# Luther Forest Wealth Advisors, L.L.C.

> Luther Forest Wealth Advisors, L.L.C. is an SEC-registered investment advisory firm in Malta, NY, registered since 2007, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated February 16, 2026.

- CRD: 142714
- Filed as: LUTHER FOREST WEALTH ADVISORS, L.L.C.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Malta, NY
- Filing period: October 2026
- Form ADV filing dated: February 16, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/142714
- AdvisorCensus page: https://advisorcensus.com/firm/luther-forest-wealth-advisors-l-l-c-malta-ny-142714

## Quick answers

**How is Luther Forest Wealth Advisors, L.L.C. compensated?**
On its Form ADV (Item 5.E, October 2026), Luther Forest Wealth Advisors, L.L.C. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**What does Luther Forest Wealth Advisors, L.L.C.'s brochure say about its fees?**
Its Form ADV Part 2A brochure dated February 16, 2026 states: Asset-based fee: up to 1.25% of assets a year (the maximum the brochure states). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Luther Forest Wealth Advisors, L.L.C. located?**
Luther Forest Wealth Advisors, L.L.C.'s principal office is in Malta, NY, according to its Form ADV.

**Is Luther Forest Wealth Advisors, L.L.C. registered with the SEC or a state?**
Luther Forest Wealth Advisors, L.L.C. is an SEC-registered investment advisory firm, registered since 2007. Status as filed: Approved. CRD 142714.

**How much does Luther Forest Wealth Advisors, L.L.C. manage?**
Luther Forest Wealth Advisors, L.L.C. reports $98,578,214 in regulatory assets under management in its Form ADV filing dated February 16, 2026 (99% discretionary).

**How have Luther Forest Wealth Advisors, L.L.C.'s assets and staff changed since 2021?**
In the Form ADV data for Luther Forest Wealth Advisors, L.L.C.: Regulatory assets under management: $65,635,554 in the October 2021 data and $98,578,214 in the October 2026 data, up 50%. Total employees: 2 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Luther Forest Wealth Advisors, L.L.C. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (186); high net worth individuals (28).

**Which custodians does Luther Forest Wealth Advisors, L.L.C. use?**
Luther Forest Wealth Advisors, L.L.C.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Luther Forest Wealth Advisors, L.L.C. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/142714

**What changed in Luther Forest Wealth Advisors, L.L.C.'s recent Form ADV filings?**
In the March 2026 filing data: Employees performing advisory functions went from 2 to 3. Regulatory assets under management went from $83,605,634 to $98,578,214 (+18%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated February 16, 2026)

- Asset-based fee: up to 1.25% of assets a year (the maximum the brochure states)

> Our annual fee for investment management services does not exceed 1.25% of assets under management.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $98,578,214
- Discretionary: $97,266,510
- Non-discretionary: $1,311,704

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 186 | $38,920,557 |
| High net worth individuals | 28 | $58,408,895 |
| Banking or thrift institutions | 0 | Not reported |
| Investment companies | 0 | Not reported |
| Business development companies | 0 | Not reported |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | Not reported |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | Not reported |
| Charitable organizations | Fewer than 5 | $1,248,762 |
| State or municipal government entities (including government pension plans) | 0 | Not reported |
| Other investment advisers | 0 | Not reported |
| Insurance companies | 0 | Not reported |
| Sovereign wealth funds and foreign official institutions | 0 | Not reported |
| Corporations or other businesses not listed above | 0 | Not reported |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services

### Firm details
- Registered since: 2007 (19 years)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, NY
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- lutherforestwealthadvisors.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $65,635,554 | 2 | February 4, 2021 |
| October 2022 | $77,112,674 | 2 | March 16, 2022 |
| October 2023 | $65,081,137 | 2 | February 6, 2023 |
| October 2024 | $72,188,730 | 2 | March 6, 2024 |
| October 2025 | $83,605,634 | 2 | February 4, 2025 |
| October 2026 | $98,578,214 | 3 | February 16, 2026 |

Regulatory assets under management: $65,635,554 in the October 2021 data and $98,578,214 in the October 2026 data, up 50%.
Total employees: 2 in October 2021 and 3 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Employees performing advisory functions went from 2 to 3.
- Regulatory assets under management went from $83,605,634 to $98,578,214 (+18%).

### January 2026
- No longer registered or notice-filed in CT.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Luther Forest Wealth Advisors, L.L.C. (CRD 142714): Form ADV filing data as of October 2026.