# Lightcap Financial Group, LLC

> Lightcap Financial Group, LLC is a state-registered investment advisory firm in San Diego, CA, registered since 2025, reporting under $25 million in regulatory assets under management in its Form ADV filing dated April 29, 2026.

- CRD: 334873
- Filed as: LIGHTCAP FINANCIAL GROUP, LLC
- Also doing business as: LIGHTCAP INSURANCE SERVICES
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: San Diego, CA
- Filing period: October 2026
- Form ADV filing dated: April 29, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/334873
- AdvisorCensus page: https://advisorcensus.com/firm/lightcap-financial-group-llc-san-diego-ca-334873

## Quick answers

**How is Lightcap Financial Group, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Lightcap Financial Group, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Lightcap Financial Group, LLC located?**
Lightcap Financial Group, LLC's principal office is in San Diego, CA, according to its Form ADV.

**Is Lightcap Financial Group, LLC registered with the SEC or a state?**
Lightcap Financial Group, LLC is a state-registered investment advisory firm, registered since 2025. Status as filed: APPROVED. CRD 334873.

**How much does Lightcap Financial Group, LLC manage?**
Lightcap Financial Group, LLC reports $18,683,958 in regulatory assets under management in its Form ADV filing dated April 29, 2026 (100% discretionary).

**How have Lightcap Financial Group, LLC's assets and staff changed since 2025?**
In the Form ADV data for Lightcap Financial Group, LLC: Regulatory assets under management: $11,345,112 in the October 2025 data and $18,683,958 in the October 2026 data, up 65%. Total employees: 1 in October 2025 and 7 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Lightcap Financial Group, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (39); high net worth individuals (35).

**Does Lightcap Financial Group, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/334873

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $18,683,958
- Discretionary: $18,683,958
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 39 | $3,807,212 |
| High net worth individuals | 35 | $14,876,746 |
| Banking or thrift institutions | Fewer than 5 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $0 |
| Charitable organizations | Fewer than 5 | $0 |
| State or municipal government entities (including government pension plans) | Fewer than 5 | $0 |
| Other investment advisers | Fewer than 5 | $0 |
| Insurance companies | Fewer than 5 | $0 |
| Sovereign wealth funds and foreign official institutions | Fewer than 5 | $0 |
| Corporations or other businesses not listed above | Fewer than 5 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services

### Firm details
- Registered since: 2025 (1 year)
- Employees: 7 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- lightcapfinancial.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $11,345,112 | 1 | July 18, 2025 |
| October 2026 | $18,683,958 | 7 | April 29, 2026 |

Regulatory assets under management: $11,345,112 in the October 2025 data and $18,683,958 in the October 2026 data, up 65%.
Total employees: 1 in October 2025 and 7 in October 2026.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Lightcap Financial Group, LLC (CRD 334873): Form ADV filing data as of October 2026.