# Life, Inc. Retirement Services

> Life, Inc. Retirement Services is a state-registered investment advisory firm in Columbus, OH, registered since 2014, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated March 24, 2026.

- CRD: 173073
- Filed as: LIFE, INC. RETIREMENT SERVICES
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Columbus, OH
- Filing period: October 2026
- Form ADV filing dated: March 24, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/173073
- AdvisorCensus page: https://advisorcensus.com/firm/life-inc-retirement-services-columbus-oh-173073

## Quick answers

**How is Life, Inc. Retirement Services compensated?**
On its Form ADV (Item 5.E, October 2026), Life, Inc. Retirement Services reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees); commissions.

**Where is Life, Inc. Retirement Services located?**
Life, Inc. Retirement Services' principal office is in Columbus, OH, according to its Form ADV.

**Is Life, Inc. Retirement Services registered with the SEC or a state?**
Life, Inc. Retirement Services is a state-registered investment advisory firm, registered since 2014. Status as filed: APPROVED. CRD 173073.

**How much does Life, Inc. Retirement Services manage?**
Life, Inc. Retirement Services reports $91,557,309 in regulatory assets under management in its Form ADV filing dated March 24, 2026 (20% discretionary).

**What types of clients does Life, Inc. Retirement Services serve?**
By number of clients on Form ADV Item 5.D: pension and profit sharing plans (but not the plan participants or government pension plans) (140); individuals (other than high net worth individuals) (89).

**Does Life, Inc. Retirement Services report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/173073

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)
- Commissions

### Regulatory assets under management (Item 5.F)
- Total: $91,557,309
- Discretionary: $18,733,508
- Non-discretionary: $72,823,801

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 89 | $18,733,508 |
| High net worth individuals | 0 | $0 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 140 | $72,823,801 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services

### Firm details
- Registered since: 2014 (11 years)
- Employees: 8 total, 5 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, MD, MN, NC, NY, OH
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- 401k.expert
- ivoryhill.com
- lifeinc401k.com
- lifeincrs.com
- Facebook @LifeIncRetirement
- LinkedIn @life-inc-retirement-services
- X @Life_Inc_Retire

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Life, Inc. Retirement Services (CRD 173073): Form ADV filing data as of October 2026.