# McCay Wealth Advisory LLC

> McCay Wealth Advisory LLC is an SEC-registered investment advisory firm in Manchester, TN, registered since 2018, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 26, 2026.

- CRD: 286503
- Filed as: MCCAY WEALTH ADVISORY LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Manchester, TN
- Filing period: October 2026
- Form ADV filing dated: February 26, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/286503
- AdvisorCensus page: https://advisorcensus.com/firm/mccay-wealth-advisory-llc-manchester-tn-286503

## Quick answers

**How is McCay Wealth Advisory LLC compensated?**
On its Form ADV (Item 5.E, October 2026), McCay Wealth Advisory LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does McCay Wealth Advisory LLC charge?**
Its Form ADV Part 2A brochure dated February 26, 2026 states: Hourly rate: $250 to $500 an hour (Financial Planning); Flat fee: $250 to $2,000 (longer-term consulting projects). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is McCay Wealth Advisory LLC located?**
McCay Wealth Advisory LLC's principal office is in Manchester, TN, according to its Form ADV; the March 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is McCay Wealth Advisory LLC registered with the SEC or a state?**
McCay Wealth Advisory LLC is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 286503.

**How much does McCay Wealth Advisory LLC manage?**
McCay Wealth Advisory LLC reports $495,389,747 in regulatory assets under management in its Form ADV filing dated February 26, 2026 (97% discretionary).

**How have McCay Wealth Advisory LLC's assets and staff changed since 2021?**
In the Form ADV data for McCay Wealth Advisory LLC: Regulatory assets under management: $160,561,138 in the October 2021 data and $495,389,747 in the October 2026 data, up 209%. Total employees: 4 in October 2021 and 10 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does McCay Wealth Advisory LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (528); high net worth individuals (331); pension and profit sharing plans (but not the plan participants or government pension plans) (9).

**Which custodians does McCay Wealth Advisory LLC use?**
McCay Wealth Advisory LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab as a custodian holding 10% or more of its separately managed account assets.

**Does McCay Wealth Advisory LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/286503

**Does McCay Wealth Advisory LLC state an account minimum?**
Its Form ADV Part 2A brochure dated February 26, 2026 says: "There is no minimum account size to open and maintain an advisory account."

**What changed in McCay Wealth Advisory LLC's recent Form ADV filings?**
In the March 2026 filing data: Employees performing advisory functions went from 6 to 5. Regulatory assets under management went from $384,634,902 to $495,389,747 (+29%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated February 26, 2026)

- Account minimum: None

> There is no minimum account size to open and maintain an advisory account.

- Hourly rate: $250 to $500 an hour (Financial Planning)

> Hourly fees range from $250 - $500 per hour, depending on what is negotiated between McCay Wealth Advisory, LLC and the client.

- Flat fee: $250 to $2,000 (longer-term consulting projects)

> Fixed fees for longer-term consulting projects range from $250 to $2,000 per project.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $495,389,747
- Discretionary: $481,837,719
- Non-discretionary: $13,552,028

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 528 | $132,313,964 |
| High net worth individuals | 331 | $295,636,434 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 9 | $22,796,475 |
| Charitable organizations | 8 | $39,075,605 |
| Corporations or other businesses not listed above | Fewer than 5 | $5,567,269 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Educational seminars/workshops

### Firm details
- Registered since: 2018 (8 years)
- Employees: 10 total, 5 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: LA, MO, TN, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the March 2026 filing
- McMinnville, TN

### Websites listed on Form ADV (Item 1.I)
- mccaywealth.com
- Facebook @McCay-Wealth-Advisory-LLC
- Instagram @mccaywealth
- LinkedIn @1161116
- YouTube @mccaywealthadvisoryllc1511

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $160,561,138 | 4 | February 18, 2021 |
| October 2022 | $195,553,970 | 6 | April 12, 2022 |
| October 2023 | $247,507,878 | 7 | February 21, 2023 |
| October 2024 | $284,372,785 | 9 | February 26, 2024 |
| October 2025 | $384,634,902 | 9 | February 5, 2025 |
| October 2026 | $495,389,747 | 10 | February 26, 2026 |

Regulatory assets under management: $160,561,138 in the October 2021 data and $495,389,747 in the October 2026 data, up 209%.
Total employees: 4 in October 2021 and 10 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Employees performing advisory functions went from 6 to 5.
- Regulatory assets under management went from $384,634,902 to $495,389,747 (+29%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. McCay Wealth Advisory LLC (CRD 286503): Form ADV filing data as of October 2026.