCulley Financial Group, LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), McCulley Financial Group, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does McCulley Financial Group, LLC charge?",
      "a": "Its Form ADV Part 2A brochure dated April 8, 2026 states: Hourly rate: $250 an hour (additional services requested or required by the client beyond those…); Subscription: $250 a month (Financial Plans Service Level 1 / Bronze); Subscription: $500 a month (Financial Plans Service Level 2 / Silver); Subscription: $1,000 a month (Financial Plans Service Level 3 / Gold); Subscription: $3,000 a month (corporate retirement plans, 401(k), profit sharing, and defined benefit…). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is McCulley Financial Group, LLC located?",
      "a": "McCulley Financial Group, LLC's principal office is in Westchester, IL, according to its Form ADV."
    },
    {
      "q": "Is McCulley Financial Group, LLC registered with the SEC or a state?",
      "a": "McCulley Financial Group, LLC is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 154891."
    },
    {
      "q": "How much does McCulley Financial Group, LLC manage?",
      "a": "McCulley Financial Group, LLC reports $188,677,227 in regulatory assets under management in its Form ADV filing dated April 8, 2026 (54% discretionary)."
    },
    {
      "q": "How have McCulley Financial Group, LLC's assets and staff changed since 2024?",
      "a": "In the Form ADV data for McCulley Financial Group, LLC: Regulatory assets under management: $125,203,536 in the October 2024 data and $188,677,227 in the October 2026 data, up 51%. Total employees: 1 in October 2024 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does McCulley Financial Group, LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (119); pension and profit sharing plans (but not the plan participants or government pension plans) (28); high net worth individuals (22)."
    },
    {
      "q": "Which custodians does McCulley Financial Group, LLC use?",
      "a": "McCulley Financial Group, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does McCulley Financial Group, LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/154891"
    },
    {
      "q": "Does McCulley Financial Group, LLC state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated April 8, 2026 says: \"MFG does not require a minimum to open an account.\""
    },
    {
      "q": "What changed in McCulley Financial Group, LLC's recent Form ADV filings?",
      "a": "In the February 2026 filing data: Regulatory assets under management went from $153,136,643 to $188,677,227 (+23%)."
    }
  ],
  "filing_history": [
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 125203536.0,
      "total_employees": 1,
      "filing_date": "2024-02-23"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 153136643.0,
      "total_employees": 1,
      "filing_date": "2025-01-13"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 188677227.0,
      "total_employees": 4,
      "filing_date": "2026-04-08"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-02-01",
      "period_label": "February 2026",
      "notes": [
        "Regulatory assets under management went from $153,136,643 to $188,677,227 (+23%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated April 8, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "None",
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $250 an hour (additional services requested or required by the client beyond those…)",
      "Subscription: $250 a month (Financial Plans Service Level 1 / Bronze)",
      "Subscription: $500 a month (Financial Plans Service Level 2 / Silver)",
      "Subscription: $1,000 a month (Financial Plans Service Level 3 / Gold)",
      "Subscription: $3,000 a month (corporate retirement plans, 401(k), profit sharing, and defined benefit…)"
    ],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: None"
        ],
        "quotes": [
          "MFG does not require a minimum to open an account."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $250 an hour (additional services requested or required by the client beyond those…)"
        ],
        "quotes": [
          "If any additional services are requested or required by the client beyond those describes in the section titled “Types of Advisory Services”, the client may be charged at a rate of $250 per hour."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Subscription: $250 a month (Financial Plans Service Level 1 / Bronze)"
        ],
        "quotes": [
          "Service Level 1 / Bronze 2 / Silver 3 / Gold Monthly Fee $250/mo or $500/mo or $1000/mo or"
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Subscription: $500 a month (Financial Plans Service Level 2 / Silver)"
        ],
        "quotes": [
          "Service Level 1 / Bronze 2 / Silver 3 / Gold Monthly Fee $250/mo or $500/mo or $1000/mo or"
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Subscription: $1,000 a month (Financial Plans Service Level 3 / Gold)"
        ],
        "quotes": [
          "Service Level 1 / Bronze 2 / Silver 3 / Gold Monthly Fee $500/mo or $1000/mo or $3000/mo or"
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Subscription: $3,000 a month (corporate retirement plans, 401(k), profit sharing, and defined benefit…)"
        ],
        "quotes": [
          "Service Level 1 / Bronze 2 / Silver 3 / Gold Monthly Fee $500/mo or $1000/mo or $3000/mo or"
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 0.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": 250.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "additional services requested or required by the client beyond those described in the section titled “Types of Advisory "
        },
        {
          "kind": "subscription",
          "amount": 250.0,
          "min": null,
          "max": null,
          "period": "monthly",
          "service": "Financial Plans Service Level 1 / Bronze"
        },
        {
          "kind": "subscription",
          "amount": 500.0,
          "min": null,
          "max": null,
          "period": "monthly",
          "service": "Financial Plans Service Level 2 / Silver"
        },
        {
          "kind": "subscription",
          "amount": 1000.0,
          "min": null,
          "max": null,
          "period": "monthly",
          "service": "Financial Plans Service Level 3 / Gold"
        },
        {
          "kind": "subscription",
          "amount": 3000.0,
          "min": null,
          "max": null,
          "period": "monthly",
          "service": "corporate retirement plans, 401(k), profit sharing, and defined benefit consulting Service Level 3 / Gold"
        }
      ]
    },
    "quotes": [
      "MFG does not require a minimum to open an account.",
      "If any additional services are requested or required by the client beyond those describes in the section titled “Types of Advisory Services”, the client may be charged at a rate of $250 per hour.",
      "Service Level 1 / Bronze 2 / Silver 3 / Gold Monthly Fee $250/mo or $500/mo or $1000/mo or",
      "Service Level 1 / Bronze 2 / Silver 3 / Gold Monthly Fee $250/mo or $500/mo or $1000/mo or",
      "Service Level 1 / Bronze 2 / Silver 3 / Gold Monthly Fee $500/mo or $1000/mo or $3000/mo or",
      "Service Level 1 / Bronze 2 / Silver 3 / Gold Monthly Fee $500/mo or $1000/mo or $3000/mo or"
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/mcculley-financial-group-llc-westchester-il-154891.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 119,
      "fewer_than_5": false,
      "raum": 28089362.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 22,
      "fewer_than_5": false,
      "raum": 73524395.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 28,
      "fewer_than_5": false,
      "raum": 87063470.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/154891",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}