# Main Street Financial

> Main Street Financial is an SEC-registered investment advisory firm in Purchase, NY, registered since 2012, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated February 10, 2026.

- CRD: 118130
- Filed as: MAIN STREET FINANCIAL
- Legal name: Main Street Financial LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Purchase, NY
- Filing period: October 2026
- Form ADV filing dated: February 10, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/118130
- AdvisorCensus page: https://advisorcensus.com/firm/main-street-financial-purchase-ny-118130

## Quick answers

**How is Main Street Financial compensated?**
On its Form ADV (Item 5.E, October 2026), Main Street Financial reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**How much does Main Street Financial charge?**
Its Form ADV Part 2A brochure dated February 10, 2026 states: Asset-based fee: 0.5% to 1.5% a year (a range, as the brochure states it); Hourly rate: $300 an hour (financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Main Street Financial located?**
Main Street Financial's principal office is in Purchase, NY, according to its Form ADV.

**Is Main Street Financial registered with the SEC or a state?**
Main Street Financial is an SEC-registered investment advisory firm, registered since 2012. Status as filed: Approved. CRD 118130.

**How much does Main Street Financial manage?**
Main Street Financial reports $71,108,570 in regulatory assets under management in its Form ADV filing dated February 10, 2026 (100% discretionary).

**How have Main Street Financial's assets and staff changed since 2021?**
In the Form ADV data for Main Street Financial: Regulatory assets under management: $56,689,363 in the October 2021 data and $71,108,570 in the October 2026 data, up 25%. Total employees: 3 in October 2021 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Main Street Financial serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (76); high net worth individuals (22).

**Which custodians does Main Street Financial use?**
Main Street Financial's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Brokerage Services LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Main Street Financial report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/118130

**Does Main Street Financial state an account minimum?**
Its Form ADV Part 2A brochure dated February 10, 2026 says: "Main Street generally does not impose a minimum relationship size."

**What changed in Main Street Financial's recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $61,328,487 to $71,108,570 (+16%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated February 10, 2026)

- Asset-based fee: 0.5% to 1.5% a year (a range, as the brochure states it)

> Investment advisory fees range from 0.50% to 1.50% based on the following schedule:

- Account minimum: None

> Main Street generally does not impose a minimum relationship size.

- Hourly rate: $300 an hour (financial planning services)

> Main Street offers financial planning services at an hourly rate of $300 per hour.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $71,108,570
- Discretionary: $71,108,570
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 76 | $26,018,646 |
| High net worth individuals | 22 | $45,089,924 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2012 (14 years)
- Employees: 4 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CT, FL, NY, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [mainstfinancial.com](https://mainstfinancial.com)
- LinkedIn @main-st-financial-llc

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $56,689,363 | 3 | March 16, 2021 |
| October 2022 | $59,544,789 | 4 | March 25, 2022 |
| October 2023 | $58,375,477 | 4 | March 2, 2023 |
| October 2024 | $58,652,599 | 4 | August 14, 2024 |
| October 2025 | $61,328,487 | 4 | February 11, 2025 |
| October 2026 | $71,108,570 | 4 | February 10, 2026 |

Regulatory assets under management: $56,689,363 in the October 2021 data and $71,108,570 in the October 2026 data, up 25%.
Total employees: 3 in October 2021 and 4 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $61,328,487 to $71,108,570 (+16%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Main Street Financial (CRD 118130): Form ADV filing data as of October 2026.