# Mackay Financial Planning, LLC

> Mackay Financial Planning, LLC is an SEC-registered investment advisory firm in Springfield, MO, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 27, 2026.

- CRD: 169583
- Filed as: MACKAY FINANCIAL PLANNING, LLC
- Legal name: JIM Mackay Financial Planning, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Springfield, MO
- Filing period: October 2026
- Form ADV filing dated: March 27, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/169583
- AdvisorCensus page: https://advisorcensus.com/firm/mackay-financial-planning-llc-springfield-mo-169583

## Quick answers

**How is Mackay Financial Planning, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Mackay Financial Planning, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**How much does Mackay Financial Planning, LLC charge?**
Its Form ADV Part 2A brochure dated March 27, 2026 states: Hourly rate: $250 an hour (limited scope financial planning engagement). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Mackay Financial Planning, LLC located?**
Mackay Financial Planning, LLC's principal office is in Springfield, MO, according to its Form ADV.

**Is Mackay Financial Planning, LLC registered with the SEC or a state?**
Mackay Financial Planning, LLC is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 169583.

**How much does Mackay Financial Planning, LLC manage?**
Mackay Financial Planning, LLC reports $176,042,555 in regulatory assets under management in its Form ADV filing dated March 27, 2026 (93% discretionary).

**How have Mackay Financial Planning, LLC's assets and staff changed since 2025?**
In the Form ADV data for Mackay Financial Planning, LLC: Regulatory assets under management: $140,115,580 in the October 2025 data and $176,042,555 in the October 2026 data, up 26%. Total employees: 2 in October 2025 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Mackay Financial Planning, LLC serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (35); individuals (other than high net worth individuals) (33); charitable organizations (3).

**Which custodians does Mackay Financial Planning, LLC use?**
Mackay Financial Planning, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Altruist Financial LLC and Vanguard Marketing Corporation as custodians holding 10% or more of its separately managed account assets.

**Does Mackay Financial Planning, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/169583

**Does Mackay Financial Planning, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 27, 2026 says: "We provide financial planning services and advice to people from all walks of life and have no asset or income minimums."

**What changed in Mackay Financial Planning, LLC's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $140,115,580 to $176,042,555 (+26%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated March 27, 2026)

- Account minimum: None

> We provide financial planning services and advice to people from all walks of life and have no asset or income minimums.

- Hourly rate: $250 an hour (limited scope financial planning engagement)

> The hourly fee for a limited scope financial planning engagement is $250 per hour, billed in 15 minute increments.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Altruist Financial LLC
- Vanguard Marketing Corporation

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $176,042,555
- Discretionary: $164,466,173
- Non-discretionary: $11,576,382

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 33 | $18,503,542 |
| High net worth individuals | 35 | $132,518,025 |
| Charitable organizations | 3 | $25,020,988 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2025 (1 year)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AR, MO, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- mackayfinancialplanning.com
- LinkedIn @mackay-financial-planning-llc

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $140,115,580 | 2 | April 3, 2025 |
| October 2026 | $176,042,555 | 2 | March 27, 2026 |

Regulatory assets under management: $140,115,580 in the October 2025 data and $176,042,555 in the October 2026 data, up 26%.
Total employees: 2 in October 2025 and 2 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $140,115,580 to $176,042,555 (+26%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Mackay Financial Planning, LLC (CRD 169583): Form ADV filing data as of October 2026.