# Lighthouse Financial Advisors, Inc.

> Lighthouse Financial Advisors, Inc. is an SEC-registered investment advisory firm in Red Bank, NJ, registered since 2013, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated March 9, 2026.

- CRD: 121496
- Filed as: LIGHTHOUSE FINANCIAL ADVISORS, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Red Bank, NJ
- Filing period: October 2026
- Form ADV filing dated: March 9, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/121496
- AdvisorCensus page: https://advisorcensus.com/firm/lighthouse-financial-advisors-inc-red-bank-nj-121496

## Quick answers

**How is Lighthouse Financial Advisors, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Lighthouse Financial Advisors, Inc. reports these compensation arrangements: fixed fees (other than subscription fees).

**How much does Lighthouse Financial Advisors, Inc. charge?**
Its Form ADV Part 2A brochure dated March 9, 2026 states: Flat fee: $5,000 to $50,000 a year (retirement plan consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Lighthouse Financial Advisors, Inc. located?**
Lighthouse Financial Advisors, Inc.'s principal office is in Red Bank, NJ, according to its Form ADV; the April 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Lighthouse Financial Advisors, Inc. registered with the SEC or a state?**
Lighthouse Financial Advisors, Inc. is an SEC-registered investment advisory firm, registered since 2013. Status as filed: Approved. CRD 121496.

**How much does Lighthouse Financial Advisors, Inc. manage?**
Lighthouse Financial Advisors, Inc. reports $1,113,936,231 in regulatory assets under management in its Form ADV filing dated March 9, 2026 (27% discretionary).

**How have Lighthouse Financial Advisors, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Lighthouse Financial Advisors, Inc.: Regulatory assets under management: $509,788,799 in the October 2021 data and $1,113,936,231 in the October 2026 data, up 119%. Total employees: 8 in October 2021 and 9 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Lighthouse Financial Advisors, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (221); high net worth individuals (208).

**Which custodians does Lighthouse Financial Advisors, Inc. use?**
Lighthouse Financial Advisors, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists National Financial Services LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Lighthouse Financial Advisors, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/121496

**What changed in Lighthouse Financial Advisors, Inc.'s recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 6 to 7. Regulatory assets under management went from $869,173,414 to $1,113,936,231 (+28%). Added an office in Red Bank, NJ. Registered or notice-filed in NC.

## From the Form ADV filing

### Compensation (Item 5.E)
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 9, 2026)

- Flat fee: $5,000 to $50,000 a year (retirement plan consulting services)

> This fee generally ranges between $5,000 and $50,000 per year on a flat fee basis, depending on the size of the plan, anticipated future additional assets, related accounts, complexity and scope of the engagement, and negotiations with the plan.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- National Financial Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $1,113,936,231
- Discretionary: $304,840,258
- Non-discretionary: $809,095,973

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 221 | $181,571,142 |
| High net worth individuals | 208 | $858,143,680 |
| Charitable organizations | Fewer than 5 | $74,221,409 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services

### Firm details
- Registered since: 2013 (13 years)
- Employees: 9 total, 7 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, FL, LA, MA, NC, NJ, NY, PA, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Red Bank, NJ

### Websites listed on Form ADV (Item 1.I)
- [lfadvisors.com](https://lfadvisors.com)
- Facebook @LFADVISORS
- LinkedIn @lighthouse-financial-advisors

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $509,788,799 | 8 | March 16, 2021 |
| October 2022 | $614,654,495 | 8 | March 15, 2022 |
| October 2023 | $567,389,875 | 8 | February 3, 2023 |
| October 2024 | $713,848,786 | 9 | March 18, 2024 |
| October 2025 | $869,173,414 | 9 | March 29, 2025 |
| October 2026 | $1,113,936,231 | 9 | March 9, 2026 |

Regulatory assets under management: $509,788,799 in the October 2021 data and $1,113,936,231 in the October 2026 data, up 119%.
Total employees: 8 in October 2021 and 9 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 6 to 7.
- Regulatory assets under management went from $869,173,414 to $1,113,936,231 (+28%).
- Added an office in Red Bank, NJ.
- Registered or notice-filed in NC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Lighthouse Financial Advisors, Inc. (CRD 121496): Form ADV filing data as of October 2026.