{
  "crd_number": 328907,
  "slug": "lord-and-richards-highlands-ranch-co-328907",
  "primary_business_name": "LORD AND RICHARDS",
  "legal_name": "LORD AND RICHARDS WEALTH MANAGEMENT, LLC",
  "dbas": [],
  "city": "Highlands Ranch",
  "state": "CO",
  "country": "United States",
  "cbsa_code": "19740",
  "metro": {
    "cbsa_code": "19740",
    "common_name": "Denver",
    "msa_name": "Denver-Aurora-Centennial, CO",
    "path": "/advisors/co/denver"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2023-12-15",
  "years_registered": 2,
  "period": "2026-10-01",
  "filing_date": "2026-09-04",
  "carried_forward": false,
  "raum_total": 128761154.0,
  "raum_discretionary": 128761154.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 18,
  "advisory_employees": 8,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 72080566.0,
      "count": 1141
    },
    "high_net_worth_individuals": {
      "raum": 56680588.0,
      "count": 87
    }
  },
  "compensation_types": [
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CO",
    "FL",
    "NE",
    "TX"
  ],
  "websites": [
    "https://facebook.com/LordandRichards",
    "https://instagram.com/lordandrichards",
    "https://linkedin.com/company/lord-and-richards",
    "https://lordandrichards.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/328907",
  "city_as_filed": "HIGHLANDS RANCH",
  "url": "https://advisorcensus.com/firm/lord-and-richards-highlands-ranch-co-328907",
  "display_name": "Lord and Richards",
  "summary": "Lord and Richards is an SEC-registered investment advisory firm in Highlands Ranch, CO, registered since 2023, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 4, 2026.",
  "citation": "AdvisorCensus. Lord and Richards (CRD 328907): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses"
  ],
  "quick_answers": [
    {
      "q": "How is Lord and Richards compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Lord and Richards reports these compensation arrangements: a percentage of assets under its management."
    },
    {
      "q": "How much does Lord and Richards charge?",
      "a": "Its Form ADV Part 2A brochure dated March 2, 2026 states: Up to $1,000,000: 1.5% a year; $1,000,001 to $2,499,999: 1% a year; $2,500,000 to $4,999,999: 0.75% a year; Above $5,000,000: 0.5% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Lord and Richards located?",
      "a": "Lord and Richards' principal office is in Highlands Ranch, CO, according to its Form ADV; the October 2026 filing also lists 1 other office (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Lord and Richards registered with the SEC or a state?",
      "a": "Lord and Richards is an SEC-registered investment advisory firm, registered since 2023. Status as filed: Approved. CRD 328907."
    },
    {
      "q": "How much does Lord and Richards manage?",
      "a": "Lord and Richards reports $128,761,154 in regulatory assets under management in its Form ADV filing dated September 4, 2026 (100% discretionary)."
    },
    {
      "q": "How have Lord and Richards' assets and staff changed since 2024?",
      "a": "In the Form ADV data for Lord and Richards: Regulatory assets under management: $95,520,684 in the October 2024 data and $128,761,154 in the October 2026 data, up 35%. Total employees: 16 in October 2024 and 18 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Lord and Richards serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (1,141); high net worth individuals (87)."
    },
    {
      "q": "Which custodians does Lord and Richards use?",
      "a": "Lord and Richards' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Lord and Richards report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/328907"
    },
    {
      "q": "Does Lord and Richards state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated March 2, 2026 says: \"There is no account minimum for any of LRWM’s services.\""
    },
    {
      "q": "What changed in Lord and Richards' recent Form ADV filings?",
      "a": "In the October 2026 filing data: Added an office in Broomfield, CO. No longer lists an office in Plano, TX."
    }
  ],
  "filing_history": [
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 95520684.0,
      "total_employees": 16,
      "filing_date": "2024-07-29"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 104479729.0,
      "total_employees": 16,
      "filing_date": "2025-07-31"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 128761154.0,
      "total_employees": 18,
      "filing_date": "2026-09-04"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-10-01",
      "period_label": "October 2026",
      "notes": [
        "Added an office in Broomfield, CO.",
        "No longer lists an office in Plano, TX."
      ]
    },
    {
      "period": "2026-06-01",
      "period_label": "June 2026",
      "notes": [
        "Updated its list of owners and control persons (Schedule A)."
      ]
    },
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Employees performing advisory functions went from 7 to 8.",
        "Regulatory assets under management went from $104,479,729 to $128,761,154 (+23%).",
        "Updated its list of owners and control persons (Schedule A)."
      ]
    },
    {
      "period": "2026-02-01",
      "period_label": "February 2026",
      "notes": [
        "Employees performing advisory functions went from 6 to 7."
      ]
    },
    {
      "period": "2026-01-01",
      "period_label": "January 2026",
      "notes": [
        "Employees performing advisory functions went from 7 to 6.",
        "Updated its list of owners and control persons (Schedule A)."
      ]
    },
    {
      "period": "2025-12-01",
      "period_label": "December 2025",
      "notes": [
        "Updated its list of owners and control persons (Schedule A)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 2, 2026",
    "provided_by_the_firm": false,
    "tiers": [
      {
        "band": "Up to $1,000,000",
        "rate": "1.5%"
      },
      {
        "band": "$1,000,001 to $2,499,999",
        "rate": "1%"
      },
      {
        "band": "$2,500,000 to $4,999,999",
        "rate": "0.75%"
      },
      {
        "band": "Above $5,000,000",
        "rate": "0.5%"
      }
    ],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "None",
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [],
    "figures": [
      {
        "label": "Fee schedule",
        "statements": [
          "Up to $1,000,000: 1.5% a year",
          "$1,000,001 to $2,499,999: 1% a year",
          "$2,500,000 to $4,999,999: 0.75% a year",
          "Above $5,000,000: 0.5% a year"
        ],
        "quotes": [
          "Up to $1,000,000 1.50% $1,000,001 - $2,499,999 1.00% $2,500,000 - $4,999,999 0.75% Above $5,000,000 0.50%",
          "These fees are generally negotiable, and the final fee schedule will be memorialized in the client’s advisory agreement."
        ]
      },
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: None"
        ],
        "quotes": [
          "There is no account minimum for any of LRWM’s services."
        ]
      }
    ],
    "values": {
      "tiers": [
        {
          "min": 0.0,
          "max": 1000000.0,
          "rate_pct": 1.5
        },
        {
          "min": 1000001.0,
          "max": 2499999.0,
          "rate_pct": 1.0
        },
        {
          "min": 2500000.0,
          "max": 4999999.0,
          "rate_pct": 0.75
        },
        {
          "min": 5000000.0,
          "max": null,
          "rate_pct": 0.5
        }
      ],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 0.0,
      "minimum_annual_fee": null,
      "planning": []
    },
    "quotes": [
      "Up to $1,000,000 1.50% $1,000,001 - $2,499,999 1.00% $2,500,000 - $4,999,999 0.75% Above $5,000,000 0.50%",
      "These fees are generally negotiable, and the final fee schedule will be memorialized in the client’s advisory agreement.",
      "There is no account minimum for any of LRWM’s services."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/lord-and-richards-highlands-ranch-co-328907.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 1141,
      "fewer_than_5": false,
      "raum": 72080566.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 87,
      "fewer_than_5": false,
      "raum": 56680588.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/328907",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}