{
  "crd_number": 106071,
  "slug": "manchester-financial-inc-westlake-village-ca-106071",
  "primary_business_name": "MANCHESTER FINANCIAL INC",
  "legal_name": "MANCHESTER FINANCIAL INC",
  "dbas": [],
  "city": "Westlake Village",
  "state": "CA",
  "country": "United States",
  "cbsa_code": "37100",
  "metro": {
    "cbsa_code": "37100",
    "common_name": "Oxnard",
    "msa_name": "Oxnard-Thousand Oaks-Ventura, CA",
    "path": "/advisors/ca/oxnard"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "1990-09-14",
  "years_registered": 36,
  "period": "2026-10-01",
  "filing_date": "2026-08-21",
  "carried_forward": false,
  "raum_total": 1046223900.0,
  "raum_discretionary": 1046223900.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "1b_5b",
  "raum_band_label": "$1 billion to $5 billion",
  "total_employees": 19,
  "advisory_employees": 14,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 181382743.0,
      "count": 696
    },
    "pension_profit_sharing": {
      "raum": 17040557.0,
      "count": 55
    },
    "high_net_worth_individuals": {
      "raum": 843453703.0,
      "count": 322
    },
    "corporations_other_businesses": {
      "raum": 4346897.0,
      "count": 29
    }
  },
  "compensation_types": [
    "commissions",
    "hourly",
    "percentage_of_aum",
    "performance_based"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "other",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "AZ",
    "CA",
    "CO",
    "FL",
    "ID",
    "NC",
    "NH",
    "NV",
    "NY",
    "OR",
    "TN",
    "TX",
    "UT",
    "WA"
  ],
  "websites": [
    "https://facebook.com/MANCHESTERFINANCIAL",
    "https://linkedin.com/COMPANY/MANCHESTER-FINANCIAL",
    "https://manchesterfinancial.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/106071",
  "city_as_filed": "WESTLAKE VILLAGE",
  "url": "https://advisorcensus.com/firm/manchester-financial-inc-westlake-village-ca-106071",
  "display_name": "Manchester Financial Inc",
  "summary": "Manchester Financial Inc is an SEC-registered investment advisory firm in Westlake Village, CA, registered since 1990, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated August 21, 2026.",
  "citation": "AdvisorCensus. Manchester Financial Inc (CRD 106071): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Commissions",
    "Performance-based fees"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Selection of other advisers (including private fund managers)",
    "Educational seminars/workshops",
    "Other"
  ],
  "quick_answers": [
    {
      "q": "How is Manchester Financial Inc compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Manchester Financial Inc reports these compensation arrangements: a percentage of assets under its management; hourly charges; commissions; performance-based fees."
    },
    {
      "q": "How much does Manchester Financial Inc charge?",
      "a": "Its Form ADV Part 2A brochure dated March 27, 2026 states: Asset-based fee: up to 1.25% of assets a year (the maximum the brochure states); Hourly rate: $250 to $500 an hour (consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Manchester Financial Inc located?",
      "a": "Manchester Financial Inc's principal office is in Westlake Village, CA, according to its Form ADV; the September 2026 filing also lists 1 other office (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Manchester Financial Inc registered with the SEC or a state?",
      "a": "Manchester Financial Inc is an SEC-registered investment advisory firm, registered since 1990. Status as filed: Approved. CRD 106071."
    },
    {
      "q": "How much does Manchester Financial Inc manage?",
      "a": "Manchester Financial Inc reports $1,046,223,900 in regulatory assets under management in its Form ADV filing dated August 21, 2026 (100% discretionary)."
    },
    {
      "q": "How have Manchester Financial Inc's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Manchester Financial Inc: Regulatory assets under management: $732,731,003 in the October 2021 data and $1,046,223,900 in the October 2026 data, up 43%. Total employees: 17 in October 2021 and 19 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Manchester Financial Inc serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (696); high net worth individuals (322); pension and profit sharing plans (but not the plan participants or government pension plans) (55)."
    },
    {
      "q": "Which custodians does Manchester Financial Inc use?",
      "a": "Manchester Financial Inc's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Manchester Financial Inc report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/106071"
    },
    {
      "q": "What changed in Manchester Financial Inc's recent Form ADV filings?",
      "a": "In the September 2026 filing data: Registered or notice-filed in NC."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 732731003.0,
      "total_employees": 17,
      "filing_date": "2021-03-22"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 884626291.0,
      "total_employees": 18,
      "filing_date": "2022-06-24"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 798052132.0,
      "total_employees": 18,
      "filing_date": "2023-03-06"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 854587885.0,
      "total_employees": 19,
      "filing_date": "2024-08-16"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 946838290.0,
      "total_employees": 20,
      "filing_date": "2025-03-21"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 1046223900.0,
      "total_employees": 19,
      "filing_date": "2026-08-21"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-09-01",
      "period_label": "September 2026",
      "notes": [
        "Registered or notice-filed in NC."
      ]
    },
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Employees performing advisory functions went from 15 to 14.",
        "Regulatory assets under management went from $946,838,290 to $1,046,223,900 (+10%).",
        "Added an office in Scottsdale, AZ.",
        "No longer lists an office in Carefree, AZ."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 27, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": "1.25% of assets a year",
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $250 to $500 an hour (consulting services)"
    ],
    "figures": [
      {
        "label": "Asset-based fee",
        "statements": [
          "Asset-based fee: up to 1.25% of assets a year (the maximum the brochure states)"
        ],
        "quotes": [
          "The specific annual fee to which a client is subject will be specified in the Investment Advisory Agreement executed between the client and MFI, and will not exceed 1.25% of account assets under management."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $250 to $500 an hour (consulting services)"
        ],
        "quotes": [
          "MFI's current hourly rates range from $250 to $500, depending on the type of consulting services provided and the complexity of the client's situation."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": 1.25,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": null,
          "min": 250.0,
          "max": 500.0,
          "period": "hour",
          "service": "consulting services"
        }
      ]
    },
    "quotes": [
      "The specific annual fee to which a client is subject will be specified in the Investment Advisory Agreement executed between the client and MFI, and will not exceed 1.25% of account assets under management.",
      "MFI's current hourly rates range from $250 to $500, depending on the type of consulting services provided and the complexity of the client's situation."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/manchester-financial-inc-westlake-village-ca-106071.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 696,
      "fewer_than_5": false,
      "raum": 181382743.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 322,
      "fewer_than_5": false,
      "raum": 843453703.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 55,
      "fewer_than_5": false,
      "raum": 17040557.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 29,
      "fewer_than_5": false,
      "raum": 4346897.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/106071",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}