# LRI Investments

> LRI Investments is an SEC-registered investment advisory firm in Palm Beach Gardens, FL, registered since 2024, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated September 28, 2026.

- CRD: 323556
- Filed as: LRI INVESTMENTS
- Legal name: LRI Investments, LLC
- Also doing business as: JKJ FINANCIAL SERVICES, JKJ RETIREMENT SERVICES, LINDBERG & RIPPLE, MARINER FINANCIAL GROUP
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Palm Beach Gardens, FL
- Filing period: October 2026
- Form ADV filing dated: September 28, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/323556
- AdvisorCensus page: https://advisorcensus.com/firm/lri-investments-palm-beach-gardens-fl-323556

## Quick answers

**How is LRI Investments compensated?**
On its Form ADV (Item 5.E, October 2026), LRI Investments reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**How much does LRI Investments charge?**
Its Form ADV Part 2A brochure dated February 27, 2026 states: Hourly rate: $150 to $350 an hour (Financial Planning); Flat fee: $650 to $2,500 (Financial Planning). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is LRI Investments located?**
LRI Investments' principal office is in Palm Beach Gardens, FL, according to its Form ADV; the October 2026 filing also lists 3 other offices (Schedule D, Section 1.F).

**Is LRI Investments registered with the SEC or a state?**
LRI Investments is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 323556.

**How much does LRI Investments manage?**
LRI Investments reports $2,781,193,458 in regulatory assets under management in its Form ADV filing dated September 28, 2026 (68% discretionary).

**How have LRI Investments' assets and staff changed since 2023?**
In the Form ADV data for LRI Investments: Regulatory assets under management: $0 in the October 2023 data and $2,781,193,458 in the October 2026 data. Total employees: 5 in October 2023 and 35 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does LRI Investments serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (264); high net worth individuals (213); pension and profit sharing plans (but not the plan participants or government pension plans) (104).

**Which custodians does LRI Investments use?**
LRI Investments' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Pershing Advisor Solutions LLC as a custodian holding 10% or more of its separately managed account assets.

**Does LRI Investments report any disciplinary disclosures?**
Reports 1 disclosure item on Form ADV Item 11: yes answers to 11.D(2) (another regulator's finding of a violation). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/323556

**Does LRI Investments state an account minimum?**
Its Form ADV Part 2A brochure dated February 27, 2026 says: "A minimum total investment amount of $250,000 is generally required but, a lesser amount will be considered."

**What changed in LRI Investments' recent Form ADV filings?**
In the October 2026 filing data: Added an office in Horsham, PA. No longer lists an office in Newtown, PA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated February 27, 2026)

- Account minimum: $250,000

> A minimum total investment amount of $250,000 is generally required but, a lesser amount will be considered.

- Hourly rate: $150 to $350 an hour (Financial Planning)

> Hourly Fee: $150 to $350

- Flat fee: $650 to $2,500 (Financial Planning)

> Fixed Fee: $650 to $2,500

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Pershing Advisor Solutions LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $2,781,193,458
- Discretionary: $1,890,171,429
- Non-discretionary: $891,022,029

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 264 | $78,929,794 |
| High net worth individuals | 213 | $1,819,950,300 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 104 | $809,175,278 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 1 | $73,138,086 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services

### Firm details
- Registered since: 2024 (2 years)
- Employees: 35 total, 31 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: AZ, CA, CO, CT, DC, DE, FL, GA, ID, IL, KS, MA, MD, MI, MN, MO, NC, NE, NH, NJ, NM, NV, NY, OH, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI
- Disclosures (Item 11): Reports 1 disclosure item on Form ADV Item 11.

### Item 11 questions answered yes
- 11.D(2): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/323556

### Other offices (Schedule D, Section 1.F), as of the October 2026 filing
- Glastonbury, CT
- Horsham, PA
- West Hartford, CT

### Websites listed on Form ADV (Item 1.I)
- jkj.com/our-services/financial-services
- jkj.com/our-services/retirement-services
- linrip.com
- mariner-linrip.com
- LinkedIn @lindberg-&-ripple
- LinkedIn @alex-heyniger-4a513b12
- LinkedIn @andrew-albano-115185201
- LinkedIn @anthony-pace-6b51b2b
- LinkedIn @arriananeese
- LinkedIn @benhalljkj
- LinkedIn @brian-suprenant-00b1aa172
- LinkedIn @brucie-fletcher-b8ba17258
- LinkedIn @carl-peterson-a316a314
- LinkedIn @chad-white-55067147
- LinkedIn @christopher-alexis-lising-7b9500148
- LinkedIn @dawn-lazarus-2a286733
- LinkedIn @elliotsilverstein
- LinkedIn @erickaleta
- LinkedIn @erikbjorvik
- LinkedIn @evanaltuzarra
- LinkedIn @glen-coral-a5006913
- LinkedIn @hannah-davis-4ba4625b
- LinkedIn @hayley-snell-8955a6a5
- LinkedIn @jack-karasin
- LinkedIn @jack-mcdonald-96a7698
- LinkedIn @marvin-jay-arisga-492146171
- LinkedIn @matthewlridley
- LinkedIn @melset
- LinkedIn @nancy-shepard-a2a8b5134
- LinkedIn @nicholeverssen
- LinkedIn @norman-yester-53bb8346
- LinkedIn @rosalynzera
- LinkedIn @ryan-koch-7034b220b
- LinkedIn @scott-smith-9b717713
- LinkedIn @timothy-p-malarkey-a1b59880
- LinkedIn @waeed-petersen-193a38a8

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2023 | $0 | 5 | June 15, 2023 |
| October 2024 | $932,915,457 | 17 | June 18, 2024 |
| October 2025 | $1,404,038,363 | 37 | March 11, 2025 |
| October 2026 | $2,781,193,458 | 35 | September 28, 2026 |

Regulatory assets under management: $0 in the October 2023 data and $2,781,193,458 in the October 2026 data.
Total employees: 5 in October 2023 and 35 in October 2026.

## Changes in the filing (last 12 months)

### October 2026
- Added an office in Horsham, PA.
- No longer lists an office in Newtown, PA.

### March 2026
- Employees performing advisory functions went from 29 to 31.
- Regulatory assets under management went from $1,404,038,363 to $2,781,193,458 (+98%).
- Registered or notice-filed in AZ, CO, DC, DE, GA, KS, MI, MN, MO, NM, NV, OH, TN, UT, VT, WA, WI.

### December 2025
- Registered or notice-filed in NE.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. LRI Investments (CRD 323556): Form ADV filing data as of October 2026.