# Loring, Wolcott & Coolidge Fiduciary Advisors, LLP

> Loring, Wolcott & Coolidge Fiduciary Advisors, LLP is an SEC-registered investment advisory firm in Boston, MA, registered since 1994, reporting over $5 billion in regulatory assets under management in its Form ADV filing dated July 23, 2026.

- CRD: 107153
- Filed as: LORING, WOLCOTT & COOLIDGE FIDUCIARY ADVISORS, LLP
- Also doing business as: THE SUSTAINABILITY GROUP
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Boston, MA
- Filing period: October 2026
- Form ADV filing dated: July 23, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/107153
- AdvisorCensus page: https://advisorcensus.com/firm/loring-wolcott-and-coolidge-fiduciary-advisors-llp-boston-ma-107153

## Quick answers

**How is Loring, Wolcott & Coolidge Fiduciary Advisors, LLP compensated?**
On its Form ADV (Item 5.E, October 2026), Loring, Wolcott & Coolidge Fiduciary Advisors, LLP reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**What does Loring, Wolcott & Coolidge Fiduciary Advisors, LLP's brochure say about its fees?**
Its Form ADV Part 2A brochure dated July 9, 2026 states: Up to $3,000,000: 0.9% a year; $3,000,000 to $6,000,000: 0.6% a year; Above $6,000,000: 0.3% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Loring, Wolcott & Coolidge Fiduciary Advisors, LLP located?**
Loring, Wolcott & Coolidge Fiduciary Advisors, LLP's principal office is in Boston, MA, according to its Form ADV.

**Is Loring, Wolcott & Coolidge Fiduciary Advisors, LLP registered with the SEC or a state?**
Loring, Wolcott & Coolidge Fiduciary Advisors, LLP is an SEC-registered investment advisory firm, registered since 1994. Status as filed: Approved. CRD 107153.

**How much does Loring, Wolcott & Coolidge Fiduciary Advisors, LLP manage?**
Loring, Wolcott & Coolidge Fiduciary Advisors, LLP reports $12,835,550,894 in regulatory assets under management in its Form ADV filing dated July 23, 2026 (100% discretionary).

**How have Loring, Wolcott & Coolidge Fiduciary Advisors, LLP's assets and staff changed since 2021?**
In the Form ADV data for Loring, Wolcott & Coolidge Fiduciary Advisors, LLP: Regulatory assets under management: $10,566,010,436 in the October 2021 data and $12,835,550,894 in the October 2026 data, up 21%. Total employees: 96 in October 2021 and 109 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Loring, Wolcott & Coolidge Fiduciary Advisors, LLP serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (3,214); charitable organizations (53); corporations or other businesses not listed above (23).

**Which custodians does Loring, Wolcott & Coolidge Fiduciary Advisors, LLP use?**
Loring, Wolcott & Coolidge Fiduciary Advisors, LLP's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity and Loring, Wolcott & Coolidge Trust, LLC (affiliated with the firm) as custodians holding 10% or more of its separately managed account assets.

**Does Loring, Wolcott & Coolidge Fiduciary Advisors, LLP report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/107153

**Does Loring, Wolcott & Coolidge Fiduciary Advisors, LLP state an account minimum?**
Its Form ADV Part 2A brochure dated July 9, 2026 says: "We generally require $ 2,000,000 in investable assets to establish an account relationship with us."

**What changed in Loring, Wolcott & Coolidge Fiduciary Advisors, LLP's recent Form ADV filings?**
In the August 2026 filing data: Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated July 9, 2026)

- Up to $3,000,000: 0.9% a year
- $3,000,000 to $6,000,000: 0.6% a year
- Above $6,000,000: 0.3% a year

> The principal fee is a graduated fee based on assets under management: 0.9% is charged on the first $3,000,000 under management, 0.6% on the next $ 3,000,000, and 0.3% on the balance of the assets.

> The income fee is 5% and is charged on all interest and dividends collect ed.

- Account minimum: $2,000,000

> We generally require $ 2,000,000 in investable assets to establish an account relationship with us.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Fidelity
- Loring, Wolcott & Coolidge Trust, LLC (affiliated with the firm)

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $12,835,550,894
- Discretionary: $12,801,202,678
- Non-discretionary: $34,348,216

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| High net worth individuals | 3,214 | $12,133,055,782 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $4,318,324 |
| Charitable organizations | 53 | $458,296,363 |
| Corporations or other businesses not listed above | 23 | $239,880,425 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 1994 (32 years)
- Employees: 109 total, 13 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AK, AZ, CA, CO, CT, DC, FL, GA, HI, ID, IL, LA, MA, MD, ME, MI, MT, NC, NH, NJ, NM, NY, OR, PA, RI, SC, TX, VA, VT, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- lwcotrust.com
- sustainabilitygroup.com
- LinkedIn @loring-wolcott-&-coolidge

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $10,566,010,436 | 96 | June 23, 2021 |
| October 2022 | $12,619,340,883 | 99 | March 31, 2022 |
| October 2023 | $9,688,406,762 | 104 | June 23, 2023 |
| October 2024 | $11,611,790,589 | 104 | March 28, 2024 |
| October 2025 | $12,913,949,641 | 103 | June 27, 2025 |
| October 2026 | $12,835,550,894 | 109 | July 23, 2026 |

Regulatory assets under management: $10,566,010,436 in the October 2021 data and $12,835,550,894 in the October 2026 data, up 21%.
Total employees: 96 in October 2021 and 109 in October 2026.

## Changes in the filing (last 12 months)

### August 2026
- Updated its list of owners and control persons (Schedule A).

### July 2026
- Registered or notice-filed in NJ.

### April 2026
- Registered or notice-filed in HI.
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Loring, Wolcott & Coolidge Fiduciary Advisors, LLP (CRD 107153): Form ADV filing data as of October 2026.