{
  "crd_number": 107153,
  "slug": "loring-wolcott-and-coolidge-fiduciary-advisors-llp-boston-ma-107153",
  "primary_business_name": "LORING, WOLCOTT & COOLIDGE FIDUCIARY ADVISORS, LLP",
  "legal_name": "LORING, WOLCOTT & COOLIDGE FIDUCIARY ADVISORS, LLP",
  "dbas": [
    "THE SUSTAINABILITY GROUP"
  ],
  "city": "Boston",
  "state": "MA",
  "country": "United States",
  "cbsa_code": "14460",
  "metro": {
    "cbsa_code": "14460",
    "common_name": "Boston",
    "msa_name": "Boston-Cambridge-Newton, MA-NH",
    "path": "/advisors/ma/boston"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "1994-08-01",
  "years_registered": 32,
  "period": "2026-10-01",
  "filing_date": "2026-07-23",
  "carried_forward": false,
  "raum_total": 12835550894.0,
  "raum_discretionary": 12801202678.0,
  "raum_non_discretionary": 34348216.0,
  "raum_band": "over_5b",
  "raum_band_label": "Over $5 billion",
  "total_employees": 109,
  "advisory_employees": 13,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "charitable": {
      "raum": 458296363.0,
      "count": 53
    },
    "pension_profit_sharing": {
      "raum": 4318324.0,
      "count": null,
      "fewer_than_5": true
    },
    "high_net_worth_individuals": {
      "raum": 12133055782.0,
      "count": 3214
    },
    "corporations_other_businesses": {
      "raum": 239880425.0,
      "count": 23
    }
  },
  "compensation_types": [
    "fixed",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "AK",
    "AZ",
    "CA",
    "CO",
    "CT",
    "DC",
    "FL",
    "GA",
    "HI",
    "ID",
    "IL",
    "LA",
    "MA",
    "MD",
    "ME",
    "MI",
    "MT",
    "NC",
    "NH",
    "NJ",
    "NM",
    "NY",
    "OR",
    "PA",
    "RI",
    "SC",
    "TX",
    "VA",
    "VT",
    "WA"
  ],
  "websites": [
    "https://linkedin.com/company/loring-wolcott-&-coolidge",
    "https://lwcotrust.com",
    "https://sustainabilitygroup.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/107153",
  "city_as_filed": "BOSTON",
  "url": "https://advisorcensus.com/firm/loring-wolcott-and-coolidge-fiduciary-advisors-llp-boston-ma-107153",
  "display_name": "Loring, Wolcott & Coolidge Fiduciary Advisors, LLP",
  "summary": "Loring, Wolcott & Coolidge Fiduciary Advisors, LLP is an SEC-registered investment advisory firm in Boston, MA, registered since 1994, reporting over $5 billion in regulatory assets under management in its Form ADV filing dated July 23, 2026.",
  "citation": "AdvisorCensus. Loring, Wolcott & Coolidge Fiduciary Advisors, LLP (CRD 107153): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Selection of other advisers (including private fund managers)"
  ],
  "quick_answers": [
    {
      "q": "How is Loring, Wolcott & Coolidge Fiduciary Advisors, LLP compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Loring, Wolcott & Coolidge Fiduciary Advisors, LLP reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees)."
    },
    {
      "q": "What does Loring, Wolcott & Coolidge Fiduciary Advisors, LLP's brochure say about its fees?",
      "a": "Its Form ADV Part 2A brochure dated July 9, 2026 states: Up to $3,000,000: 0.9% a year; $3,000,000 to $6,000,000: 0.6% a year; Above $6,000,000: 0.3% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Loring, Wolcott & Coolidge Fiduciary Advisors, LLP located?",
      "a": "Loring, Wolcott & Coolidge Fiduciary Advisors, LLP's principal office is in Boston, MA, according to its Form ADV."
    },
    {
      "q": "Is Loring, Wolcott & Coolidge Fiduciary Advisors, LLP registered with the SEC or a state?",
      "a": "Loring, Wolcott & Coolidge Fiduciary Advisors, LLP is an SEC-registered investment advisory firm, registered since 1994. Status as filed: Approved. CRD 107153."
    },
    {
      "q": "How much does Loring, Wolcott & Coolidge Fiduciary Advisors, LLP manage?",
      "a": "Loring, Wolcott & Coolidge Fiduciary Advisors, LLP reports $12,835,550,894 in regulatory assets under management in its Form ADV filing dated July 23, 2026 (100% discretionary)."
    },
    {
      "q": "How have Loring, Wolcott & Coolidge Fiduciary Advisors, LLP's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Loring, Wolcott & Coolidge Fiduciary Advisors, LLP: Regulatory assets under management: $10,566,010,436 in the October 2021 data and $12,835,550,894 in the October 2026 data, up 21%. Total employees: 96 in October 2021 and 109 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Loring, Wolcott & Coolidge Fiduciary Advisors, LLP serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (3,214); charitable organizations (53); corporations or other businesses not listed above (23)."
    },
    {
      "q": "Which custodians does Loring, Wolcott & Coolidge Fiduciary Advisors, LLP use?",
      "a": "Loring, Wolcott & Coolidge Fiduciary Advisors, LLP's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity and Loring, Wolcott & Coolidge Trust, LLC (affiliated with the firm) as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Loring, Wolcott & Coolidge Fiduciary Advisors, LLP report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/107153"
    },
    {
      "q": "Does Loring, Wolcott & Coolidge Fiduciary Advisors, LLP state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated July 9, 2026 says: \"We generally require $ 2,000,000 in investable assets to establish an account relationship with us.\""
    },
    {
      "q": "What changed in Loring, Wolcott & Coolidge Fiduciary Advisors, LLP's recent Form ADV filings?",
      "a": "In the August 2026 filing data: Updated its list of owners and control persons (Schedule A)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 10566010436.0,
      "total_employees": 96,
      "filing_date": "2021-06-23"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 12619340883.0,
      "total_employees": 99,
      "filing_date": "2022-03-31"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 9688406762.0,
      "total_employees": 104,
      "filing_date": "2023-06-23"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 11611790589.0,
      "total_employees": 104,
      "filing_date": "2024-03-28"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 12913949641.0,
      "total_employees": 103,
      "filing_date": "2025-06-27"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 12835550894.0,
      "total_employees": 109,
      "filing_date": "2026-07-23"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-08-01",
      "period_label": "August 2026",
      "notes": [
        "Updated its list of owners and control persons (Schedule A)."
      ]
    },
    {
      "period": "2026-07-01",
      "period_label": "July 2026",
      "notes": [
        "Registered or notice-filed in NJ."
      ]
    },
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Registered or notice-filed in HI.",
        "Updated its list of owners and control persons (Schedule A)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated July 9, 2026",
    "tiers": [
      {
        "band": "Up to $3,000,000",
        "rate": "0.9%"
      },
      {
        "band": "$3,000,000 to $6,000,000",
        "rate": "0.6%"
      },
      {
        "band": "Above $6,000,000",
        "rate": "0.3%"
      }
    ],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$2,000,000",
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "figures": [
      {
        "label": "Fee schedule",
        "statements": [
          "Up to $3,000,000: 0.9% a year",
          "$3,000,000 to $6,000,000: 0.6% a year",
          "Above $6,000,000: 0.3% a year"
        ],
        "quotes": [
          "The principal fee is a graduated fee based on assets under management: 0.9% is charged on the first $3,000,000 under management, 0.6% on the next $ 3,000,000, and 0.3% on the balance of the assets.",
          "The income fee is 5% and is charged on all interest and dividends collect ed."
        ]
      },
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $2,000,000"
        ],
        "quotes": [
          "We generally require $ 2,000,000 in investable assets to establish an account relationship with us."
        ]
      }
    ],
    "quotes": [
      "The principal fee is a graduated fee based on assets under management: 0.9% is charged on the first $3,000,000 under management, 0.6% on the next $ 3,000,000, and 0.3% on the balance of the assets.",
      "The income fee is 5% and is charged on all interest and dividends collect ed.",
      "We generally require $ 2,000,000 in investable assets to establish an account relationship with us."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Fidelity",
      "name_as_filed": "FIDELITY",
      "affiliated": false
    },
    {
      "name": "Loring, Wolcott & Coolidge Trust, LLC",
      "name_as_filed": "LORING, WOLCOTT & COOLIDGE TRUST, LLC",
      "affiliated": true
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/loring-wolcott-and-coolidge-fiduciary-advisors-llp-boston-ma-107153.md",
  "clients": [
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 3214,
      "fewer_than_5": false,
      "raum": 12133055782.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": null,
      "fewer_than_5": true,
      "raum": 4318324.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 53,
      "fewer_than_5": false,
      "raum": 458296363.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 23,
      "fewer_than_5": false,
      "raum": 239880425.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/107153",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}