{
  "crd_number": 147403,
  "slug": "lighthouse-retirement-ponte-vedra-fl-147403",
  "primary_business_name": "LIGHTHOUSE RETIREMENT",
  "legal_name": "MARTIN D. PARLATO & ASSOCIATES, INC.",
  "dbas": [],
  "city": "Ponte Vedra",
  "state": "FL",
  "country": "United States",
  "cbsa_code": "27260",
  "metro": {
    "cbsa_code": "27260",
    "common_name": "Jacksonville",
    "msa_name": "Jacksonville, FL",
    "path": "/advisors/fl/jacksonville"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2021-01-25",
  "years_registered": 5,
  "period": "2026-10-01",
  "filing_date": "2026-03-11",
  "carried_forward": false,
  "raum_total": 284640031.0,
  "raum_discretionary": 284640031.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 1,
  "advisory_employees": 1,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 118218044.0,
      "count": 134
    },
    "high_net_worth_individuals": {
      "raum": 166421987.0,
      "count": 48
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 1,
  "states_registered": [
    "FL",
    "GA",
    "SC"
  ],
  "websites": [
    "https://facebook.com/LighthouseRetirementHour",
    "https://lighthouseretirement.com",
    "https://linkedin.com/in/martin-parlato-15201a154"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/147403",
  "disclosure_items": [
    {
      "item": "11.D(2)",
      "question": "Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?"
    }
  ],
  "city_as_filed": "PONTE VEDRA",
  "url": "https://advisorcensus.com/firm/lighthouse-retirement-ponte-vedra-fl-147403",
  "display_name": "Lighthouse Retirement",
  "summary": "Lighthouse Retirement is an SEC-registered investment advisory firm in Ponte Vedra, FL, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 11, 2026.",
  "citation": "AdvisorCensus. Lighthouse Retirement (CRD 147403): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses"
  ],
  "quick_answers": [
    {
      "q": "How is Lighthouse Retirement compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Lighthouse Retirement reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "Where is Lighthouse Retirement located?",
      "a": "Lighthouse Retirement's principal office is in Ponte Vedra, FL, according to its Form ADV."
    },
    {
      "q": "Is Lighthouse Retirement registered with the SEC or a state?",
      "a": "Lighthouse Retirement is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 147403."
    },
    {
      "q": "How much does Lighthouse Retirement manage?",
      "a": "Lighthouse Retirement reports $284,640,031 in regulatory assets under management in its Form ADV filing dated March 11, 2026 (100% discretionary)."
    },
    {
      "q": "How have Lighthouse Retirement's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Lighthouse Retirement: Regulatory assets under management: $107,631,439 in the October 2021 data and $284,640,031 in the October 2026 data, up 164%. Total employees: 1 in October 2021 and 1 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Lighthouse Retirement serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (134); high net worth individuals (48)."
    },
    {
      "q": "Which custodians does Lighthouse Retirement use?",
      "a": "Lighthouse Retirement's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Interactive Brokers LLC as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Lighthouse Retirement report any disciplinary disclosures?",
      "a": "Reports 1 disclosure item on Form ADV Item 11: yes answers to 11.D(2) (another regulator's finding of a violation). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/147403"
    },
    {
      "q": "Does Lighthouse Retirement state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated March 11, 2026 says: \"The Firm generally requires a minimum initial investment of $100,000 to open an account, which could be negotiable by the Company in its sole discretion.\""
    },
    {
      "q": "What changed in Lighthouse Retirement's recent Form ADV filings?",
      "a": "In the April 2026 filing data: Regulatory assets under management went from $211,882,501 to $284,640,031 (+34%). No longer lists an office in Jacksonville, FL. No longer lists an office in Melbourne, FL. No longer lists an office in Okatie, SC. No longer lists an office in Savannah, GA. No longer lists an office in Vero Beach, FL."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 107631439.0,
      "total_employees": 1,
      "filing_date": "2021-08-04"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 124850196.0,
      "total_employees": 1,
      "filing_date": "2022-04-26"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 96605919.0,
      "total_employees": 1,
      "filing_date": "2023-03-30"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 139022779.0,
      "total_employees": 1,
      "filing_date": "2024-03-19"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 211882501.0,
      "total_employees": 1,
      "filing_date": "2025-03-31"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 284640031.0,
      "total_employees": 1,
      "filing_date": "2026-03-11"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Regulatory assets under management went from $211,882,501 to $284,640,031 (+34%).",
        "No longer lists an office in Jacksonville, FL.",
        "No longer lists an office in Melbourne, FL.",
        "No longer lists an office in Okatie, SC.",
        "No longer lists an office in Savannah, GA.",
        "No longer lists an office in Vero Beach, FL."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 11, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$100,000",
    "account_minimum_may_be_waived": true,
    "minimum_annual_fee": null,
    "planning_fees": [],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $100,000 (the brochure says it may be waived or negotiated)"
        ],
        "quotes": [
          "The Firm generally requires a minimum initial investment of $100,000 to open an account, which could be negotiable by the Company in its sole discretion."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 100000.0,
      "minimum_annual_fee": null,
      "planning": []
    },
    "quotes": [
      "The Firm generally requires a minimum initial investment of $100,000 to open an account, which could be negotiable by the Company in its sole discretion."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    },
    {
      "name": "Interactive Brokers LLC",
      "name_as_filed": "INTERACTIVE BROKERS LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/lighthouse-retirement-ponte-vedra-fl-147403.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 134,
      "fewer_than_5": false,
      "raum": 118218044.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 48,
      "fewer_than_5": false,
      "raum": 166421987.0
    }
  ],
  "disclosure_line": "Reports 1 disclosure item on Form ADV Item 11.",
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/147403",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}