# Markowski Investments

> Markowski Investments is an SEC-registered investment advisory firm, registered since 2007, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 27, 2026.

- CRD: 141883
- Filed as: MARKOWSKI INVESTMENTS
- Legal name: Markowski Brothers Holding Corporation
- Also doing business as: CHERRY WEALTH MANAGEMENT, FRESHOUR FINANCIAL, SC CARE AND ASSOCIATES, TDW FINANCIAL STRATEGIES, TRUTH OF INVESTING
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Filing period: October 2026
- Form ADV filing dated: March 27, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/141883
- AdvisorCensus page: https://advisorcensus.com/firm/markowski-investments-141883

## Quick answers

**How is Markowski Investments compensated?**
On its Form ADV (Item 5.E, October 2026), Markowski Investments reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**What does Markowski Investments' brochure say about its fees?**
Its Form ADV Part 2A brochure dated March 27, 2026 states: Up to $250,000: 1.5% a year; $250,001 to $3,000,000: 1.25% a year; $3,000,001 to $10,000,000: 1% a year; Above $10,000,000: see the brochure. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Is Markowski Investments registered with the SEC or a state?**
Markowski Investments is an SEC-registered investment advisory firm, registered since 2007. Status as filed: Approved. CRD 141883.

**How much does Markowski Investments manage?**
Markowski Investments reports $473,861,678 in regulatory assets under management in its Form ADV filing dated March 27, 2026 (100% discretionary).

**How have Markowski Investments' assets and staff changed since 2021?**
In the Form ADV data for Markowski Investments: Regulatory assets under management: $273,794,653 in the October 2021 data and $473,861,678 in the October 2026 data, up 73%. Total employees: 15 in October 2021 and 11 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Markowski Investments serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (1,108); high net worth individuals (119); pension and profit sharing plans (but not the plan participants or government pension plans) (29).

**Which custodians does Markowski Investments use?**
Markowski Investments' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and National Financial Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Markowski Investments report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/141883

**What changed in Markowski Investments' recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $410,207,663 to $473,861,678 (+16%). Added the business name Cherry Wealth Management. No longer lists an office in Conway, NH.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated March 27, 2026)

- Up to $250,000: 1.5% a year
- $250,001 to $3,000,000: 1.25% a year
- $3,000,001 to $10,000,000: 1% a year
- Above $10,000,000: see the brochure

> Principal Amount Annual Fee $0 - $250,000 1.50% $250,001 - $3,000,000 1.25% $3,000,001 - $10,000,000 1.00% Above $10,000,000 Negotiated

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- National Financial Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $473,861,678
- Discretionary: $473,861,678
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 1,108 | $183,496,449 |
| High net worth individuals | 119 | $270,216,652 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | Not reported |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 29 | $16,796,368 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 19 | $3,352,209 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2007 (19 years)
- Employees: 11 total, 11 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AK, AL, AR, AZ, CA, CO, CT, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NH, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Kingsland, TX
- Murray, KY
- Pinckney, MI
- Tucson, AZ

### Websites listed on Form ADV (Item 1.I)
- minvest.com
- truthofinvesting.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $273,794,653 | 15 | March 23, 2021 |
| October 2022 | $352,837,153 | 15 | March 8, 2022 |
| October 2023 | $267,886,027 | 15 | March 29, 2023 |
| October 2024 | $325,014,878 | 9 | May 10, 2024 |
| October 2025 | $410,207,663 | 11 | March 24, 2025 |
| October 2026 | $473,861,678 | 11 | March 27, 2026 |

Regulatory assets under management: $273,794,653 in the October 2021 data and $473,861,678 in the October 2026 data, up 73%.
Total employees: 15 in October 2021 and 11 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $410,207,663 to $473,861,678 (+16%).
- Added the business name Cherry Wealth Management.
- No longer lists an office in Conway, NH.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Markowski Investments (CRD 141883): Form ADV filing data as of October 2026.