# Main Street Retirement Planning, LLC

> Main Street Retirement Planning, LLC is an SEC-registered investment advisory firm in Coppell, TX, registered since 2021, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated March 2, 2026.

- CRD: 313051
- Filed as: MAIN STREET RETIREMENT PLANNING, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Coppell, TX
- Filing period: October 2026
- Form ADV filing dated: March 2, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/313051
- AdvisorCensus page: https://advisorcensus.com/firm/main-street-retirement-planning-llc-coppell-tx-313051

## Quick answers

**How is Main Street Retirement Planning, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Main Street Retirement Planning, LLC reports these compensation arrangements: a percentage of assets under its management.

**How much does Main Street Retirement Planning, LLC charge?**
Its Form ADV Part 2A brochure dated January 15, 2026 states: Asset-based fee: 1.25% of assets a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Main Street Retirement Planning, LLC located?**
Main Street Retirement Planning, LLC's principal office is in Coppell, TX, according to its Form ADV.

**Is Main Street Retirement Planning, LLC registered with the SEC or a state?**
Main Street Retirement Planning, LLC is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 313051.

**How much does Main Street Retirement Planning, LLC manage?**
Main Street Retirement Planning, LLC reports $716,585,273 in regulatory assets under management in its Form ADV filing dated March 2, 2026 (100% discretionary).

**How have Main Street Retirement Planning, LLC's assets and staff changed since 2022?**
In the Form ADV data for Main Street Retirement Planning, LLC: Regulatory assets under management: $623,935,559 in the October 2022 data and $716,585,273 in the October 2026 data, up 15%. Total employees: 3 in October 2022 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Main Street Retirement Planning, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (1,543); high net worth individuals (145).

**Which custodians does Main Street Retirement Planning, LLC use?**
Main Street Retirement Planning, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists SEI Private Trust as a custodian holding 10% or more of its separately managed account assets.

**Does Main Street Retirement Planning, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/313051

**What changed in Main Street Retirement Planning, LLC's recent Form ADV filings?**
In the January 2026 filing data: No longer registered or notice-filed in AZ, IL.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated January 15, 2026)

- Asset-based fee: 1.25% of assets a year

> We charge an annual fee based on the amount of your assets we manage, which is generally equal to 1.25% of the assets under management, including cash and cash equivalents.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- SEI Private Trust

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $716,585,273
- Discretionary: $716,585,273
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 1,543 | $448,472,770 |
| High net worth individuals | 145 | $268,112,503 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2021 (4 years)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AL, AR, CA, CO, FL, GA, LA, MI, NE, NH, OH, OK, SC, TN, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- mainstreetretirement.com
- Facebook @MainStreetRetirement
- Instagram @mainstreetretirementplanning
- LinkedIn @mainstreetretirement
- YouTube @UCdr_zMXgLHo-JAjrxZVck8g

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $623,935,559 | 3 | June 23, 2022 |
| October 2023 | $582,068,438 | 3 | February 15, 2023 |
| October 2024 | $613,041,095 | 3 | August 1, 2024 |
| October 2025 | $694,603,429 | 3 | February 5, 2025 |
| October 2026 | $716,585,273 | 3 | March 2, 2026 |

Regulatory assets under management: $623,935,559 in the October 2022 data and $716,585,273 in the October 2026 data, up 15%.
Total employees: 3 in October 2022 and 3 in October 2026.

## Changes in the filing (last 12 months)

### January 2026
- No longer registered or notice-filed in AZ, IL.

### December 2025
- Registered or notice-filed in AL.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Main Street Retirement Planning, LLC (CRD 313051): Form ADV filing data as of October 2026.