# Lawley Retirement Advisors

> Lawley Retirement Advisors is an SEC-registered investment advisory firm in Buffalo, NY, registered since 2016, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated July 8, 2026.

- CRD: 282786
- Filed as: LAWLEY RETIREMENT ADVISORS
- Legal name: Lawley Retirement Advisors, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Buffalo, NY
- Filing period: October 2026
- Form ADV filing dated: July 8, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/282786
- AdvisorCensus page: https://advisorcensus.com/firm/lawley-retirement-advisors-buffalo-ny-282786

## Quick answers

**How is Lawley Retirement Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Lawley Retirement Advisors reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Lawley Retirement Advisors charge?**
Its Form ADV Part 2A brochure dated March 20, 2026 states: Flat fee: $5,000 to $50,000 (management fees paid pursuant to a fixed flat-fee basis rather than a…). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Lawley Retirement Advisors located?**
Lawley Retirement Advisors' principal office is in Buffalo, NY, according to its Form ADV; the August 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Lawley Retirement Advisors registered with the SEC or a state?**
Lawley Retirement Advisors is an SEC-registered investment advisory firm, registered since 2016. Status as filed: Approved. CRD 282786.

**How much does Lawley Retirement Advisors manage?**
Lawley Retirement Advisors reports $2,130,067,484 in regulatory assets under management in its Form ADV filing dated July 8, 2026 (5% discretionary).

**How have Lawley Retirement Advisors' assets and staff changed since 2021?**
In the Form ADV data for Lawley Retirement Advisors: Regulatory assets under management: $1,168,929,946 in the October 2021 data and $2,130,067,484 in the October 2026 data, up 82%. Total employees: 7 in October 2021 and 12 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Lawley Retirement Advisors serve?**
By number of clients on Form ADV Item 5.D: pension and profit sharing plans (but not the plan participants or government pension plans) (161).

**Which custodians does Lawley Retirement Advisors use?**
Lawley Retirement Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Empower, Fidelity Brokerage Services LLC and Principal Financial Group as custodians holding 10% or more of its separately managed account assets.

**Does Lawley Retirement Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/282786

**What changed in Lawley Retirement Advisors' recent Form ADV filings?**
In the December 2025 filing data: Registered or notice-filed in LA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 20, 2026)

- Flat fee: $5,000 to $50,000 (management fees paid pursuant to a fixed flat-fee basis rather than a…)

> LRA may, at its sole discretion, enter into Agreements with clients whereby its management fees are paid pursuant to a fixed flat-fee basis rather than a percentage of the client’s AUM. In these instances, our fixed fees typically range from $5,000 up to $50,000.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Empower
- Fidelity Brokerage Services LLC
- Principal Financial Group

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $2,130,067,484
- Discretionary: $98,132,242
- Non-discretionary: $2,031,935,242

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 0 | $0 |
| High net worth individuals | 0 | $0 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 161 | $2,130,067,484 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Pension consulting services
- Other

### Firm details
- Registered since: 2016 (10 years)
- Employees: 12 total, 5 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: LA, NY, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the August 2026 filing
- Rochester, NY

### Websites listed on Form ADV (Item 1.I)
- [lawleyretirement.com](https://lawleyretirement.com)

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $1,168,929,946 | 7 | September 3, 2021 |
| October 2022 | $1,442,560,144 | 5 | June 2, 2022 |
| October 2023 | $1,301,091,580 | 7 | August 21, 2023 |
| October 2024 | $1,663,453,490 | 8 | August 5, 2024 |
| October 2025 | $1,953,102,169 | 11 | March 31, 2025 |
| October 2026 | $2,130,067,484 | 12 | July 8, 2026 |

Regulatory assets under management: $1,168,929,946 in the October 2021 data and $2,130,067,484 in the October 2026 data, up 82%.
Total employees: 7 in October 2021 and 12 in October 2026.

## Changes in the filing (last 12 months)

### December 2025
- Registered or notice-filed in LA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Lawley Retirement Advisors (CRD 282786): Form ADV filing data as of October 2026.