# Life Strategies, Inc.

> Life Strategies, Inc. is an SEC-registered investment advisory firm in Cardiff, CA, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated August 21, 2026.

- CRD: 167732
- Filed as: LIFE STRATEGIES, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Cardiff, CA
- Filing period: October 2026
- Form ADV filing dated: August 21, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/167732
- AdvisorCensus page: https://advisorcensus.com/firm/life-strategies-inc-cardiff-ca-167732

## Quick answers

**How is Life Strategies, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Life Strategies, Inc. reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**How much does Life Strategies, Inc. charge?**
Its Form ADV Part 2A brochure dated August 21, 2026 states: Flat fee: $500 to $3,000 (creating client financial plans). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Life Strategies, Inc. located?**
Life Strategies, Inc.'s principal office is in Cardiff, CA, according to its Form ADV.

**Is Life Strategies, Inc. registered with the SEC or a state?**
Life Strategies, Inc. is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 167732.

**How much does Life Strategies, Inc. manage?**
Life Strategies, Inc. reports $121,245,786 in regulatory assets under management in its Form ADV filing dated August 21, 2026 (100% discretionary).

**How have Life Strategies, Inc.'s assets and staff changed since 2025?**
In the Form ADV data for Life Strategies, Inc.: Regulatory assets under management: $112,000,000 in the October 2025 data and $121,245,786 in the October 2026 data, up 8%. Total employees: 2 in October 2025 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Life Strategies, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (88); high net worth individuals (27).

**Which custodians does Life Strategies, Inc. use?**
Life Strategies, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Life Strategies, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/167732

**Does Life Strategies, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated August 21, 2026 says: "There is no account minimum for any of LSI’s services."

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated August 21, 2026)

- Account minimum: None

> There is no account minimum for any of LSI’s services.

- Flat fee: $500 to $3,000 (creating client financial plans)

> The negotiated fixed rate for creating client financial plans is between $500 and $3,000.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $121,245,786
- Discretionary: $121,245,786
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 88 | $56,985,519 |
| High net worth individuals | 27 | $64,260,267 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2025 (1 year)
- Employees: 2 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $112,000,000 | 2 | December 24, 2024 |
| October 2026 | $121,245,786 | 2 | August 21, 2026 |

Regulatory assets under management: $112,000,000 in the October 2025 data and $121,245,786 in the October 2026 data, up 8%.
Total employees: 2 in October 2025 and 2 in October 2026.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Life Strategies, Inc. (CRD 167732): Form ADV filing data as of October 2026.