# M3 Wealth Management

> M3 Wealth Management is an SEC-registered investment advisory firm in North Royalton, OH, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 24, 2026.

- CRD: 335612
- Filed as: M3 WEALTH MANAGEMENT
- Legal name: M3 Wealth Management, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: North Royalton, OH
- Filing period: October 2026
- Form ADV filing dated: February 24, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/335612
- AdvisorCensus page: https://advisorcensus.com/firm/m3-wealth-management-north-royalton-oh-335612

## Quick answers

**How is M3 Wealth Management compensated?**
On its Form ADV (Item 5.E, October 2026), M3 Wealth Management reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**How much does M3 Wealth Management charge?**
Its Form ADV Part 2A brochure dated February 24, 2026 states: Up to $250,000: 1.5% a year; $250,001 to $500,000: 1.25% a year; $500,001 to $750,000: 1.1% a year; $750,001 to $1,000,000: 1% a year; Above $1,000,000: see the brochure. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is M3 Wealth Management located?**
M3 Wealth Management's principal office is in North Royalton, OH, according to its Form ADV.

**Is M3 Wealth Management registered with the SEC or a state?**
M3 Wealth Management is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 335612.

**How much does M3 Wealth Management manage?**
M3 Wealth Management reports $160,236,028 in regulatory assets under management in its Form ADV filing dated February 24, 2026 (100% discretionary).

**How have M3 Wealth Management's assets and staff changed since 2025?**
In the Form ADV data for M3 Wealth Management: Regulatory assets under management: $0 in the October 2025 data and $160,236,028 in the October 2026 data. Total employees: 3 in October 2025 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does M3 Wealth Management serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (426); high net worth individuals (60).

**Which custodians does M3 Wealth Management use?**
M3 Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does M3 Wealth Management report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/335612

**Does M3 Wealth Management state an account minimum?**
Its Form ADV Part 2A brochure dated February 24, 2026 says: "M3 does not impose a minimum portfolio size or a minimum initial investment to open an account. However, M3 does reserve the right to accept or decline a potential client for any reason in its sole discretion."

**What changed in M3 Wealth Management's recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $143,193,601 to $160,236,028 (+12%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated February 24, 2026)

- Up to $250,000: 1.5% a year
- $250,001 to $500,000: 1.25% a year
- $500,001 to $750,000: 1.1% a year
- $750,001 to $1,000,000: 1% a year
- Above $1,000,000: see the brochure

> Following is M3’s asset based fee schedule for investment management services: FEE SCHEDULE Market Value of Assets Rate Up to $250,000 1.50% $250,001 to $500,000 1.25% $500,001 to $750,000 1.10% $750,001 to $1,000,000 1.00% $1,000,001 and above negotiable

- Account minimum: None (the brochure says it may be waived or negotiated)

> M3 does not impose a minimum portfolio size or a minimum initial investment to open an account. However, M3 does reserve the right to accept or decline a potential client for any reason in its sole discretion.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $160,236,028
- Discretionary: $160,236,028
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 426 | $70,236,028 |
| High net worth individuals | 60 | $90,000,000 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2025 (1 year)
- Employees: 3 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, NC, OH, SC, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [m3wealthmanagement.com](https://m3wealthmanagement.com)

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $0 | 3 | May 16, 2025 |
| October 2026 | $160,236,028 | 3 | February 24, 2026 |

Regulatory assets under management: $0 in the October 2025 data and $160,236,028 in the October 2026 data.
Total employees: 3 in October 2025 and 3 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $143,193,601 to $160,236,028 (+12%).

### February 2026
- Registered or notice-filed in FL, NC, SC, TX.

### December 2025
- Regulatory assets under management went from $0 to $143,193,601.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. M3 Wealth Management (CRD 335612): Form ADV filing data as of October 2026.