# Level Financial Advisors, Inc.

> Level Financial Advisors, Inc. is an SEC-registered investment advisory firm in East Amherst, NY, registered since 1981, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated September 30, 2026.

- CRD: 110641
- Filed as: LEVEL FINANCIAL ADVISORS, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: East Amherst, NY
- Filing period: October 2026
- Form ADV filing dated: September 30, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/110641
- AdvisorCensus page: https://advisorcensus.com/firm/level-financial-advisors-inc-east-amherst-ny-110641

## Quick answers

**How is Level Financial Advisors, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Level Financial Advisors, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Level Financial Advisors, Inc. charge?**
Its Form ADV Part 2A brochure dated March 23, 2026 states: Hourly rate: $240 to $480 an hour (hourly financial planning for fees). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Level Financial Advisors, Inc. located?**
Level Financial Advisors, Inc.'s principal office is in East Amherst, NY, according to its Form ADV; the October 2026 filing also lists 2 other offices (Schedule D, Section 1.F).

**Is Level Financial Advisors, Inc. registered with the SEC or a state?**
Level Financial Advisors, Inc. is an SEC-registered investment advisory firm, registered since 1981. Status as filed: Approved. CRD 110641.

**How much does Level Financial Advisors, Inc. manage?**
Level Financial Advisors, Inc. reports $975,191,940 in regulatory assets under management in its Form ADV filing dated September 30, 2026 (98% discretionary).

**How have Level Financial Advisors, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Level Financial Advisors, Inc.: Regulatory assets under management: $500,794,994 in the October 2021 data and $975,191,940 in the October 2026 data, up 95%. Total employees: 15 in October 2021 and 16 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Level Financial Advisors, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (439); high net worth individuals (289).

**Which custodians does Level Financial Advisors, Inc. use?**
Level Financial Advisors, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Level Financial Advisors, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/110641

**What changed in Level Financial Advisors, Inc.'s recent Form ADV filings?**
In the October 2026 filing data: Employees performing advisory functions went from 9 to 10. Regulatory assets under management went from $862,657,652 to $975,191,940 (+13%). Added an office in Temecula, NY.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 23, 2026)

- Hourly rate: $240 to $480 an hour (hourly financial planning for fees)

> For some legacy clients who were charged hourly rates in previous engagements, before the creation of our current services, we offer hourly financial planning for fees that range from $240 to $480 per hour, depending on which advisor a client engages.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $975,191,940
- Discretionary: $953,486,088
- Non-discretionary: $21,705,852

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 439 | $182,289,719 |
| High net worth individuals | 289 | $792,902,221 |
| Banking or thrift institutions | Not reported | $0 |
| Investment companies | Not reported | $0 |
| Business development companies | Not reported | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | Not reported | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Not reported | $0 |
| Charitable organizations | Not reported | $0 |
| State or municipal government entities (including government pension plans) | Not reported | $0 |
| Other investment advisers | Not reported | $0 |
| Insurance companies | Not reported | $0 |
| Sovereign wealth funds and foreign official institutions | Not reported | $0 |
| Corporations or other businesses not listed above | Not reported | $0 |
| Other | Not reported | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Publication of periodicals or newsletters
- Educational seminars/workshops

### Firm details
- Registered since: 1981 (45 years)
- Employees: 16 total, 10 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, CO, FL, GA, LA, MA, MD, NC, NH, NJ, NY, PA, SC, TX, VA, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the October 2026 filing
- Orchard Park, NY
- Temecula, NY

### Websites listed on Form ADV (Item 1.I)
- [levelfa.com](https://levelfa.com)
- Facebook @LEVELADVISORS
- Instagram @LEVELFINANCIAL
- LinkedIn @10531695
- X @LEVELFINANCIAL
- YouTube @UCIvBfICPVQ5fxd8AXZYqc7A

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $500,794,994 | 15 | August 20, 2021 |
| October 2022 | $545,201,873 | 14 | August 12, 2022 |
| October 2023 | $529,563,529 | 14 | August 28, 2023 |
| October 2024 | $620,808,285 | 14 | September 12, 2024 |
| October 2025 | $684,229,196 | 15 | April 10, 2025 |
| October 2026 | $975,191,940 | 16 | September 30, 2026 |

Regulatory assets under management: $500,794,994 in the October 2021 data and $975,191,940 in the October 2026 data, up 95%.
Total employees: 15 in October 2021 and 16 in October 2026.

## Changes in the filing (last 12 months)

### October 2026
- Employees performing advisory functions went from 9 to 10.
- Regulatory assets under management went from $862,657,652 to $975,191,940 (+13%).
- Added an office in Temecula, NY.

### June 2026
- Added an office in Orchard Park, NY.
- No longer lists an office in Hamburg, NY.

### April 2026
- No longer lists an office in Hemet, CA.

### February 2026
- Regulatory assets under management went from $684,229,196 to $868,414,728 (+27%).

### December 2025
- Employees performing advisory functions went from 8 to 9.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Level Financial Advisors, Inc. (CRD 110641): Form ADV filing data as of October 2026.