# Manchester Financial Inc

> Manchester Financial Inc is an SEC-registered investment advisory firm in Westlake Village, CA, registered since 1990, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated August 21, 2026.

- CRD: 106071
- Filed as: MANCHESTER FINANCIAL INC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Westlake Village, CA
- Filing period: October 2026
- Form ADV filing dated: August 21, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/106071
- AdvisorCensus page: https://advisorcensus.com/firm/manchester-financial-inc-westlake-village-ca-106071

## Quick answers

**How is Manchester Financial Inc compensated?**
On its Form ADV (Item 5.E, October 2026), Manchester Financial Inc reports these compensation arrangements: a percentage of assets under its management; hourly charges; commissions; performance-based fees.

**How much does Manchester Financial Inc charge?**
Its Form ADV Part 2A brochure dated March 27, 2026 states: Asset-based fee: up to 1.25% of assets a year (the maximum the brochure states); Hourly rate: $250 to $500 an hour (consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Manchester Financial Inc located?**
Manchester Financial Inc's principal office is in Westlake Village, CA, according to its Form ADV; the September 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Manchester Financial Inc registered with the SEC or a state?**
Manchester Financial Inc is an SEC-registered investment advisory firm, registered since 1990. Status as filed: Approved. CRD 106071.

**How much does Manchester Financial Inc manage?**
Manchester Financial Inc reports $1,046,223,900 in regulatory assets under management in its Form ADV filing dated August 21, 2026 (100% discretionary).

**How have Manchester Financial Inc's assets and staff changed since 2021?**
In the Form ADV data for Manchester Financial Inc: Regulatory assets under management: $732,731,003 in the October 2021 data and $1,046,223,900 in the October 2026 data, up 43%. Total employees: 17 in October 2021 and 19 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Manchester Financial Inc serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (696); high net worth individuals (322); pension and profit sharing plans (but not the plan participants or government pension plans) (55).

**Which custodians does Manchester Financial Inc use?**
Manchester Financial Inc's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Manchester Financial Inc report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/106071

**What changed in Manchester Financial Inc's recent Form ADV filings?**
In the September 2026 filing data: Registered or notice-filed in NC.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Commissions
- Performance-based fees

### Fees and minimums (Form ADV Part 2A brochure dated March 27, 2026)

- Asset-based fee: up to 1.25% of assets a year (the maximum the brochure states)

> The specific annual fee to which a client is subject will be specified in the Investment Advisory Agreement executed between the client and MFI, and will not exceed 1.25% of account assets under management.

- Hourly rate: $250 to $500 an hour (consulting services)

> MFI's current hourly rates range from $250 to $500, depending on the type of consulting services provided and the complexity of the client's situation.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $1,046,223,900
- Discretionary: $1,046,223,900
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 696 | $181,382,743 |
| High net worth individuals | 322 | $843,453,703 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 55 | $17,040,557 |
| Corporations or other businesses not listed above | 29 | $4,346,897 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops
- Other

### Firm details
- Registered since: 1990 (36 years)
- Employees: 19 total, 14 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, FL, ID, NC, NH, NV, NY, OR, TN, TX, UT, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the September 2026 filing
- Scottsdale, AZ

### Websites listed on Form ADV (Item 1.I)
- [manchesterfinancial.com](https://manchesterfinancial.com)
- Facebook @MANCHESTERFINANCIAL
- LinkedIn @MANCHESTER-FINANCIAL

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $732,731,003 | 17 | March 22, 2021 |
| October 2022 | $884,626,291 | 18 | June 24, 2022 |
| October 2023 | $798,052,132 | 18 | March 6, 2023 |
| October 2024 | $854,587,885 | 19 | August 16, 2024 |
| October 2025 | $946,838,290 | 20 | March 21, 2025 |
| October 2026 | $1,046,223,900 | 19 | August 21, 2026 |

Regulatory assets under management: $732,731,003 in the October 2021 data and $1,046,223,900 in the October 2026 data, up 43%.
Total employees: 17 in October 2021 and 19 in October 2026.

## Changes in the filing (last 12 months)

### September 2026
- Registered or notice-filed in NC.

### April 2026
- Employees performing advisory functions went from 15 to 14.
- Regulatory assets under management went from $946,838,290 to $1,046,223,900 (+10%).
- Added an office in Scottsdale, AZ.
- No longer lists an office in Carefree, AZ.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Manchester Financial Inc (CRD 106071): Form ADV filing data as of October 2026.