# Lumina Wealth Management, LLC

> Lumina Wealth Management, LLC is an SEC-registered investment advisory firm in Wilmington, NC, registered since 2017, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated August 6, 2026.

- CRD: 291548
- Filed as: LUMINA WEALTH MANAGEMENT, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Wilmington, NC
- Filing period: October 2026
- Form ADV filing dated: August 6, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/291548
- AdvisorCensus page: https://advisorcensus.com/firm/lumina-wealth-management-llc-wilmington-nc-291548

## Quick answers

**How is Lumina Wealth Management, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Lumina Wealth Management, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Lumina Wealth Management, LLC located?**
Lumina Wealth Management, LLC's principal office is in Wilmington, NC, according to its Form ADV.

**Is Lumina Wealth Management, LLC registered with the SEC or a state?**
Lumina Wealth Management, LLC is an SEC-registered investment advisory firm, registered since 2017. Status as filed: Approved. CRD 291548.

**How much does Lumina Wealth Management, LLC manage?**
Lumina Wealth Management, LLC reports $240,235,234 in regulatory assets under management in its Form ADV filing dated August 6, 2026 (96% discretionary).

**How have Lumina Wealth Management, LLC's assets and staff changed since 2021?**
In the Form ADV data for Lumina Wealth Management, LLC: Regulatory assets under management: $136,893,403 in the October 2021 data and $240,235,234 in the October 2026 data, up 75%. Total employees: 4 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Lumina Wealth Management, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (113); high net worth individuals (49); charitable organizations (8).

**Which custodians does Lumina Wealth Management, LLC use?**
Lumina Wealth Management, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Comerica Bank as custodians holding 10% or more of its separately managed account assets.

**Does Lumina Wealth Management, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/291548

**What changed in Lumina Wealth Management, LLC's recent Form ADV filings?**
In the May 2026 filing data: Employees performing advisory functions went from 2 to 3.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Comerica Bank

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $240,235,234
- Discretionary: $230,852,236
- Non-discretionary: $9,382,998

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 113 | $29,330,169 |
| High net worth individuals | 49 | $130,580,135 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 1 | $9,382,998 |
| Charitable organizations | 8 | $27,109,132 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 3 | $36,876,257 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 7 | $6,956,543 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Other

### Firm details
- Registered since: 2017 (8 years)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, NC
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- luminawm.com
- LinkedIn @lumina-wealth-management

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $136,893,403 | 4 | March 16, 2021 |
| October 2022 | $163,470,342 | 4 | March 17, 2022 |
| October 2023 | $152,556,850 | 3 | June 26, 2023 |
| October 2024 | $176,519,039 | 3 | September 25, 2024 |
| October 2025 | $196,838,119 | 3 | May 1, 2025 |
| October 2026 | $240,235,234 | 3 | August 6, 2026 |

Regulatory assets under management: $136,893,403 in the October 2021 data and $240,235,234 in the October 2026 data, up 75%.
Total employees: 4 in October 2021 and 3 in October 2026.

## Changes in the filing (last 12 months)

### May 2026
- Employees performing advisory functions went from 2 to 3.

### April 2026
- Regulatory assets under management went from $196,838,119 to $240,235,234 (+22%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Lumina Wealth Management, LLC (CRD 291548): Form ADV filing data as of October 2026.