# Luminary Financial Planning

> Luminary Financial Planning is a state-registered investment advisory firm in Modesto, CA, registered since 2014, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated January 14, 2026.

- CRD: 169270
- Filed as: LUMINARY FINANCIAL PLANNING
- Legal name: Seghetti Holdings LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Modesto, CA
- Filing period: October 2026
- Form ADV filing dated: January 14, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/169270
- AdvisorCensus page: https://advisorcensus.com/firm/luminary-financial-planning-modesto-ca-169270

## Quick answers

**How is Luminary Financial Planning compensated?**
On its Form ADV (Item 5.E, October 2026), Luminary Financial Planning reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Luminary Financial Planning located?**
Luminary Financial Planning's principal office is in Modesto, CA, according to its Form ADV.

**Is Luminary Financial Planning registered with the SEC or a state?**
Luminary Financial Planning is a state-registered investment advisory firm, registered since 2014. Status as filed: APPROVED. CRD 169270.

**How much does Luminary Financial Planning manage?**
Luminary Financial Planning reports $26,752,161 in regulatory assets under management in its Form ADV filing dated January 14, 2026 (0% discretionary).

**What types of clients does Luminary Financial Planning serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (17); individuals (other than high net worth individuals) (7).

**Does Luminary Financial Planning report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/169270

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $26,752,161
- Discretionary: $0
- Non-discretionary: $26,752,161

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 7 | $22,200,000 |
| High net worth individuals | 17 | $4,552,161 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2014 (12 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- luminaryfinancialplanning.com
- LinkedIn @NICOLE-SEGHETTI-CFP®-1890A78

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Luminary Financial Planning (CRD 169270): Form ADV filing data as of October 2026.