{
  "crd_number": 136596,
  "slug": "ld-lowe-wealth-advisory-richardson-tx-136596",
  "primary_business_name": "LD LOWE WEALTH ADVISORY",
  "legal_name": "L.D. LOWE WEALTH ADVISORY, INC.",
  "dbas": [],
  "city": "Richardson",
  "state": "TX",
  "country": "United States",
  "cbsa_code": "19100",
  "metro": {
    "cbsa_code": "19100",
    "common_name": "Dallas",
    "msa_name": "Dallas-Fort Worth-Arlington, TX",
    "path": "/advisors/tx/dallas"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2005-10-07",
  "years_registered": 20,
  "period": "2026-10-01",
  "filing_date": "2026-03-30",
  "carried_forward": false,
  "raum_total": 118813315.0,
  "raum_discretionary": 118813315.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 8,
  "advisory_employees": 2,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 73990450.0,
      "count": 238
    },
    "high_net_worth_individuals": {
      "raum": 44822865.0,
      "count": 26
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "other",
    "pension_consulting",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": true,
  "disclosure_yes_count": 0,
  "states_registered": [
    "TX"
  ],
  "websites": [
    "https://facebook.com/LDLoweWealthAdvisory",
    "https://instagram.com/ldlowewealthadvisory",
    "https://ldloweplan.com",
    "https://linkedin.com/company/ld-lowe-sr.-wealth-advisory/mycompany",
    "https://twitter.com/ldlowewealth"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/136596",
  "city_as_filed": "RICHARDSON",
  "url": "https://advisorcensus.com/firm/ld-lowe-wealth-advisory-richardson-tx-136596",
  "display_name": "LD Lowe Wealth Advisory",
  "summary": "LD Lowe Wealth Advisory is an SEC-registered investment advisory firm in Richardson, TX, registered since 2005, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 30, 2026.",
  "citation": "AdvisorCensus. LD Lowe Wealth Advisory (CRD 136596): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Pension consulting services",
    "Other"
  ],
  "quick_answers": [
    {
      "q": "How is LD Lowe Wealth Advisory compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), LD Lowe Wealth Advisory reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does LD Lowe Wealth Advisory charge?",
      "a": "Its Form ADV Part 2A brochure dated March 30, 2026 states: Hourly rate: $500 an hour (consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is LD Lowe Wealth Advisory located?",
      "a": "LD Lowe Wealth Advisory's principal office is in Richardson, TX, according to its Form ADV."
    },
    {
      "q": "Is LD Lowe Wealth Advisory registered with the SEC or a state?",
      "a": "LD Lowe Wealth Advisory is an SEC-registered investment advisory firm, registered since 2005. Status as filed: Approved. CRD 136596."
    },
    {
      "q": "How much does LD Lowe Wealth Advisory manage?",
      "a": "LD Lowe Wealth Advisory reports $118,813,315 in regulatory assets under management in its Form ADV filing dated March 30, 2026 (100% discretionary)."
    },
    {
      "q": "How have LD Lowe Wealth Advisory's assets and staff changed since 2021?",
      "a": "In the Form ADV data for LD Lowe Wealth Advisory: Regulatory assets under management: $135,539,746 in the October 2021 data and $118,813,315 in the October 2026 data, down 12%. Total employees: 7 in October 2021 and 8 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does LD Lowe Wealth Advisory serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (238); high net worth individuals (26)."
    },
    {
      "q": "Which custodians does LD Lowe Wealth Advisory use?",
      "a": "LD Lowe Wealth Advisory's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists ETC Brokerage Services, LLC as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does LD Lowe Wealth Advisory report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/136596"
    },
    {
      "q": "What changed in LD Lowe Wealth Advisory's recent Form ADV filings?",
      "a": "In the April 2026 filing data: Employees performing advisory functions went from 1 to 2."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 135539746.0,
      "total_employees": 7,
      "filing_date": "2021-09-28"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 120140383.0,
      "total_employees": 7,
      "filing_date": "2022-06-08"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 113679430.0,
      "total_employees": 9,
      "filing_date": "2023-05-08"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 109842303.0,
      "total_employees": 6,
      "filing_date": "2024-03-10"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 119217996.0,
      "total_employees": 7,
      "filing_date": "2025-03-25"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 118813315.0,
      "total_employees": 8,
      "filing_date": "2026-03-30"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Employees performing advisory functions went from 1 to 2."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 30, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $500 an hour (consulting services)"
    ],
    "figures": [
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $500 an hour (consulting services)"
        ],
        "quotes": [
          "Our minimum hourly fee is $500 per hour."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": 500.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "consulting services"
        }
      ]
    },
    "quotes": [
      "Our minimum hourly fee is $500 per hour."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "ETC Brokerage Services, LLC",
      "name_as_filed": "ETC BROKERAGE SERVICES, LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/ld-lowe-wealth-advisory-richardson-tx-136596.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 238,
      "fewer_than_5": false,
      "raum": 73990450.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 26,
      "fewer_than_5": false,
      "raum": 44822865.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/136596",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}