# Lord and Richards

> Lord and Richards is an SEC-registered investment advisory firm in Highlands Ranch, CO, registered since 2023, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 4, 2026.

- CRD: 328907
- Filed as: LORD AND RICHARDS
- Legal name: Lord and Richards Wealth Management, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Highlands Ranch, CO
- Filing period: October 2026
- Form ADV filing dated: September 4, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/328907
- AdvisorCensus page: https://advisorcensus.com/firm/lord-and-richards-highlands-ranch-co-328907

## Quick answers

**How is Lord and Richards compensated?**
On its Form ADV (Item 5.E, October 2026), Lord and Richards reports these compensation arrangements: a percentage of assets under its management.

**How much does Lord and Richards charge?**
Its Form ADV Part 2A brochure dated March 2, 2026 states: Up to $1,000,000: 1.5% a year; $1,000,001 to $2,499,999: 1% a year; $2,500,000 to $4,999,999: 0.75% a year; Above $5,000,000: 0.5% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Lord and Richards located?**
Lord and Richards' principal office is in Highlands Ranch, CO, according to its Form ADV; the October 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Lord and Richards registered with the SEC or a state?**
Lord and Richards is an SEC-registered investment advisory firm, registered since 2023. Status as filed: Approved. CRD 328907.

**How much does Lord and Richards manage?**
Lord and Richards reports $128,761,154 in regulatory assets under management in its Form ADV filing dated September 4, 2026 (100% discretionary).

**How have Lord and Richards' assets and staff changed since 2024?**
In the Form ADV data for Lord and Richards: Regulatory assets under management: $95,520,684 in the October 2024 data and $128,761,154 in the October 2026 data, up 35%. Total employees: 16 in October 2024 and 18 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Lord and Richards serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (1,141); high net worth individuals (87).

**Which custodians does Lord and Richards use?**
Lord and Richards' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Lord and Richards report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/328907

**Does Lord and Richards state an account minimum?**
Its Form ADV Part 2A brochure dated March 2, 2026 says: "There is no account minimum for any of LRWM’s services."

**What changed in Lord and Richards' recent Form ADV filings?**
In the October 2026 filing data: Added an office in Broomfield, CO. No longer lists an office in Plano, TX.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated March 2, 2026)

- Up to $1,000,000: 1.5% a year
- $1,000,001 to $2,499,999: 1% a year
- $2,500,000 to $4,999,999: 0.75% a year
- Above $5,000,000: 0.5% a year

> Up to $1,000,000 1.50% $1,000,001 - $2,499,999 1.00% $2,500,000 - $4,999,999 0.75% Above $5,000,000 0.50%

> These fees are generally negotiable, and the final fee schedule will be memorialized in the client’s advisory agreement.

- Account minimum: None

> There is no account minimum for any of LRWM’s services.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $128,761,154
- Discretionary: $128,761,154
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 1,141 | $72,080,566 |
| High net worth individuals | 87 | $56,680,588 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2023 (2 years)
- Employees: 18 total, 8 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CO, FL, NE, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the October 2026 filing
- Broomfield, CO

### Websites listed on Form ADV (Item 1.I)
- lordandrichards.com
- Facebook @LordandRichards
- Instagram @lordandrichards
- LinkedIn @lord-and-richards

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | $95,520,684 | 16 | July 29, 2024 |
| October 2025 | $104,479,729 | 16 | July 31, 2025 |
| October 2026 | $128,761,154 | 18 | September 4, 2026 |

Regulatory assets under management: $95,520,684 in the October 2024 data and $128,761,154 in the October 2026 data, up 35%.
Total employees: 16 in October 2024 and 18 in October 2026.

## Changes in the filing (last 12 months)

### October 2026
- Added an office in Broomfield, CO.
- No longer lists an office in Plano, TX.

### June 2026
- Updated its list of owners and control persons (Schedule A).

### April 2026
- Employees performing advisory functions went from 7 to 8.
- Regulatory assets under management went from $104,479,729 to $128,761,154 (+23%).
- Updated its list of owners and control persons (Schedule A).

### February 2026
- Employees performing advisory functions went from 6 to 7.

### January 2026
- Employees performing advisory functions went from 7 to 6.
- Updated its list of owners and control persons (Schedule A).

### December 2025
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Lord and Richards (CRD 328907): Form ADV filing data as of October 2026.