# Laughlin Financial LLC

> Laughlin Financial LLC is an SEC-registered investment advisory firm in Bloomington, IN, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated January 23, 2026.

- CRD: 165105
- Filed as: LAUGHLIN FINANCIAL LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Bloomington, IN
- Filing period: October 2026
- Form ADV filing dated: January 23, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/165105
- AdvisorCensus page: https://advisorcensus.com/firm/laughlin-financial-llc-bloomington-in-165105

## Quick answers

**How is Laughlin Financial LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Laughlin Financial LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Laughlin Financial LLC charge?**
Its Form ADV Part 2A brochure dated January 23, 2026 states: Hourly rate: $400 an hour (financial planning services); Flat fee: $800 to $8,000 (financial planning services); Flat fee: $800 to $8,000 a year (annual financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Laughlin Financial LLC located?**
Laughlin Financial LLC's principal office is in Bloomington, IN, according to its Form ADV.

**Is Laughlin Financial LLC registered with the SEC or a state?**
Laughlin Financial LLC is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 165105.

**How much does Laughlin Financial LLC manage?**
Laughlin Financial LLC reports $200,198,285 in regulatory assets under management in its Form ADV filing dated January 23, 2026 (84% discretionary).

**How have Laughlin Financial LLC's assets and staff changed since 2022?**
In the Form ADV data for Laughlin Financial LLC: Regulatory assets under management: $128,103,169 in the October 2022 data and $200,198,285 in the October 2026 data, up 56%. Total employees: 1 in October 2022 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Laughlin Financial LLC serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (50); individuals (other than high net worth individuals) (32).

**Which custodians does Laughlin Financial LLC use?**
Laughlin Financial LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Ascensus Broker Dealer Services, LLC and Charles Schwab & Co., Inc. as custodians holding 10% or more of its separately managed account assets.

**Does Laughlin Financial LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/165105

**Does Laughlin Financial LLC state an account minimum?**
Its Form ADV Part 2A brochure dated January 23, 2026 says: "Laughlin Financial LLC does not require a minimum investment amount to establish a relationship."

**What changed in Laughlin Financial LLC's recent Form ADV filings?**
In the February 2026 filing data: Regulatory assets under management went from $167,705,938 to $200,198,285 (+19%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated January 23, 2026)

- Account minimum: None

> Laughlin Financial LLC does not require a minimum investment amount to establish a relationship.

- Hourly rate: $400 an hour (financial planning services)

> Hourly pricing: Laughlin Financial LLC provides financial planning services under an hourly fee arrangement of $400 per hour.

- Flat fee: $800 to $8,000 (financial planning services)

> There is a range in the amount of the fixed fee charged by Laughlin Financial LLC for financial planning services (typically $800 to $8,000).

- Flat fee: $800 to $8,000 a year (annual financial planning services)

> There is a range in the amount of the fixed fee charged by Laughlin Financial LLC for annual financial planning services (typically $800 to $8,000 per year).

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Ascensus Broker Dealer Services, LLC
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $200,198,285
- Discretionary: $167,214,889
- Non-discretionary: $32,983,396

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 32 | $14,892,011 |
| High net worth individuals | 50 | $185,306,274 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Other

### Firm details
- Registered since: 2022 (4 years)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: IL, IN
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- laughlinfin.com
- laughlinfinancial.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $128,103,169 | 1 | March 28, 2022 |
| October 2023 | $130,830,749 | 1 | January 16, 2023 |
| October 2024 | $140,251,883 | 1 | August 8, 2024 |
| October 2025 | $167,705,938 | 2 | June 20, 2025 |
| October 2026 | $200,198,285 | 2 | January 23, 2026 |

Regulatory assets under management: $128,103,169 in the October 2022 data and $200,198,285 in the October 2026 data, up 56%.
Total employees: 1 in October 2022 and 2 in October 2026.

## Changes in the filing (last 12 months)

### February 2026
- Regulatory assets under management went from $167,705,938 to $200,198,285 (+19%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Laughlin Financial LLC (CRD 165105): Form ADV filing data as of October 2026.