{
  "crd_number": 286503,
  "slug": "mccay-wealth-advisory-llc-manchester-tn-286503",
  "primary_business_name": "MCCAY WEALTH ADVISORY LLC",
  "legal_name": "MCCAY WEALTH ADVISORY LLC",
  "dbas": [],
  "city": "Manchester",
  "state": "TN",
  "country": "United States",
  "cbsa_code": "46100",
  "metro": null,
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2018-09-24",
  "years_registered": 8,
  "period": "2026-10-01",
  "filing_date": "2026-02-26",
  "carried_forward": false,
  "raum_total": 495389747.0,
  "raum_discretionary": 481837719.0,
  "raum_non_discretionary": 13552028.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 10,
  "advisory_employees": 5,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "charitable": {
      "raum": 39075605.0,
      "count": 8
    },
    "individuals": {
      "raum": 132313964.0,
      "count": 528
    },
    "pension_profit_sharing": {
      "raum": 22796475.0,
      "count": 9
    },
    "high_net_worth_individuals": {
      "raum": 295636434.0,
      "count": 331
    },
    "corporations_other_businesses": {
      "raum": 5567269.0,
      "count": null,
      "fewer_than_5": true
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "LA",
    "MO",
    "TN",
    "TX"
  ],
  "websites": [
    "https://facebook.com/people/McCay-Wealth-Advisory-LLC/100092412864017",
    "https://instagram.com/mccaywealth",
    "https://linkedin.com/COMPANY/1161116/ADMIN/DASHBOARD",
    "https://mccaywealth.com",
    "https://youtube.com/@mccaywealthadvisoryllc1511"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/286503",
  "city_as_filed": "MANCHESTER",
  "url": "https://advisorcensus.com/firm/mccay-wealth-advisory-llc-manchester-tn-286503",
  "display_name": "McCay Wealth Advisory LLC",
  "summary": "McCay Wealth Advisory LLC is an SEC-registered investment advisory firm in Manchester, TN, registered since 2018, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 26, 2026.",
  "citation": "AdvisorCensus. McCay Wealth Advisory LLC (CRD 286503): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Educational seminars/workshops"
  ],
  "quick_answers": [
    {
      "q": "How is McCay Wealth Advisory LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), McCay Wealth Advisory LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does McCay Wealth Advisory LLC charge?",
      "a": "Its Form ADV Part 2A brochure dated February 26, 2026 states: Hourly rate: $250 to $500 an hour (Financial Planning); Flat fee: $250 to $2,000 (longer-term consulting projects). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is McCay Wealth Advisory LLC located?",
      "a": "McCay Wealth Advisory LLC's principal office is in Manchester, TN, according to its Form ADV; the March 2026 filing also lists 1 other office (Schedule D, Section 1.F)."
    },
    {
      "q": "Is McCay Wealth Advisory LLC registered with the SEC or a state?",
      "a": "McCay Wealth Advisory LLC is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 286503."
    },
    {
      "q": "How much does McCay Wealth Advisory LLC manage?",
      "a": "McCay Wealth Advisory LLC reports $495,389,747 in regulatory assets under management in its Form ADV filing dated February 26, 2026 (97% discretionary)."
    },
    {
      "q": "How have McCay Wealth Advisory LLC's assets and staff changed since 2021?",
      "a": "In the Form ADV data for McCay Wealth Advisory LLC: Regulatory assets under management: $160,561,138 in the October 2021 data and $495,389,747 in the October 2026 data, up 209%. Total employees: 4 in October 2021 and 10 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does McCay Wealth Advisory LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (528); high net worth individuals (331); pension and profit sharing plans (but not the plan participants or government pension plans) (9)."
    },
    {
      "q": "Which custodians does McCay Wealth Advisory LLC use?",
      "a": "McCay Wealth Advisory LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does McCay Wealth Advisory LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/286503"
    },
    {
      "q": "Does McCay Wealth Advisory LLC state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated February 26, 2026 says: \"There is no minimum account size to open and maintain an advisory account.\""
    },
    {
      "q": "What changed in McCay Wealth Advisory LLC's recent Form ADV filings?",
      "a": "In the March 2026 filing data: Employees performing advisory functions went from 6 to 5. Regulatory assets under management went from $384,634,902 to $495,389,747 (+29%)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 160561138.0,
      "total_employees": 4,
      "filing_date": "2021-02-18"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 195553970.0,
      "total_employees": 6,
      "filing_date": "2022-04-12"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 247507878.0,
      "total_employees": 7,
      "filing_date": "2023-02-21"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 284372785.0,
      "total_employees": 9,
      "filing_date": "2024-02-26"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 384634902.0,
      "total_employees": 9,
      "filing_date": "2025-02-05"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 495389747.0,
      "total_employees": 10,
      "filing_date": "2026-02-26"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-03-01",
      "period_label": "March 2026",
      "notes": [
        "Employees performing advisory functions went from 6 to 5.",
        "Regulatory assets under management went from $384,634,902 to $495,389,747 (+29%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated February 26, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "None",
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $250 to $500 an hour (Financial Planning)",
      "Flat fee: $250 to $2,000 (longer-term consulting projects)"
    ],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: None"
        ],
        "quotes": [
          "There is no minimum account size to open and maintain an advisory account."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $250 to $500 an hour (Financial Planning)"
        ],
        "quotes": [
          "Hourly fees range from $250 - $500 per hour, depending on what is negotiated between McCay Wealth Advisory, LLC and the client."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $250 to $2,000 (longer-term consulting projects)"
        ],
        "quotes": [
          "Fixed fees for longer-term consulting projects range from $250 to $2,000 per project."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 0.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": null,
          "min": 250.0,
          "max": 500.0,
          "period": "hour",
          "service": "Financial Planning"
        },
        {
          "kind": "flat",
          "amount": null,
          "min": 250.0,
          "max": 2000.0,
          "period": "one_time",
          "service": "longer-term consulting projects"
        }
      ]
    },
    "quotes": [
      "There is no minimum account size to open and maintain an advisory account.",
      "Hourly fees range from $250 - $500 per hour, depending on what is negotiated between McCay Wealth Advisory, LLC and the client.",
      "Fixed fees for longer-term consulting projects range from $250 to $2,000 per project."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab",
      "name_as_filed": "CHARLES SCHWAB",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/mccay-wealth-advisory-llc-manchester-tn-286503.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 528,
      "fewer_than_5": false,
      "raum": 132313964.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 331,
      "fewer_than_5": false,
      "raum": 295636434.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 9,
      "fewer_than_5": false,
      "raum": 22796475.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 8,
      "fewer_than_5": false,
      "raum": 39075605.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": null,
      "fewer_than_5": true,
      "raum": 5567269.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/286503",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}