{ "crd_number": 117273, "slug": "lutz-financial-omaha-ne-117273", "primary_business_name": "LUTZ FINANCIAL", "legal_name": "LUTZ FINANCIAL SERVICES, LLC", "dbas": [], "city": "Omaha", "state": "NE", "country": "United States", "cbsa_code": "36540", "metro": { "cbsa_code": "36540", "common_name": "Omaha", "msa_name": "Omaha, NE-IA", "path": "/advisors/ne/omaha" }, "registration_type": "sec", "registration_status": "Approved", "registration_date": "2003-06-04", "years_registered": 23, "period": "2026-10-01", "filing_date": "2026-07-07", "carried_forward": false, "raum_total": 3187194167.0, "raum_discretionary": 2834743258.0, "raum_non_discretionary": 352450909.0, "raum_band": "1b_5b", "raum_band_label": "$1 billion to $5 billion", "total_employees": 23, "advisory_employees": 15, "client_count_bucket": "fewer_than_5_in_some_types", "clients_by_type": { "charitable": { "raum": 29617192.0, "count": null, "fewer_than_5": true }, "individuals": { "raum": 136536253.0, "count": 425 }, "pension_profit_sharing": { "raum": 789325232.0, "count": 171 }, "high_net_worth_individuals": { "raum": 2200181454.0, "count": 420 }, "corporations_other_businesses": { "raum": 31534036.0, "count": 15 } }, "compensation_types": [ "fixed", "hourly", "percentage_of_aum" ], "advisory_activities": [ "financial_planning", "pension_consulting", "portfolio_management_businesses_institutional", "portfolio_management_individuals", "portfolio_management_pooled_vehicles" ], "wrap_fee_participant": false, "disclosure_yes_count": 0, "states_registered": [ "AZ", "CA", "FL", "IA", "IL", "KS", "MN", "MO", "NE", "NH", "SD", "TX", "WA" ], "websites": [ "https://linkedin.com/in/adriane-washburn-8763a15", "https://linkedin.com/in/alec-johnston-cfa-0ba3bb153", "https://linkedin.com/in/alyssatrumbull", "https://linkedin.com/in/austinwellsadviser", "https://linkedin.com/in/chris-wagner-cfp%C2%AE-cpfa%C2%AE-980b746", "https://linkedin.com/in/jaimebordelonbriganti", "https://linkedin.com/in/jim-boulay-cpa-cfp-cap-2b56216", "https://linkedin.com/in/joe-carlson-cfp%c2%ae-603171149", "https://linkedin.com/in/joehefflinger", "https://linkedin.com/in/joshua-jenkins-cfa-39783316", "https://linkedin.com/in/justinvossen", "https://linkedin.com/in/nicholas-hall-cfp%C2%AE-cap%C2%AE-06747177", "https://linkedin.com/in/sam-bonebrake-cfp%C2%AE-70002219b", "https://linkedin.com/in/shannon-gohr-cfp%C2%AE-3ba896a5", "https://linkedin.com/in/tomhodgsoncfp", "https://lutz.us/FINANCIAL-SERVICES", "https://lutzfinancial.com", "https://x.com/401kadviser", "https://x.com/lutzfinancial", "https://x.com/vossenjustin" ], "iapd_url": "https://adviserinfo.sec.gov/firm/summary/117273", "city_as_filed": "OMAHA", "url": "https://advisorcensus.com/firm/lutz-financial-omaha-ne-117273", "display_name": "Lutz Financial", "summary": "Lutz Financial is an SEC-registered investment advisory firm in Omaha, NE, registered since 2003, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated July 7, 2026.", "citation": "AdvisorCensus. Lutz Financial (CRD 117273): Form ADV filing data as of October 2026.", "registration_type_label": "SEC-registered investment adviser", "compensation_labels": [ "A percentage of assets under your management", "Hourly charges", "Fixed fees (other than subscription fees)" ], "advisory_activity_labels": [ "Financial planning services", "Portfolio management for individuals and/or small businesses", "Portfolio management for pooled investment vehicles (other than investment companies)", "Portfolio management for businesses (other than small businesses) or institutional clients", "Pension consulting services" ], "quick_answers": [ { "q": "How is Lutz Financial compensated?", "a": "On its Form ADV (Item 5.E, October 2026), Lutz Financial reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)." }, { "q": "Where is Lutz Financial located?", "a": "Lutz Financial's principal office is in Omaha, NE, according to its Form ADV; the August 2026 filing also lists 1 other office (Schedule D, Section 1.F)." }, { "q": "Is Lutz Financial registered with the SEC or a state?", "a": "Lutz Financial is an SEC-registered investment advisory firm, registered since 2003. Status as filed: Approved. CRD 117273." }, { "q": "How much does Lutz Financial manage?", "a": "Lutz Financial reports $3,187,194,167 in regulatory assets under management in its Form ADV filing dated July 7, 2026 (89% discretionary)." }, { "q": "How have Lutz Financial's assets and staff changed since 2021?", "a": "In the Form ADV data for Lutz Financial: Regulatory assets under management: $1,433,927,817 in the October 2021 data and $3,187,194,167 in the October 2026 data, up 122%. Total employees: 15 in October 2021 and 23 in October 2026. Assets under management move with markets as well as with clients coming and going." }, { "q": "What types of clients does Lutz Financial serve?", "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (425); high net worth individuals (420); pension and profit sharing plans (but not the plan participants or government pension plans) (171)." }, { "q": "Which custodians does Lutz Financial use?", "a": "Lutz Financial's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Ascensus Broker Dealer Services, LLC and Charles Schwab & Co., Inc. as custodians holding 10% or more of its separately managed account assets." }, { "q": "Does Lutz Financial report any disciplinary disclosures?", "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/117273" }, { "q": "What changed in Lutz Financial's recent Form ADV filings?", "a": "In the August 2026 filing data: Employees performing advisory functions went from 14 to 15. Registered or notice-filed in WA." } ], "filing_history": [ { "period": "2021-10-01", "regulatory_assets_under_management": 1433927817.0, "total_employees": 15, "filing_date": "2021-04-05" }, { "period": "2022-10-01", "regulatory_assets_under_management": 1818535232.0, "total_employees": 15, "filing_date": "2022-04-27" }, { "period": "2023-10-01", "regulatory_assets_under_management": 1731482313.0, "total_employees": 17, "filing_date": "2023-09-25" }, { "period": "2024-10-01", "regulatory_assets_under_management": 2279041520.0, "total_employees": 20, "filing_date": "2024-06-13" }, { "period": "2025-10-01", "regulatory_assets_under_management": 2610146179.0, "total_employees": 21, "filing_date": "2025-03-31" }, { "period": "2026-10-01", "regulatory_assets_under_management": 3187194167.0, "total_employees": 23, "filing_date": "2026-07-07" } ], "recent_changes": [ { "period": "2026-08-01", "period_label": "August 2026", "notes": [ "Employees performing advisory functions went from 14 to 15.", "Registered or notice-filed in WA." ] }, { "period": "2026-04-01", "period_label": "April 2026", "notes": [ "Regulatory assets under management went from $2,610,146,179 to $3,187,194,167 (+22%)." ] }, { "period": "2025-12-01", "period_label": "December 2025", "notes": [ "Employees performing advisory functions went from 10 to 14.", "Registered or notice-filed in SD." ] } ], "fees_from_brochure": null, "custodians": [ { "name": "Ascensus Broker Dealer Services, LLC", "name_as_filed": "ASCENSUS BROKER DEALER SERVICES, LLC", "affiliated": false }, { "name": "Charles Schwab & Co., Inc.", "name_as_filed": "CHARLES SCHWAB & CO., INC.", "affiliated": false } ], "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.", "markdown_url": "https://advisorcensus.com/firm/lutz-financial-omaha-ne-117273.md", "clients": [ { "type": "individuals", "label": "Individuals (other than high net worth individuals)", "count": 425, "fewer_than_5": false, "raum": 136536253.0 }, { "type": "high_net_worth_individuals", "label": "High net worth individuals", "count": 420, "fewer_than_5": false, "raum": 2200181454.0 }, { "type": "pension_profit_sharing", "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)", "count": 171, "fewer_than_5": false, "raum": 789325232.0 }, { "type": "charitable", "label": "Charitable organizations", "count": null, "fewer_than_5": true, "raum": 29617192.0 }, { "type": "corporations_other_businesses", "label": "Corporations or other businesses not listed above", "count": 15, "fewer_than_5": false, "raum": 31534036.0 } ], "disclosure_line": "Reports no disclosure items on Form ADV Item 11.", "disclosure_items": [], "indexable": true, "suppressed": false, "claimed": false, "enhanced": false, "provided_by_the_firm": null, "source": { "name": "Form ADV", "as_of": "2026-10-01", "iapd_url": "https://adviserinfo.sec.gov/firm/summary/117273", "operator": "BH Monitor Services, LLC", "license": "https://creativecommons.org/licenses/by/4.0/", "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data" } }