# McCarthy Asset Management, Inc.

> McCarthy Asset Management, Inc. is an SEC-registered investment advisory firm in Redwood Shores, CA, registered since 2002, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 11, 2026.

- CRD: 118285
- Filed as: MCCARTHY ASSET MANAGEMENT, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Redwood Shores, CA
- Filing period: October 2026
- Form ADV filing dated: March 11, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/118285
- AdvisorCensus page: https://advisorcensus.com/firm/mccarthy-asset-management-inc-redwood-shores-ca-118285

## Quick answers

**How is McCarthy Asset Management, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), McCarthy Asset Management, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**How much does McCarthy Asset Management, Inc. charge?**
Its Form ADV Part 2A brochure dated March 11, 2026 states: Hourly rate: $330 an hour (Financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is McCarthy Asset Management, Inc. located?**
McCarthy Asset Management, Inc.'s principal office is in Redwood Shores, CA, according to its Form ADV.

**Is McCarthy Asset Management, Inc. registered with the SEC or a state?**
McCarthy Asset Management, Inc. is an SEC-registered investment advisory firm, registered since 2002. Status as filed: Approved. CRD 118285.

**How much does McCarthy Asset Management, Inc. manage?**
McCarthy Asset Management, Inc. reports $422,403,865 in regulatory assets under management in its Form ADV filing dated March 11, 2026 (100% discretionary).

**How have McCarthy Asset Management, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for McCarthy Asset Management, Inc.: Regulatory assets under management: $330,344,596 in the October 2021 data and $422,403,865 in the October 2026 data, up 28%. Total employees: 4 in October 2021 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does McCarthy Asset Management, Inc. serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (169); individuals (other than high net worth individuals) (49).

**Which custodians does McCarthy Asset Management, Inc. use?**
McCarthy Asset Management, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does McCarthy Asset Management, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/118285

**Does McCarthy Asset Management, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated March 11, 2026 says: "Our current minimum for new clients is $1,000,000 of assets under management. However, we may waive that minimum at our sole discretion."

**What changed in McCarthy Asset Management, Inc.'s recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $377,857,588 to $422,403,865 (+12%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated March 11, 2026)

- Account minimum: $1,000,000 (the brochure says it may be waived or negotiated)

> Our current minimum for new clients is $1,000,000 of assets under management. However, we may waive that minimum at our sole discretion.

- Hourly rate: $330 an hour (Financial planning services)

> Financial planning services are provided for an hourly fee of $330.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $422,403,865
- Discretionary: $422,403,865
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 49 | $45,819,885 |
| High net worth individuals | 169 | $376,583,980 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2002 (24 years)
- Employees: 4 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, NE, NV, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [mamportfolios.com](https://mamportfolios.com)

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $330,344,596 | 4 | February 23, 2021 |
| October 2022 | $374,028,444 | 4 | February 1, 2022 |
| October 2023 | $326,136,145 | 4 | February 24, 2023 |
| October 2024 | $366,197,561 | 4 | March 8, 2024 |
| October 2025 | $377,857,588 | 4 | March 10, 2025 |
| October 2026 | $422,403,865 | 4 | March 11, 2026 |

Regulatory assets under management: $330,344,596 in the October 2021 data and $422,403,865 in the October 2026 data, up 28%.
Total employees: 4 in October 2021 and 4 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $377,857,588 to $422,403,865 (+12%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. McCarthy Asset Management, Inc. (CRD 118285): Form ADV filing data as of October 2026.